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    Bank of India (BOI) Credit officer Exam 2026

    Bank of India Credit Officer Highlights 2026

    Bank of India is one of the oldest and most valued public sector banks in India. It recruits officers through online exams. Its headquarters is in Mumbai and provides various opportunities for young graduates to embark on their banking careers. It has ample growth opportunities for the young and talented masses.

    On December 17, 2026, the BOI released the latest notification to recruit Credit Officers in General Banking stream in its organization. The Bank Of India recruitment 2026 for Credit Officer has all the details regarding the notification, exam dates, exam centre, vacancy and others. The BOI recruitment 2026 has an overall 514 vacancies .

    As mentioned earlier, the Bank of India has released the recruitment notification recently. The notification states that the applications can be sent in from December 20, 2025 to January 05, 2026. Other details like the date of the online written examination will be announced later. 

    Let's check out the highlights of the BOI Credit Officer recruitment 2026 notification below.

    Bank Of India Recruitment Highlights 2026

    Conducting AuthorityIBPS
    Official Website www.bankofindia.co.in
    Name of the Posts
    • Credit Officer in General Banking stream
    • IT Officer in Specialist stream
    Mode of application Online
    Stages of Exam Two Stages-
    • Phase 1- Online Exam
    • Phase 2- Interview
    Maximum marks & Time duration
    • Phase 1 (Online Exam) - 225 marks, 3 hours 30 minutes
    • Phase 2 (Interview )- 100 marks
    Online Registration and Payment of Online Fees/Intimation Charges 2025 December 20, 2025 to January 05, 2026
    Relevant date for Age and Qualification 2025 November 01, 2025
    Bank Of India Credit Officer 2026 Online Exam Admit Card 2025 To be notified later
    Bank Of India Credit Officer 2026 Online Examination Date 2025 To be notified later
    Bank Of India Credit Officer Vacancy 2025 514 [More Details]
    Bank Of India Credit Officer Exam Notification 2025 [Click Here]
    Bank Of India Credit Officer Exam Result 2025 [Click Here]

    BOI Credit Officer Notification 2026

    The BOI Credit Officer  notification is out. The Bank of India Credit Officer exam notification contains all the relevant information related to the application fee, BOI Credit Officer online application procedure and other info. Go through the BOI PO notification 2026 details carefully to avoid any kind of cancellation of your candidature at a later stage.

    The BOI Probationary Officer application window will open on December 20, 2025, and will close on January 05, 2026.  There are overall 514  Bank of India Credit Officer vacancies and these vacancies are distributed between reserved and general categories. BOI Credit Officer 2026 admit Card will be released a few days before the exam. 

    BOI Credit Officer Exam Pattern 2026

    The Bank of India Credit Officer written consists of four sections. The  sections include English Language, Quantitative Aptitude, Reasoning and Professional Knowledge. The first three sections will be four 25 marks for 25 questions. The Professional Knowledge section, on the other hand is for 75 marks for 75 questions. The total exam time is 120 minutes. 

    The exam language is bilingual i.e. English and Hind,i except the English Language section. Each section in the Bank of India Credit Officer online exam has different weightage of marks. The BOI Credit Officer exam pattern also has negative marking for every wrong answer that you attempt. 

    BOI Credit Officer Syllabus 2026

    It is very important to look at the BOI Credit Officer syllabus before starting your preparation for the exam. The BOI Credit Officer exam syllabus will include questions from four subjects, namely English Language, Reasoning, Quantitative Aptitude and Professional Knowledge. 

    As the final merit will be prepared based on the marks obtained by you in the online exam, each section holds importance. A detailed insight into the BOI Credit Officer exam syllabus 2026 will help you in structuring your study schedule in a more refined way. 

    Besides this, having a list of books useful in cracking the Bank of India Credit Officer exam on your bucket list will enhance your selection chances. If you are confused about how to start your preparation, do check out our Bank Of India Credit Officer 2026 online course

    Bank of India Credit Officer Exam Dates 2026

    The BOI Credit Officer exam date is one of the most important things that need to be looked at while you prepare for the Bank Of India Credit Officer exam. The BOI Credit Officer notification is out and contains all important information regarding important dates.

    The BOI Credit Officer application window will be open from December 20, 2025 to January 05, 2026. The tentative BOI Probationary Officer exam date will be advised separately. Besides this, you should be careful while choosing your Bank Of India Credit Officer exam centre as no change is allowed once you submit the final application with the desired BOI Credit Officer exam centre. 

    Bank of India Credit Officer Salary

    The Bank of India Credit Officer salary follows a structured pay scale that reflects responsibility and seniority. At the Middle Management level, Grade Scale II offers a starting pay of ₹64,820 with annual increments, reaching up to ₹93,960. Credit Officers in the GBO stream under Grade Scale III begin at ₹85,920 and can progress to ₹1,05,280 through defined increments.

    Senior Management officers in Grade Scale IV receive a higher scale, starting at ₹1,02,300 and extending to ₹1,20,940. Along with basic pay, officers are eligible for allowances, benefits, and performance-linked growth.

    Bank of India Credit Officer Eligibility Criteria 2026

    You must ensure that you are eligible on all fronts before applying for the Bank of India Credit Officer. The BOI Credit Officer eligibility criteria consists of educational qualification, age criteria, nationality, etc.

    You need to fulfil all the required Bank Of India Credit Officer qualifications to be eligible for the BOI Credit Officer 2026 recruitment. Non-fulfillment ofthe  BOI Credit Officer eligibility will lead to the cancellation of your candidature. If you belong to the reserved category, you will be eligible for age relaxation in the BOI Credit Officer exam. 

    Bank of India Credit Officer Previous Year Cut-off

    To assure a seat in the Bank of India Credit Officer online exam, you need to be aware of everything related to the Bank of India online exam, be it syllabus, pattern or previous year cut off. BOI Credit Officer exam cutoff will give you an idea about the difficulty level of the exam.

    Bank Of India exam cutoff for the previous year will not only help you to know what is the safest number of questions to attempt but will also give you an idea of whether the Bank of India Credit Officer exam has a sectional cutoff or overall cutoff or both. Collecting all information related to the BOI Credit Officer previous year's cut-off will prove very beneficial in your BOI Credit Officer - exam preparation. 

    Bank Of India Credit Officer Cut Off Marks 2022

    CategoriesT1 ( EL) [50]T2 ( PK ) [100]T3 ( GA) [25]
    SC, ST, OBC & PWBD 17.50 (35%) 35.00 (35%) 08.75 (35%)
    EWS & GENERAL 20.00 (40%) 40.00 (40%) 10.00 (40%)

    Bank Of India Credit Officer Cut Off Marks 2018

    CategoriesSCSTOBCGENHIVIOCLD
    Cut Off 31.75 26.00 38.25 44.25 36.00 - - 28.25

    Bank Of India Credit Officer Qualifying Marks 2018

    CategorySubject
    ELGAFM
    General 15.00 15.00 15.00
    Reserved 12.50 12.50 12.50

    Bank Of India Credit Officer FAQs

    Yes, you can apply but you need to submit “No Objection Certificate” from your employer otherwise your candidature will be cancelled

    Yes, the BOI Credit Officer notification was released by the Bank on December 17, 2025-.

    A total of 514 BOI Probationary Officer vacancies have been announced this time .

    If you are holding the similar post in Bank of India in the past, you are not eligible to apply.

    In such scenario, you will not be permitted to attend the BOI Credit Officer Interview.

    Yes, you can arrange for your own scribe but the scribe should be from an academic stream different from that stipulated for the post you have applied for.

    You need to carry a print out of your call letter and any one identity proof in original and xerox for BOI Credit Officer exam.

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