Important Exams Links
- LIC ADO Notification 2021
- LIC ADO Exam Pattern 2021
- LIC ADO Syllabus 2021
- LIC ADO Eligibility Criteria 2021
- LIC ADO Calendar 2021
- LIC ADO Previous Year Cut Off
- LIC ADO Free Mock Test 2021
- LIC ADO Salary 2021
- LIC ADO FAQs 2021
- LIC ADO Vacancy 2021
- LIC ADO Application Fee
- LIC ADO Exam Language
- LIC ADO Admit Card 2021
- LIC ADO Preparation Strategy 2021
- LIC ADO Apply Now 2021
- LIC ADO Books
- LIC ADO Blogs
- LIC ADO Highlights 2021
- LIC ADO Job Profile/Career Growth
- LIC ADO Exam Analysis 2021
- LIC ADO Exam Center / Pre-Exam Training Center 2021
- LIC ADO Useful Videos 2021
LIC ADO Exam Highlights
LIC or Life Insurance Corporation of India is one of the largest insurance companies in India. It can be counted among the most preferred workplaces too. Being the largest insurance firm in the country, it contains probably a large workforce and keeps releasing vacancies for various posts almost every year. A large number of candidates apply for these vacancies according to their qualifications. LIC will release vacancies for Apprentice Development Officer (ADO) soon. LIC ADO 2021 Exam is a perfect opportunity for those who wish to work in the Government sector.
LIC ADO Exam Highlights
|Exam Name||LIC ADO|
|Mode of Exam||Online|
|Phases||2 (Preliminary, Mains)|
|Negative Marking||0.25 marks|
|Time Duration||1 hour for Prelims and 2 hours for Mains|
|Maximum Marks||100 for Prelims and 150 for Mains|
LIC ADO Exam Notification
LIC will release the notification for the post of Apprentice Development Officer (ADO) for all the zonal offices it has across the country in the upcoming months. This will be a golden chance for all the candidates who are interested in working in a government organization. LIC will invite applications from all the eligible Indian citizens to apply for LIC ADO 2021 Exam. The online application process will commence once the official notification is out.
LIC ADO Exam Syllabus
To qualify for an exam like LIC ADO 2021, it requires a lot of hard work, determination and also complete knowledge about the exam. A good preparation strategy will work only if you know what to prepare for the exam. Knowing the syllabus therefore is the first step while you move ahead with your preparation. It will be productive only if you keep the syllabus in consideration to a large extent while making a preparation plan. Thus get hold of the syllabus of LIC ADO 2021 Exam and start preparing.
|English Language||Quantitative Aptitude||Reasoning|
|Homonyms||Ratio and proportion||Classification|
|Spelling||Mixture and allegation||Statement and conclusions|
|Word formation||Time and work||Syllogism|
|Idioms and phrases||Speed, distance and time||Statement and assumptions|
|Fill in the suitable words||Stocks and shares||Statement and arguments|
|Spotting errors||Clocks||Blood relations|
|Sentence correction||Volume and surface Area||Passage and conclusions|
|Active/ passive voice||Height and Distances||Alphabet test|
|Phrases and idioms||Logarithms||Series test|
|Direct and indirect speech||Permutation and combinations||Number, ranking and time sequence|
|Reading Comprehension||Simple and compound interest||Direction sense test|
|Passage completion||Equations||Decision-making test|
|Theme detection||Probability||Figure series|
|Rearrangement of passage||Profit, loss and discount||Assertion and reasoning|
|-||Elements of algebra||Odd figure out|
LIC ADO Exam Pattern
LIC or Life Insurance Corporation of India is the most sought-after and popular organization in India. It is also among the best places to work with. LIC announces vacancies for various posts every year and it will release the vacancies for LIC ADO soon. This post too holds a lot of importance for all the job aspirants. Being an important job, you should be well prepared for the examination. To be able to qualify for an exam like LIC ADO, you should have complete information of the same. The first thing to know before you start your preparation is the ‘exam pattern’, where you will get to know what all you need to study and how do you have to attempt the test. LIC will conduct an online examination for LIC ADO 2021 which will be divided into three main phases
- Phase 1 - Prelims
- Phase 2 - Mains
- Phase 3 - Interview
The candidates who qualify Phase 1 & 2 will be called for Interview process. Therefore, you should try and give your best to qualify this exam. Let's look at the exam pattern in detail.
LIC ADO Phase 1 (Prelims) Exam Pattern
To achieve your goal of becoming an LIC ADO in the year 2021, you should be well informed about all the exam related details. Phase 1 (Prelims) of LIC ADO 2021 Exam will consist of three sections: Reasoning, Numerical Ability & English Language. The sections will have separate sectional timings of 20 minutes each The total number of questions will be 100. The section of English Language will be qualifying in nature and the marks obtained will not be counted while ranking. Phase 1 will overall be a qualifying phase and the marks obtained in this phase will not be considered in the final selection after Main Exam.
|S. No||Sections||Number of Questions||Total Marks||Duration|
|2.||Numerical Ability||35||35||20 minutes|
|3.||English Language||30||30**||20 minutes|
English Language test will be of qualifying nature
LIC ADO Phase 2 (Mains) Exam Pattern
The candidates who qualify Phase 1 will have to appear in Phase 2 (Mains). Phase 2 of LIC ADO 2021 Exam will also consist of three tests. These tests will differ according to the various categories ie candidates applying from Agents and Employee Category will have only main exam whose pattern differs from other category. LIC ADO is an important examination which holds a lot of importance for the candidates who are trying to get a job in the government sector. As Phase 2 is the next step in the selection process of LIC ADO 2021 Examination, the level will surely be higher than Phase 1. Thus, you need to work hard in all the sections to qualify the sectional cut-offs along with the overall cut-offs. Refer to the tables given below for the exam pattern of different categories:
|S. No||Sections||Number of Questions||Total Marks||Duration|
|1.||Reasoning Ability & Numerical Ability||50||50||120 minutes|
|2.||General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary||50||50|
|3.||Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector||50||50|
>LIC ADO Phase 2 (Mains) Exam Pattern - Open Market Category
The Phase 2 Exam (Mains) of LIC ADO will be an online test with multiple choice questions. The exam will be objective which will consist of three sections:
- Reasoning Ability & Numerical Ability
- General Knowledge,Current Affairs and English Language with special emphasis on Grammar and Vocabulary
- Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector
All the questions will carry equal marks and equal number of questions. The total timing will be 120 minutes. Candidates will have to qualify all sections in order to score well and secure a place in the final list.
LIC ADO Phase 2 (Mains) Exam Pattern- Agents Category
The Phase 2 of LIC ADO Exam 2021 for ‘Agents’ category will be an online objective test which will also consist of multiple choice questions from three sections as follows:
|S. No||Sections||Number of Questions||Total Marks||Duration|
|1.||Reasoning Ability & Numerical Ability||25||10||120 minutes|
|2.||General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary||25||15|
|3.||Elements of Insurance and Marketing of Insurance.||50||125|
The number of questions in all the sections will be different just like the total marks. Maximum marks will be allotted to the section of Insurance. The composite time duration will be 120 minutes. The total number of questions and marks will be same, i.e. 150
LIC ADO Phase II (Mains) Exam Pattern- Employee Category
The Phase II of LIC ADO Exam 2021 for ‘Employee’ category will also be an online test with multiple choice questions. The candidates will have to choose the correct option of their choice. You need to attempt maximum number of questions which could help you attain the score required to qualify the phase. This phase will also consist of three sections:
|S. No||Sections||Number of Questions||Total Marks||Duration|
|1.||Reasoning Ability & Numerical Ability||25||25||120 minutes|
|2.||General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary||25||25|
|3.||Practice and Principle of Insurance Marketing||50||100|
LIC ADO Phase 3 Interview
LIC ADO 2021 Exam selection process consists of three phases. The scores obtained in the Mains will be considered in the final selection. All the candidates who manage to score adequate marks in the Phase 2 will be called for Interview.
LIC ADO Exam Dates
As LIC ADO is one of the most important notifications, all the candidates who have been preparing for government examinations, should be ready to grab the chance with the best efforts possible. Before starting the preparation for LIC ADO 2021 Exam, you should make sure you are aware of all the important dates related to the exam. The registration process for LIC ADO will begin once the notification is out. Refer to the table given below for further details:
LIC ADO Exam Dates 2021
|Official Notification out on||To be notified later|
|Availability of Application Form||To be notified later|
|Last Date of the submission of the Application Form||To be notified later|
|Last date for submission of Application Fee||To be notified later|
|Availability of Admit Card||To be notified later|
|LIC ADO Exam Date – Prelims||To be notified later|
|LIC ADO Exam Date – Mains||To be notified later|
LIC ADO Salary
LIC is one of the largest organizations in India which is the topmost in Insurance sector. Every job aspirant tries his/her best to get a chance to work in LIC. There are many posts under LIC and all of them are well-paying jobs. LIC ADO is also among them.
- An LIC ADO is entitled to receive a fixed amount as ‘stipend’ during his/her training period.
- The stipend amount is Rs 34,503 per month.
- Once the probation period starts after the training period, an LIC ADO will receive all kinds of allowances like: HRA, CCA, Gratuity, LTC, Medical facility, Group Insurance etc.
- An ADO in probation period will also receive other benefits like reimbursement of certain necessary items.
- After including all the benefits, the total amount that an LIC ADO would receive while in probation will be Rs 37,345 per month (A- class city).
|LIC ADO||Rs 37,345 per month (A- class city)|
LIC ADO Job profile
The candidates who will get selected as an LIC ADO after getting shortlisted through the Interview process will majorly be responsible for the sales job. The job of an Apprentice Development Officer is majorly related to ‘sales supervision’. LIC ADO is responsible for training suitable candidates as Life Insurance Agent and explain about all policies to those suitable candidates about to become agents.
An ADO will also have to undergo a Theoretical & Field Sales Training which will be a part of their probation period. Once the training period is completed, as ADO will be appointed as a Probationary Development Officer under which the candidate will have to go through a probation period of 1 year.
LIC ADO Vacancy
LIC is the largest Insurance organization in India and consists of various types of job roles. It will announce vacancies for the post of Apprentice Development Officer (ADO) across all zones in India, where it has its zonal offices. The vacancies will vary according to the zone. The interested candidates should not wait for the official notification and not waste much time. Being a government job, it holds a lot of importance for most of the job aspirants. LIC vacancies will be distributed across various zones and category wise.
|Central Zonal Office (Bhopal)||525|
|Eastern Zonal Office (Kolkata)||922|
|East Central Zonal Office (Patna)||701|
|Northern Zonal Office (New Delhi)||1130|
|North Central Zonal Office (Kanpur)||1042|
|Southern Zonal Office (Chennai)||1257|
|South Central Zonal Office (Hyderabad)||1251|
|Western Zonal Office (Mumbai)||1753|
LIC ADO Exam Marking scheme
LIC follows a fixed criteria in all its exams when it comes to the marking scheme. In LIC ADO Prelims all questions carry 1 mark. A penalty of 0.25 marks will be charged for every incorrect answer. The marking scheme will be the same for the Phase 2 (Mains) also.
LIC ADO Exam Marking scheme
|LIC ADO Exam Marking scheme||Considered Marks|
|For correct answers||1 mark|
|For wrong answers||-0.25 marks|
|For not attempted||0 (no marks)|
LIC ADO Exam Language
LIC ADO is one of the most sought-after jobs. Huge number of candidates apply for this job and LIC makes sure that it provides all facilities to the candidates. You can choose the language in which you wish to attempt the exam. You will have a choice of English and Hindi as the exam language except the test of English Language. You will also have the choice of viewing any particular question in another language other than the one chosen by you.
LIC ADO Eligibility Criteria
LIC ADO 2021 Recruitment Notification can be expected to release soon and the registration process will commence thereafter. Therefore, you need to gear up for the exam and prepare to give your best. But, before you start your preparation, your first step would be to apply for the LIC ADO 2021 Exam. To be able to complete the application process, you should first ensure if you are eligible for the post that you are applying for. To be eligible to apply for the post of LIC ADO, a candidate needs to follow a prescribed eligibility criteria, failing which he/she will not be able to apply or appear for the LIC ADO 2021 Exam.
LIC ADO Educational Criteria
LIC is one of the largest organizations,and it is every job aspirant’s ambition to get into an organization like that. To make sure you are successfully able to apply for the dream job, you should possess a certain educational qualification. LIC mentions in its official notification, that to be able to apply for LIC ADO job post:
- A candidate should possess a valid degree in graduation from a recognized university of India.
- Preference will be given to those who possess at least 2 years of experience in the Insurance sector.
|Applicant||Urban Area||Rural Area|
|Employee Category||Not less than 3 years of service after confirmation in Class III post||Not less than 3 years of service after confirmation in Class III post|
|Agents Category||Not less than 5 years as an agent or other than agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ₹ immediately preceding 5 financial years and a net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in each of any 3 of these financial years||Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ₹ per year in any 3 of the immediately preceding 4 financial years|
|Other||Preference would be given to candidates who have at least 2 years experience in life insurance industry.||Preference would be given to candidates who have at least 2 years experience in life insurance industry.|
LIC ADO Age Criteria
Apart from the eligibility criteria that is mentioned by LIC for the post of ADO (Apprentice Development Officer), candidates will also have to follow an age criteria as per LIC’s instructions. A candidate who is willing to apply for LIC ADO 2021, should be within the prescribed age limit. An interested candidate should not be less than 21 years and not more than 30 years if he /she wishes to apply for the post.
|Name of the Post||Age criteria|
|LIC ADO||21 years - 30 years|
LIC ADO Age Relaxation
Every candidate interested to apply for LIC ADO 2021 Exam will have to follow the age criteria mentioned in the LIC notification. For some of the categories, LIC provides an age relaxation. The period of relaxation may vary according to the category. The details are given below:
|Category||Age Limit (in Years)|
|LIC Employee who is not a member of a SC or a ST or OBCs||42 years|
|LIC Employee who is a member of OBCs (other than those in the creamy layer)||45 years|
|LIC Employee who is a member of a SC or ST||47 years|
|LIC Agent or Other than Agent (such as DSE/FSE) who is not a member of SC or ST or OBCs||40 years|
|LIC Agent or Other than Agent (such as DSE/FSE)who is a member of OBCs (Other than those in the creamy layer)||43 years|
|LIC Agent or Other than Agent (such as DSE/FSE) who is a member of a SC or a ST||45 years|
|Ex-serviceman||30, increased by the number of years of service in the armed forces subject to maximum age of 45 years where he is a member of OBCs and, 47 years where he is a member of SC or ST and, Maximum of 42 years in other than SC, ST, OBC cases|
|All Others||30 Years|
LIC ADO How to Apply
LIC ADO 2021 is an important exam and a large number of candidates will be applying for this one. LIC ADO is a well-paying and secure job which offers many growth opportunities. In order to achieve your goal of becoming an LIC ADO, the first and foremost step would be to apply for the exam and complete the registration process successfully. The application process can be simply divided into few steps as follows:
- Candidates should visit the official website of LIC and click on the link provided for the online registration.
- Candidates can apply for more than one category according to the eligibility.
- To start the registration, choose ‘Click Here for Registration’ tab and start entering your basic details. A provisional registration number and password will be generated which should be saved for future use. You will also receive a mail and SMS with your provisional registration number and password.
- You need to carefully fill all the details asked, as the entries made once will not be changed later after you click on Final Submit’.
- Candidates will also have to upload their scanned photograph, signature and handwritten declaration.
- You can further go on with completing the application form and fill all the required details.
- Click on Final Submit .
- Go to the payment option, select an online payment option and pay the application fee.
- Click on ‘Submit’
LIC ADO Application Fee
The application process for LIC ADO 2021 Exam will not be considered complete if you do not pay the application fee for the exam. The fee amount may vary according to the category of candidates. Without paying the application fee, you will not able to complete the application process. The details are given below:
|General and OBC||Rs. 600|
LIC ADO Exam Centre
LIC will be conducting an online examination to recruit eligible candidates to the post of Apprentice Development Officer (ADO). Therefore, in order to let all the applicants appear for the exam and conduct it smoothly, LIC allots various exam centres across the country. Candidates will choose their choice of centre accordingly. Once chosen, no request of changing the centre will be entertained. Refer to the table below for the complete list of exam centres
LIC ADO Exam Admit card
After the registration process for LIC ADO 2021 Exam will be completed, the admit card for the Phase 1 (Prelims) of LIC ADO Exam will be released. These admit cards will be released a few days before the Preliminary Examination. Candidates will have to download their admit cards from the official website of LIC. The admit card will contain all the information regarding the exam venue, timings etc.
LIC ADO Previous Year Cut-off
The level of competition has been increasing day by day and LIC being one of the top Insurance organizations, will surely keep a good level of its examination. Thus, all the candidates should be prepared enough for the LIC ADO 2021 Exam. While preparing for this important exam, you should be well aware of all the exam details. Among all other important information, knowing the previous year cut-off will help to a great extent. You can get a fair idea of the exam through the previous year cut-offs. Refer to the previous year cut-offs here
LIC ADO Cutoff (2015)- Online exam
LIC ADO Interview Cut off
LIC ADO Final Cut off
LIC ADO Free Mock tests
When you decide to apply for an examination and then go on to prepare for it, you should be determined to put in all your hard work throughout the process. Gaining knowledge is not enough when it is about cracking an exam like LIC ADO where you have to compete with a huge number of candidates. Therefore, you need to be sure that you are perfect from every aspect. Thus, apart from gaining knowledge and learning new concepts, you should not ignore the importance of practicing online tests. With practice comes perfection. Therefore, you should dedicate a good amount of time to practice.
LIC ADO Preparation Strategy
LIC ADO is one of the most important exams which will be applied by a huge number of candidates,as it gives a golden opportunity to make a great career for themselves earning a good amount of salary along with the respect and dignity of working in a big organization like LIC. While you plan to start your preparation soon, you should keep few points in mind:
- Know the complete syllabus
- Divide the topics well
- Pay equal attention to all the topics
- Time management is the key to success in online exams
- Focus on accuracy more than increasing the number of attempts
- Don’t forget to practice online mock tests
LIC ADO Exam Books
To prepare well for an exam like LIC ADO needs a proper plan and strategy accompanied by a good quality study material. A good quality study material will help you to a great extent when it comes to qualifying a tough examination. It is the base of your preparation. Therefore, you should be able to get hold of some really good books which would not waste your time and you can go on with your preparation. To make the task easier for you and to save your precious time, we have jotted down some useful books for you which may assist well in your preparation.
|Quantitative Aptitude||Quicker Mathematics||BSC Publications|
|Quantitative Aptitude||RS Agarwal|
|Class Notes||SS Bharti|
|English Language||English Grammar||Wren & Martin|
|Word Power Made Easy||Norman Lewis|
|General English||Kiran Publications|
|Reasoning Ability||A modern approach to verbal & Non-verbal reasoning||R.S. Agarwal|
|Verbal & Non-Verbal Reasoning||S.Chand|
|Verbal & Non-Verbal Reasoning||Arihant Publication|
LIC ADO Blogs
LIC ADO 2021 examination is not going to be an easy nut to crack, therefore you should be ready and prepared for all the hard work that you will need to crack this exam. A bright and secure future awaits for you if you are able to get hold of all your weaker points and start strengthening them right away. To help you with the preparation, you can read some really useful blogs which have been written keeping in mind your requirements and urgent needs. Please read on to know more about LIC ADO 2021 Exam.
Frequently Asked Questions
Q1: Can those students who are appearing in final year of Graduation apply for any post in LIC ADO 2021 Recruitment?
Yes. The candidates who have appeared for the final examinations and waiting for the results are eligible to appear in the LIC ADO selection process.
Q2: In LIC ADO 2021 Exam, can I choose Hindi as the exam language?
Yes, LIC ADO 2021 Exam is bilingual (i.e, Hindi & English). You can choose your preferred language accordingly.
Q3: Is the LIC ADO 2021 Examination in ONLINE or OFFLINE mode?
LIC ADO 2021 Exam will be in online mode.
Q4: Is LIC ADO 2021 Job transferable?
Yes, LIC ADO is liable to be posted anywhere.
Q5: How many attempts are there in LIC ADO 2021 Exam ?
There is no such limit on the number of attempts for LIC ADO 2021 Exam. You can appear for this exam till the time you are eligible according to the eligibility criteria provided by LIC in its notification.
Q6: What is the age limit for LIC ADO post?
The minimum age of the candidates must be 21 years & maximum age limit is 30 years.
Q7: How can I know that my application is accepted?
If the application is accepted, you will automatically see the message of 'submitted successfully'. You will also get the option of previewing your complete application form. You can take a print of this form.
Q8: Is LIC ADO Preliminary Exam qualifying in nature?
Yes, the preliminary phase of any examination is qualifying in nature. The marks obtained in this phase are only for shortlisting of candidates for the Mains (second phase). These marks will not be considered in the final selection.
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