LIC ADO

LIC ADO Exam Highlights

LIC or Life Insurance Corporation of India is one of the largest insurance companies in India. It can be counted among the most preferred workplaces too. Being the largest insurance firm in the country, it contains probably a large workforce and keeps releasing vacancies for various posts almost every year. A large number of candidates apply for these vacancies according to their qualifications. LIC will release vacancies for Apprentice Development Officer (ADO) soon. LIC ADO 2020 Exam is a perfect opportunity for those who wish to work in the Government sector.

Conducting Body	LIC
Mode of Exam	Online
Phases	2 (Preliminary, Mains))
Negative Marking	0.25 marks
Time Duration	1 hour for Prelims and 2 hours for Mains
Maximum Marks	100 for Prelims and 150 for Mains

LIC ADO Exam Notification

LIC will release the notification for the post of Apprentice Development Officer (ADO) for all the zonal offices it has across the country in the upcoming months. This will be a golden chance for all the candidates who are interested in working in a government organization. LIC will invite applications from all the eligible Indian citizens to apply for LIC ADO 2020 Exam. The online application process will commence once the official notification is out.

LIC ADO Exam Pattern

LIC or Life Insurance Corporation of India is the most sought-after and popular organization in India. It is also among the best places to work with. LIC announces vacancies for various posts every year and it will release the vacancies for LIC ADO soon. This post too holds a lot of importance for all the job aspirants. Being an important job, you should be well prepared for the examination. To be able to qualify for an exam like LIC ADO, you should have complete information of the same. The first thing to know before you start your preparation is the ‘exam pattern’, where you will get to know what all you need to study and how do you have to attempt the test. LIC will conduct an online examination for LIC ADO 2020 which will be divided into three main phases

Phase 1 - Prelims
Phase 2 - Mains
Phase 3 - Interview

The candidates who qualify Phase 1 & 2 will be called for Interview process. Therefore, you should try and give your best to qualify this exam. Let's look at the exam pattern in detail.

LIC ADO Phase 1 (Prelims) Exam Pattern

To achieve your goal of becoming an LIC ADO in the year 2020, you should be well informed about all the exam related details. Phase 1 (Prelims) of LIC ADO 2020 Exam will consist of three sections: Reasoning, Numerical Ability & English Language. The sections will have separate sectional timings of 20 minutes each The total number of questions will be 100. The section of English Language will be qualifying in nature and the marks obtained will not be counted while ranking. Phase 1 will overall be a qualifying phase and the marks obtained in this phase will not be considered in the final selection after Main Exam.

S. No	Sections	Number of Questions	Total Marks	Duration
1.	Reasoning	35	35	20 minutes
2.	Numerical Ability	35	35	20 minutes
3.	English Language	30	30**	20 minutes
.	Total	100	70	60 minutes

English Language test will be of qualifying nature

LIC ADO Phase 2 (Mains) Exam Pattern

The candidates who qualify Phase 1 will have to appear in Phase 2 (Mains). Phase 2 of LIC ADO 2020 Exam will also consist of three tests. These tests will differ according to the various categories ie candidates applying from Agents and Employee Category will have only main exam whose pattern differs from other category. LIC ADO is an important examination which holds a lot of importance for the candidates who are trying to get a job in the government sector. As Phase 2 is the next step in the selection process of LIC ADO 2020 Examination, the level will surely be higher than Phase 1. Thus, you need to work hard in all the sections to qualify the sectional cut-offs along with the overall cut-offs. Refer to the tables given below for the exam pattern of different categories:

S.No	Sections	Number of Questions	Total Marks	Duration
1.	Reasoning Ability & Numerical Ability	50	50	120 minutes
2.	General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary	50	50
3.	Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector	50	50
..	Total	150	150

LIC ADO Phase 2 (Mains) Exam Pattern - Open Market Category

The Phase 2 Exam (Mains) of LIC ADO will be an online test with multiple choice questions. The exam will be objective which will consist of three sections:

Reasoning Ability & Numerical Ability
General Knowledge,Current Affairs and English Language with special emphasis on Grammar and Vocabulary
Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector

All the questions will carry equal marks and equal number of questions. The total timing will be 120 minutes. Candidates will have to qualify all sections in order to score well and secure a place in the final list.

LIC ADO Phase 2 (Mains) Exam Pattern- Agents Category

The Phase 2 of LIC ADO Exam 2020 for ‘Agents’ category will be an online objective test which will also consist of multiple choice questions from three sections as follows:

S.No	Sections	Number of Questions	Total Marks	Duration
1.	Reasoning Ability & Numerical Ability	25	10	120 minutes
2.	General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary	25	15
3.	Elements of Insurance and Marketing of Insurance.	50	125
.	Total	150	150

The number of questions in all the sections will be different just like the total marks. Maximum marks will be allotted to the section of Insurance. The composite time duration will be 120 minutes. The total number of questions and marks will be same, i.e. 150

LIC ADO Phase II (Mains) Exam Pattern- Employee Category

The Phase II of LIC ADO Exam 2020 for ‘Employee’ category will also be an online test with multiple choice questions. The candidates will have to choose the correct option of their choice. You need to attempt maximum number of questions which could help you attain the score required to qualify the phase. This phase will also consist of three sections:

S.No	Sections	Number of Questions	Total Marks	Duration
1.	Reasoning Ability & Numerical Ability	25	25	120 minutes
2.	General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary	25	25
3.	Practice and Principle of Insurance Marketing	50	100
.	Total	150	150

LIC ADO Phase 3 Interview

LIC ADO 2020 Exam selection process consists of three phases. The scores obtained in the Mains will be considered in the final selection. All the candidates who manage to score adequate marks in the Phase 2 will be called for Interview.

LIC ADO Exam Language

LIC ADO is one of the most sought-after jobs. Huge number of candidates apply for this job and LIC makes sure that it provides all facilities to the candidates. You can choose the language in which you wish to attempt the exam. You will have a choice of English and Hindi as the exam language except the test of English Language. You will also have the choice of viewing any particular question in another language other than the one chosen by you.

LIC ADO Exam Marking scheme

LIC follows a fixed criteria in all its exams when it comes to the marking scheme. In LIC ADO Prelims all questions carry 1 mark. A penalty of 0.25 marks will be charged for every incorrect answer. The marking scheme will be the same for the Phase 2 (Mains) also.

LIC ADO Exam Syllabus

To qualify for an exam like LIC ADO 2020, it requires a lot of hard work, determination and also complete knowledge about the exam. A good preparation strategy will work only if you know what to prepare for the exam. Knowing the syllabus therefore is the first step while you move ahead with your preparation. It will be productive only if you keep the syllabus in consideration to a large extent while making a preparation plan. Thus get hold of the syllabus of LIC ADO 2020 Exam and start preparing.

English Language	Quantitative Aptitude	Reasoning
Synonyms	Percentages	Analogy
Homonyms	Ratio and proportion	Classification
Antonyms	Averages	Word formation
Spelling	Mixture and allegation	Statement and conclusions
Word formation	Time and work	Syllogism
Idioms and phrases	Speed, distance and time	Statement and assumptions
Fill in the suitable words	Stocks and shares	Statement and arguments
Grammar	Partnership	Coding decoding
Spotting errors	Clocks	Blood relations
Sentence correction	Volume and surface Area	Passage and conclusions
Active/ passive voice	Height and Distances	Alphabet test
Phrases and idioms	Logarithms	Series test
Direct and indirect speech	Permutation and combinations	Number, ranking and time sequence
Reading Comprehension	Simple and compound interest	Direction sense test
Passage completion	Equations	Decision-making test
Theme detection	Probability	Figure series
Deriving conclusion	Trigonometry	Input/output,
Rearrangement of passage	Profit, loss and discount	Assertion and reasoning
-	Mensuration	Sitting arrangement
-	Elements of algebra	Odd figure out
-	Data Interpretation	Analogy
-	-	Series test
-	-	Miscellaneous test

LIC ADO Eligibility Criteria

LIC ADO 2020 Recruitment Notification can be expected to release soon and the registration process will commence thereafter. Therefore, you need to gear up for the exam and prepare to give your best. But, before you start your preparation, your first step would be to apply for the LIC ADO 2020 Exam. To be able to complete the application process, you should first ensure if you are eligible for the post that you are applying for. To be eligible to apply for the post of LIC ADO, a candidate needs to follow a prescribed eligibility criteria, failing which he/she will not be able to apply or appear for the LIC ADO 2020 Exam.

LIC ADO Educational Criteria

LIC is one of the largest organizations,and it is every job aspirant’s ambition to get into an organization like that. To make sure you are successfully able to apply for the dream job, you should possess a certain educational qualification. LIC mentions in its official notification, that to be able to apply for LIC ADO job post:

A candidate should possess a valid degree in graduation from a recognized university of India.
Preference will be given to those who possess at least 2 years of experience in the Insurance sector.

Applicant	Urban Area	Rural Area
Employee Category	Not less than 3 years of service after confirmation in Class III post	Not less than 3 years of service after confirmation in Class III post
Agents Category	Not less than 5 years as an agent or other than agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ₹ immediately preceding 5 financial years and a net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in each of any 3 of these financial years	Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ₹ per year in any 3 of the immediately preceding 4 financial years
Other	Preference would be given to candidates who have at least 2 years experience in life insurance industry.	Preference would be given to candidates who have at least 2 years experience in life insurance industry.

LIC ADO Age Criteria

Apart from the eligibility criteria that is mentioned by LIC for the post of ADO (Apprentice Development Officer), candidates will also have to follow an age criteria as per LIC’s instructions. A candidate who is willing to apply for LIC ADO 2020, should be within the prescribed age limit. An interested candidate should not be less than 21 years and not more than 30 years if he /she wishes to apply for the post.

LIC ADO Age Relaxation

Every candidate interested to apply for LIC ADO 2020 Exam will have to follow the age criteria mentioned in the LIC notification. For some of the categories, LIC provides an age relaxation. The period of relaxation may vary according to the category. The details are given below:

LIC ADO: Age Relaxation

Category	Age Limit (in Years)
SC/ST	35 years
OBC	33 years
LIC Employee who is not a member of a SC or a ST or OBCs	42 years
LIC Employee who is a member of OBCs (other than those in the creamy layer)	45 years
LIC Employee who is a member of a SC or ST	47 years
LIC Agent or Other than Agent (such as DSE/FSE) who is not a member of SC or ST or OBCs	40 years
LIC Agent or Other than Agent (such as DSE/FSE)who is a member of OBCs (Other than those in the creamy layer)	43 years
LIC Agent or Other than Agent (such as DSE/FSE) who is a member of a SC or a ST	45 years
Ex-serviceman	30, increased by the number of years of service in the armed forces subject to maximum age of 45 years where he is a member of OBCs and, 47 years where he is a member of SC or ST and, Maximum of 42 years in other than SC, ST, OBC cases
All Others	30 Years

LIC ADO Exam Dates

As LIC ADO is one of the most important notifications, all the candidates who have been preparing for government examinations, should be ready to grab the chance with the best efforts possible. Before starting the preparation for LIC ADO 2020 Exam, you should make sure you are aware of all the important dates related to the exam. The registration process for LIC ADO will begin once the notification is out. Refer to the table given below for further details:

Event	Dates
Commencement of on-line registration of application	To be notified later
Closure of registration of application	To be notified later
Download of Call Letter for Online Preliminary Examination	To be notified later
LIC ADO Exam Date – Preliminary (tentative)	To be notified later
LIC ADO Exam Date – Mains (tentative)	To be notified later

LIC ADO Salary

LIC is one of the largest organizations in India which is the topmost in Insurance sector. Every job aspirant tries his/her best to get a chance to work in LIC. There are many posts under LIC and all of them are well-paying jobs. LIC ADO is also among them.

An LIC ADO is entitled to receive a fixed amount as ‘stipend’ during his/her training period.
The stipend amount is Rs 34,503 per month.
Once the probation period starts after the training period, an LIC ADO will receive all kinds of allowances like: HRA, CCA, Gratuity, LTC, Medical facility, Group Insurance etc.
An ADO in probation period will also receive other benefits like reimbursement of certain necessary items.
After including all the benefits, the total amount that an LIC ADO would receive while in probation will be Rs 37,345 per month (A- class city).

LIC ADO Vacancy

LIC is the largest Insurance organization in India and consists of various types of job roles. It will announce vacancies for the post of Apprentice Development Officer (ADO) across all zones in India, where it has its zonal offices. The vacancies will vary according to the zone. The interested candidates should not wait for the official notification and not waste much time. Being a government job, it holds a lot of importance for most of the job aspirants. LIC vacancies will be distributed across various zones and category wise.

Region Name	Vacancies
Central Zonal Office (Bhopal)	525
Eastern Zonal Office (Kolkata)	922
East Central Zonal Office (Patna)	701
Northern Zonal Office (New Delhi)	1130
North Central Zonal Office (Kanpur)	1042
Southern Zonal Office (Chennai)	1257
South Central Zonal Office (Hyderabad)	1251
Western Zonal Office (Mumbai)	1753
Total	8581

To Check the LIC ADO Zone Wise Vacancy Please Click here

LIC ADO How to Apply

LIC ADO 2020 is an important exam and a large number of candidates will be applying for this one. LIC ADO is a well-paying and secure job which offers many growth opportunities. In order to achieve your goal of becoming an LIC ADO, the first and foremost step would be to apply for the exam and complete the registration process successfully. The application process can be simply divided into few steps as follows:

Candidates should visit the official website of LIC and click on the link provided for the online registration.
Candidates can apply for more than one category according to the eligibility.
To start the registration, choose ‘Click Here for Registration’ tab and start entering your basic details. A provisional registration number and password will be generated which should be saved for future use. You will also receive a mail and SMS with your provisional registration number and password.
You need to carefully fill all the details asked, as the entries made once will not be changed later after you click on Final Submit’.
Candidates will also have to upload their scanned photograph, signature and handwritten declaration.
You can further go on with completing the application form and fill all the required details.
Click on Final Submit .
Go to the payment option, select an online payment option and pay the application fee.
Click on ‘Submit’

LIC ADO Application Fee

The application process for LIC ADO 2020 Exam will not be considered complete if you do not pay the application fee for the exam. The fee amount may vary according to the category of candidates. Without paying the application fee, you will not able to complete the application process. The details are given below:

Category	Fees
General and OBC	Rs. 600
SC/ST/PWD	Rs. 50

LIC ADO Exam Admit card

After the registration process for LIC ADO 2020 Exam will be completed, the admit card for the Phase 1 (Prelims) of LIC ADO Exam will be released. These admit cards will be released a few days before the Preliminary Examination. Candidates will have to download their admit cards from the official website of LIC. The admit card will contain all the information regarding the exam venue, timings etc.

LIC ADO Exam Centre

LIC will be conducting an online examination to recruit eligible candidates to the post of Apprentice Development Officer (ADO). Therefore, in order to let all the applicants appear for the exam and conduct it smoothly, LIC allots various exam centres across the country. Candidates will choose their choice of centre accordingly. Once chosen, no request of changing the centre will be entertained. Refer to the table below for the complete list of exam centres

Centre
Bhopal
Gwalior
Indore
Jabalpur
Raipur
Satna
Shahdol
Bilaspur
Rewa
Bhilai
Durg

LIC ADO Previous Year Cut-off

The level of competition has been increasing day by day and LIC being one of the top Insurance organizations, will surely keep a good level of its examination. Thus, all the candidates should be prepared enough for the LIC ADO 2020 Exam. While preparing for this important exam, you should be well aware of all the exam details. Among all other important information, knowing the previous year cut-off will help to a great extent. You can get a fair idea of the exam through the previous year cut-offs. Refer to the previous year cut-offs here

LIC ADO Cutoff (2015)- Online exam

Category	Marks
General	60
OBC	52
SC	47
ST	40

LIC ADO Interview Cut off

Category	Marks
General	75
OBC	66
SC	63
ST	45

LIC ADO Final Cutoff

Category	Marks
General	135
OBC	128
SC	115
ST	85

LIC ADO Job profile

The candidates who will get selected as an LIC ADO after getting shortlisted through the Interview process will majorly be responsible for the sales job. The job of an Apprentice Development Officer is majorly related to ‘sales supervision’. LIC ADO is responsible for training suitable candidates as Life Insurance Agent and explain about all policies to those suitable candidates about to become agents.

An ADO will also have to undergo a Theoretical & Field Sales Training which will be a part of their probation period. Once the training period is completed, as ADO will be appointed as a Probationary Development Officer under which the candidate will have to go through a probation period of 1 year.

LIC ADO Preparation Strategy

LIC ADO is one of the most important exams which will be applied by a huge number of candidates,as it gives a golden opportunity to make a great career for themselves earning a good amount of salary along with the respect and dignity of working in a big organization like LIC. While you plan to start your preparation soon, you should keep few points in mind:

Know the complete syllabus
Divide the topics well
Pay equal attention to all the topics
Time management is the key to success in online exams
Focus on accuracy more than increasing the number of attempts
Don’t forget to practice online mock tests

LIC ADO Blogs

LIC ADO 2020 examination is not going to be an easy nut to crack, therefore you should be ready and prepared for all the hard work that you will need to crack this exam. A bright and secure future awaits for you if you are able to get hold of all your weaker points and start strengthening them right away. To help you with the preparation, you can read some really useful blogs which have been written keeping in mind your requirements and urgent needs. Please read on to know more about LIC ADO 2020 Exam.

LIC ADO Exam Books

To prepare well for an exam like LIC ADO needs a proper plan and strategy accompanied by a good quality study material. A good quality study material will help you to a great extent when it comes to qualifying a tough examination. It is the base of your preparation. Therefore, you should be able to get hold of some really good books which would not waste your time and you can go on with your preparation. To make the task easier for you and to save your precious time, we have jotted down some useful books for you which may assist well in your preparation.

LIC ADO Subjects	Useful Books for LIC ADO	LIC ADO Exam Book’s Author
Quantitative Aptitude	Quicker Mathematics	BSC Publications
	Quantitative Aptitude	RS Agarwal
	Class Notes	SS Bharti
English Language	English Grammar	Wren & Martin
	Word Power Made Easy	Norman Lewis
	General English	Kiran Publications
Reasoning Ability	A modern approach to verbal & Non-verbal reasoning	R.S. Agarwal
	Verbal & Non-Verbal Reasoning	S.Chand
	Verbal & Non-Verbal Reasoning	Arihant Publication

LIC ADO Free Mock tests

When you decide to apply for an examination and then go on to prepare for it, you should be determined to put in all your hard work throughout the process. Gaining knowledge is not enough when it is about cracking an exam like LIC ADO where you have to compete with a huge number of candidates. Therefore, you need to be sure that you are perfect from every aspect. Thus, apart from gaining knowledge and learning new concepts, you should not ignore the importance of practicing online tests. With practice comes perfection. Therefore, you should dedicate a good amount of time to practice.

To Attempt LIC ADO Free Mock tests Please click here