LIC Housing Finance Ltd Exam

LIC HFL 2021 Highlights

Insurance exams are another most demanding jobs in the government sector.  Most aspirants desire to start their career in the Insurance sector and aspiration goes higher if post for which vacancies are announced is highly respectable. The notification of LIC HFL can be expected in the upcoming months but before going further it is necessary to know some basic details.

LIC HFL 2021 Exam Highlights

Conducting BodyLIC HFL
Mode Of LIC HFL Examination Online
Phases 2(online exam and interview)
Negative Marking 0.25 marks
Time Duration 2 hours ie 120 minutes
Maximum Marks 200

LIC HFL Exam Notification 2021

 Once the notification of LIC HFL for LIC HFL Assistant , LIC HFL Associate and LIC HFL Assistant Managerit is announced we will update you with all the details. It is advised to go through the official notification carefully before applying to avoid any confusion later.The LIC HFL2021 notification will include all details of the syllabus , marking scheme and region wise vacancies. Aspirants are advised to fill the form before the last date to avoid any problem later.

LIC HFL Exam Syllabus

It is important that a candidate is well versed with the topic and the detailed syllabus of the LIC HFL Exam. It is objective type and consists of English Language, General Awareness, Logical Reasoning , Numerical Ability/Quantitative Aptitude.


LIC HFL Exam consist of two phases only i.e., objective and interview . The first phase will have questions from- English Language , General Awareness , Logical Reasoning and Quantitative Aptitude/Numerical Ability . The detailed syllabus of the LIC HFL Exam is given below-

Quantitative AptitudeReasoning AbilityGeneral AwarenessEnglish Language
Ratio and Proportion Inequality Current Affairs Grammar
Average Coding Decoding Indian Financial System Vocabulary
Time and Work Syllogism Indian Banking System Error Spotting
Speed, Distance and Time Machine Input Output Monetary Plans Comprehension
Mixture and Allegations Data Sufficiency National Institution Passage Making
Stocks and Shares Circular Arrangement Banking Terms Jumble Words
Percentage Linear Arrangement   Fill in the Blanks
Permutation and Combination Floor Puzzle   Sentence Framing
Algebra Scheduling    
Trigonometry Verbal Reasoning    
Data Interpretation Ordering and Ranking    
Mensuration Arrangement and Pattern    
Probability Blood Relations    
Set Theory Direction and Distance    

LIC HFL 2019 Exam Pattern

LIC HFL Exam consists of two stages written and interview with time allocation for each section. There will be section wise and overall cutoff in order to be called for an interview. The online objective type exam pattern for LIC HFL is as follows-

SectionNo of QuestionsMaximum MarksDuration
English Language 50 50 35 minutes
Logical reasoning 50 50 35 minutes
General awareness 50 50 15 minutes
Numerical Ability (for assistant and associate) Quantitative Aptitude(for assistant manager) 50 50 35 minutes
Total 200 200 120 minutes

There will be a seperate online exam for LIC HFL Assistant , LIC HFL Associate and LIC HFL Assistant Manager but the exam pattern will remain same. Only the level of difficulty will change. Exam will be in English Language only and a penalty of 0.25 marks for each wrong answer. If a question is left blank ie no answer is given then no marks are deducted. One mark for each correct answer.

LIC HFL Interview Round

Depending upon the number of vacancies, only those candidates who rank higher in the merit list will be called for the LIC HFL interview. Candidates who do not attend the interview or do not obtain the minimum qualifying marks will be disqualified from further selection. Verification of the all the educational details and age will be done at the time of interview. Any statement if found false will result in the cancellation of candidature application form.

LIC HFL2021Exam Calender

LIC HFL notification will have examination date and each candidate should visit the official website so that he/she is updated if any change take place in the notification.

LIC Housing Finance Exam Dates

Start of online registration and payment of fees To be announced
End of online registration and payment of fees To be announced
Downloading of Call letters for Online Examination To be announced
Online Examination for Assistant To be announced
Online Examination for Associate To be announced
Online Examination for Assistant Manager To be announced

LIC HFL Salary

Selected candidates will be on a probation period of six months from the date of joining for LIC HFL Assistant and LIC HFL Associate while LIC HFL Assistant Manager will be on a training period of one year as a Management Trainee. All posts have different salaries and their details are given below -

PostPay scale
LIC HFL Assistant Salary The basic start salary for LIC HFL is RS 13,980 per month in the scale of 13980 - 860(1) - 14840 - 940(2) – 16720 - 1060(5) – 22020 - 1230(2) – 24480 - 1500(3) – 28980- 1565(2) - 32110. Besides this other admissible allowances are paid as per rules. The total emoluments comes out to be approximately Rs 23,870 per month depending upon place of posting. Lunch allowances , provident fund,gratuity , LTC etc and other benefits are provided.
LIC HFL Associate Salary The basic start salary for LIC HFL Associate is RS 21,270 per month in the scale of 21270 - 1485(3) – 25725 - 1665(15) - 50700 ..Besides this other admissible allowances are paid as per rules. The total emoluments comes out to be approximately Rs 35,960 per month depending upon place of posting. Lunch allowances , provident fund,gratuity , LTC etc and other benefits are provided.
LIC HFL Assistant Manager The basic start salary for LIC HFL Assistant Manager is RS 32,815 per month in the scale of 32815 - 1685(14)- 56405 - 1755(3) - 61670 .Besides this other admissible allowances are paid as per rules. The total emoluments comes out to be approximately Rs 56,000 per month depending upon place of posting. Lunch allowances , provident fund,gratuity , LTC etc and other benefits are provided.

LIC HFL Exam 2021 Vacancies

The notification will have vacancies that will be distributed across different region. Besides that vacancies will have category wise break up also. Given below is the previous year vacancies. For the upcoming vacancies one has to wait for the official notification.

RegionState/Union Territory covered under regionAssistantAssociateAssistant Manager
Central Chhattisgarh 10 7 100
Madhya Pradesh
East Central Bihar 10 5
Eastern Assam 14 8
West Bengal
North Central Uttar Pradesh 19 13
Northern Delhi 5 4
Himachal Pradesh
South Central Karnataka 11 7
South Eastern Andhra Pradesh 12 7
Southern Kerala 20 12
Tamil Nadu
Western Goa 24 12
TOTAL 125 75 100

LIC HFL 2021 Exam Eligibility Criteria

LIC HFL Age Criteria

To apply for the LIC HFL Exam a candidate must be a citizen of India and his/her age must not be less than 21 years and older than 28 years as on the date mentioned below.

PostAge Criteria
Assistant 21-28 years
Assistant Associate 21-28 years
Assistant Manager 21-28 years

LIC HFL Education Qualifications

A candidate must be a graduate in order to apply for the LIC HFL Post of Assistant , Associate and Assistant Manager and must possess basic computer skills. Further details are mentioned below-

PostEducation Qualifications
LIC HFL Assistant Graduate (minimum aggregate 55% marks).
LIC HFL Associate Graduate (minimum aggregate 60% marks) and CA-Inter.
LIC HFL Assistant Manager Graduate (minimum aggregate 60% marks) and Two years full time MBA/ Two years full time MMS/ Two years full time PGDBA/ PGDBM/PGPM/PGDM in any discipline from a recognized university/ institute/ board (minimum aggregate 60% marks). Course completed through correspondence/part-time are not eligible.

LIC HFL Exam 2021 :How to apply

All Candidates who are aiming for LIC HFL 2019 exam are advised to apply through online mode by visiting the official website. No other mode of application will be accepted. Given below is the simple procedure to follow-

  • Visit the official website.
  • Click on the 'Career' link and fill the necessary details.
  • A registration and password will be generated, save that.
  • Login again using the same registration number and password.
  • Fill all the details asked and upload the necessary documents as per requirement.
  • Ensure that all the details are correct, if wrong edit it before final submit.
  • Pay the fee through online mode only.

LIC HFL Exam 2021 Application fees

Fees for LIC HFL Exam is paid through online mode only . Fees for each individual post of LIC HFL Exam ie for Assistant , Associate and Assistant Manager is same. All candidate has to pay equal amount of application fee no matter to which category he/she belongs. GST will also be charged at the application fee which will be borne by the candidate. The details can be inferred from the table below-

PostApplication Fee
Assistant Rs. 500
Associate Rs. 500
Assistant Manager Rs. 500

LIC HFL Exam 2021 Exam Centres

Candidate will be allocated the centre that he/she had filled during applying for the LIC HFL Exam . No request for change of centre will be entertained. So a candidate is advised to fill the centre carefully.

RegionState/ UTExam Center
Central Chhattisgarh Raipur
Madhya Pradesh Bhopal, Indore
East Central Bihar Patna, Muzaffarpur
Jharkhand Ranchi
Odisha Bhubaneswar, Rourkela
Eastern Assam Guwahati
Sikkim Gangtok- Bardang
Tripura Agartala
West Bengal Kolkata, Siliguri
North Central Uttar Pradesh Lucknow, Meerut, Allahabad, Gorakhpur
Uttrakhand Dehradun
Northern Delhi Delhi NCR
Haryana Hissar, Chandigarh-Mohali
Himachal Pradesh Shimla
Punjab Amritsar, Chandigarh- Mohali
Rajasthan Jaipur, Jodhpur
Chandigarh Chandigarh- Mohali
South Central Karnataka Bangalore, Mysore
South Eastern Andhra Pradesh Hyderabad, Vijayawada, Visakhapatnam
Telangana Hyderabad
Southern Kerala Kochi, Trivandrum
Puducherry Puducherry
Tamil Nadu Chennai, Madurai, Coimbatore
Western Goa Panaji
Gujarat Ahmedabad- Gandhinagar, Rajkot
Maharashtra Mumbai/ Navi Mumbai/Greater Mumbai/ Thane, Nagpur, Pune, Aurangabad

LIC HFL Exam 2021 Admit card

All eligible candidates are required to download their admit card for the LIC HFL Exam from the official website by entering the registration number and password/ date of birth provided to them during filling of online examination form of LIC HFL. No hard copies will be send to an individual. The copy of this admit card along with the xerox copy of an identity proof and its original has to be produced before the invigilator otherwise you will not be allowed to enter the examination hall.

LIC HFL Previous Year Cut Off

The detailed cut off regarding the LIC HFL exam for the post of Assistant and Associate held in 2018 is given below:

SectionCut off Marks
English Language 15-25
Logical Reasoning 15-25
Numerical Ability/ Quantitative Aptitude 15-25
General Awareness 15-25
Total 60-100

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