Bank of India Credit Officer Highlights 2026
Bank of India is one of the oldest and most valued public sector banks in India. It recruits officers through online exams. Its headquarters is in Mumbai and provides various opportunities for young graduates to embark on their banking careers. It has ample growth opportunities for the young and talented masses.
The Bank of India has released the Credit Officers (General Banking Officer - GBO Stream) Recruitment 2026-27 Notification to recruit officers in MMGS-II, MMGS-III, and SMGS-IV scales. The recruitment drive aims to fill 779 vacancies, including backlog vacancies from the previous recruitment cycle. .
As per the official notification, the online application process will commence on June 30, 2026, and will remain open until July 20, 2026. The tentative date of the online examination will be announced separately by the Bank. Candidates are advised to check the official notification for detailed information regarding eligibility criteria, vacancies, selection process, application fee, exam pattern, and other important instructions before applying.
Let's check out the highlights of the BOI Credit Officer recruitment 2026 notification below.
| Particulars | Details |
|---|---|
| Conducting Authority | Bank of India (BOI) |
| Official Website | www.bankofindia.co.in |
| Name of the Post | Credit Officer (GBO Stream) |
| Mode of Application | Online |
| Selection Process | Online Examination and Interview |
| Exam Pattern | Online Examination (125 Marks, 120 Minutes) + Interview (100 Marks) |
| Online Registration | June 30, 2026 to July 20, 2026 |
| Age & Qualification Cut-off Date | June 01, 2026 |
| Admit Card | To be notified later |
| Online Examination Date | Will be advised separately |
| Vacancies | 779 |
| Official Notification | Download PDF |
| Result | To be notified later |
BOI Credit Officer Notification 2026
The BOI Credit Officer notification is out. The Bank of India Credit Officer exam notification contains all the relevant information related to the application fee, BOI Credit Officer online application procedure and other info. Go through the BOI notification 2026 details carefully to avoid any kind of cancellation of your candidature at a later stage.
The Bank of India Credit Officer Recruitment 2026-27 online application process will begin on 30 June 2026 and continue until 20 July 2026. A total of 779 Credit Officer vacancies have been announced across MMGS-II, MMGS-III, and SMGS-IV scales. These vacancies are distributed among General, EWS, OBC, SC, ST, and PwBD categories in accordance with the Government of India reservation guidelines.
The BOI Credit Officer Admit Card will be released a few days before the online examination. The Bank has not yet announced the tentative date of the online exam, and candidates are advised to regularly visit the official website for the latest updates regarding the examination schedule.
BOI Credit Officer Vacancy 2026
The latest Bank of India Credit Officers Recruitment 2026-27 notification announces a total of 779 vacancies for Credit Officers in the General Banking Officer (GBO) Stream across three management grades. Out of these, 677 vacancies are for MMGS-II, 61 vacancies are for MMGS-III, and 41 vacancies are for SMGS-IV. These vacancies include 475 backlog vacancies carried forward from the previous recruitment exercise.
The BOI Credit Officer vacancies are distributed across General, EWS, OBC, SC, ST, and PwBD categories as per the Government of India reservation policy. Separate reservations have also been provided for candidates belonging to the benchmark disability (PwBD) category.
Candidates can refer to the detailed Bank of India Credit Officer vacancy distribution by post and category in the table below before submitting their applications.
| Post | Stream | Scale | Category wise distribution of vacancies to be declared | Out Of Which | ||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SC | ST | OBC | EWS | GEN | TOTAL | HI | VI | OC | ID | |||
| Credit Officer | GBO | SMGS-IV | 6 | 2 | 9 | 3 | 21 | 41 | 1 | 1 | ||
| Credit Officer | GBO | MMGS-III | 10 | 5 | 16 | 8 | 22 | 61 | 1 | 1 | ||
| Credit Officer | GBO | MMGS-II | 102 | 52 | 180 | 69 | 274 | 677 | 7 | 7 | 7 | 6 |
| Total | 118 | 59 | 205 | 80 | 317 | 779 | 8 | 8 | 8 | 7 | ||
How to Apply Online for BOI Credit Officer
Filling out the application form is one of the most crucial things that you need to be careful of. If you mistakenly fill in any incorrect information in the application form, your candidature will be canceled.
Before filling out the Bank Of India Credit Officer online application form, you are advised to make sure that you fulfill all the BOI Credit Officer eligibility criteria 2026. To assist you in filling out the Bank of India Credit Officer application form, a step-by-step procedure is provided below.
- Visit the official website www.bankofindia.co.in and click on the “Career" option
- Then click on “Recruitment of Officers in various streams upto Scale IV- Project No. 2021-22/3
- You will be redirected to the IBPS website where you need to click on the “New Registration” link
- Fill in all the required information like Name, Date of birth, mobile number, and email id to get yourself registered
- A provisional registration id and password will be generated and sent to you in your registered email account
- Login again with the registration number and password and fill in all the required details to complete the application form
- After completing the application form you are advised to preview the application form because no change will be entertained after the final submission of the form.
- Validate all details and save your application by clicking on the ‘Validate your details and ‘Save & Next' button
- Upload your scanned photograph and signature and other documents (if asked) according to the dimensions mentioned below
- The size of the scanned photograph should be between 20 to 50 KB and the dimension should be 200* 230 pixels. The photograph should be coloured and of passport size
- The scanned signature should be between 10 to 20 KB with a dimension between 140*60 pixels. The signature should be signed on white paper with a black ink pen and in your own handwriting
- Click on the payment tab and pay the application fee online. No other mode is acceptable.
- Take a printout of the application form and fee receipt for future use
BOI Credit Officer Application Fee
You need to pay an application fee once the final submission of the Bank of India Credit Officer online application is done. You are advised to preview the BOI Credit Officer application form once before finally submitting it. After the final submission, no change in the BOI Credit Officer notification 2026 application form will be entertained.
The Bank Of India Credit Officer 2026 application fee varies depending upon the category to which you belong. Please note that the application fee payment has to be done online mode only. Any bank transaction charges on BOI Credit Officer 2026 application fees have to be borne by you. To know in detail about the Bank Of India Credit Officer application fee refer to the table below.
| Category of Applicant | Amount of Fee |
|---|---|
| SC/ ST/ PWD | Rs. 175/- (Intimation charges only) |
| General/ EWS/ OBC | Rs. 850/- (Application fee + Intimation charges) |
BOI Credit Officer Admit Card 2026
Some days before the date of the BOI Credit Officer exam, admit cards will be released. You need to visit the official website of the Bank of India and click on the download admit card link. By entering your registration number and password/ date of birth, you will be able to download your Bank of India Credit Officer admit card.
The BOI Credit Officer admit card has all the information related to the exam like exam venue, exam time, exam centre, etc. You need to take out a print of the admit card along with a valid ID proof and its photocopy at the time of the exam. If you fail to do so you will not be allowed to sit in the Bank of India Credit Officer exam.
Items that you are allowed to carry as a COVID precaution are-
- Mask (wearing mass is compulsory)
- Gloves
- Transparent water bottle
- Hand sanitizer (50 ml)
- A simple pen
BOI Credit Officer Exam Pattern 2026
The Bank of India Credit Officer written consists of only two sections. The sections include English Language and Professional Knowledge. The English Language test will be for 25 marks for 25 questions while Professional Knowledge is for 100 marks for 100 questions. The total exam time is 120 minutes.
The exam language is bilingual i.e. English and Hind,i except the English Language section. The BOI Credit Officer exam pattern also has negative marking for every wrong answer that you attempt.
BOI Credit Officer Syllabus 2026
It is very important to look at the BOI Credit Officer syllabus before starting your preparation for the exam. The BOI Credit Officer exam syllabus will include questions from four subjects, namely English Language, Reasoning, Quantitative Aptitude and Professional Knowledge.
As the final merit will be prepared based on the marks obtained by you in the online exam, each section holds importance. A detailed insight into the BOI Credit Officer exam syllabus 2026 will help you in structuring your study schedule in a more refined way.
Besides this, having a list of books useful in cracking the Bank of India Credit Officer exam on your bucket list will enhance your selection chances. If you are confused about how to start your preparation, do check out our Bank Of India Credit Officer 2026 online course.
Bank of India Credit Officer Exam Dates 2026
The BOI Credit Officer exam date is one of the most important things that need to be looked at while you prepare for the Bank Of India Credit Officer exam. The BOI Credit Officer notification is out and contains all important information regarding important dates.
The BOI Credit Officer application window will be open from June 30, 2026 to July 20, 2026. The tentative BOI Probationary Officer exam date will be advised separately. Besides this, you should be careful while choosing your Bank Of India Credit Officer exam centre as no change is allowed once you submit the final application with the desired BOI Credit Officer exam centre.
Bank of India Credit Officer Salary
The Bank of India Credit Officer salary follows a structured pay scale that reflects responsibility and seniority. At the Middle Management level, Grade Scale II offers a starting pay of ₹64,820 with annual increments, reaching up to ₹93,960. Credit Officers in the GBO stream under Grade Scale III begin at ₹85,920 and can progress to ₹1,05,280 through defined increments.
Senior Management officers in Grade Scale IV receive a higher scale, starting at ₹1,02,300 and extending to ₹1,20,940. Along with basic pay, officers are eligible for allowances, benefits, and performance-linked growth.
Bank of India Credit Officer Eligibility Criteria 2026
You must ensure that you are eligible on all fronts before applying for the Bank of India Credit Officer. The BOI Credit Officer eligibility criteria consists of educational qualification, age criteria, nationality, etc.
You need to fulfil all the required Bank Of India Credit Officer qualifications to be eligible for the BOI Credit Officer 2026 recruitment. Non-fulfillment ofthe BOI Credit Officer eligibility will lead to the cancellation of your candidature. If you belong to the reserved category, you will be eligible for age relaxation in the BOI Credit Officer exam.
Bank of India Credit Officer Previous Year Cut-off
To assure a seat in the Bank of India Credit Officer online exam, you need to be aware of everything related to the Bank of India online exam, be it syllabus, pattern or previous year cut off. BOI Credit Officer exam cutoff will give you an idea about the difficulty level of the exam.
Bank Of India exam cutoff for the previous year will not only help you to know what is the safest number of questions to attempt but will also give you an idea of whether the Bank of India Credit Officer exam has a sectional cutoff or overall cutoff or both. Collecting all information related to the BOI Credit Officer previous year's cut-off will prove very beneficial in your BOI Credit Officer - exam preparation.
Bank Of India Credit Officer Cut Off Marks 2022
| Categories | T1 ( EL) [50] | T2 ( PK ) [100] | T3 ( GA) [25] |
|---|---|---|---|
| SC, ST, OBC & PWBD | 17.50 (35%) | 35.00 (35%) | 08.75 (35%) |
| EWS & GENERAL | 20.00 (40%) | 40.00 (40%) | 10.00 (40%) |
Bank Of India Credit Officer Cut Off Marks 2018
| Categories | SC | ST | OBC | GEN | HI | VI | OC | LD |
|---|---|---|---|---|---|---|---|---|
| Cut Off | 31.75 | 26.00 | 38.25 | 44.25 | 36.00 | - | - | 28.25 |
Bank Of India Credit Officer Qualifying Marks 2018
| Category | Subject | ||
|---|---|---|---|
| EL | GA | FM | |
| General | 15.00 | 15.00 | 15.00 |
| Reserved | 12.50 | 12.50 | 12.50 |
Free Mock Tests 2026
To have an extra edge in any competitive examination you need to be well updated. After completing the exam syllabus you need to practice a lot in order to increase the speed. Practicing BOI Credit Officer exam mock tests 2026 is one way of becoming a notch higher than others. Practicing Bank Of India Credit Officer online mock test will shove out any kind of fear that you have for an online exam. To help you with this ixamBee is providing BOI Credit Officer free mock tests. You just need to log in after registering on the ixamBee website.
