Bank Of India (BOI) Credit officer Exam 2021

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Bank Of India Credit Officer 2021 Highlights 

Bank of India is one of the oldest and most valued public sector banks in India. It recruits officers through online exams. Its headquarters is in Mumbai and provides various opportunities to young graduates to embark on their banking careers. It has ample growth opportunities for young and talented mass. 

Conducting AuthorityIBPS
Website www.bankofindia.co.in
Posts Credit Officer
Mode of application Online
Application window open for Registration September 16, 2020
Bank Of India Credit Officer Exam Date December 06, 2020
Stages of Exam Online Exam and Interview

Bank Of India Credit Officer Notification 2021

Bank of India Credit Officer official notification was out. The official notification of Bank of India Credit Officer contains all the relevant information related to the exam like Exam dates, eligibility criteria, exam syllabus, selection process etc. You must go through the official notification carefully to avoid any kind of misconceptions about the BOI Credit Officer exam. Bank of India Credit Officer  exam selection process is over and it has released the Final Result of BOI Credit Officer 2020. 

Check Your Final Result of BOI Credit Officer 2020 - Download PDF

Bank Of India Credit Officer Syllabus 2021

It is very important to look at the Bank of India Credit Officer exam syllabus before starting the preparation for the exam. The Bank of India Credit Officer exam syllabus consists of three sections namely: General banking awareness with focus on banking, English Language and Professional Knowledge. Each section holds importance so it is very important to have a close look into the detailed syllabus for the BOI Officer exam. The detailed syllabus for Bank of India Credit Officer is given in the table below.

English LanguageGeneral Awareness with special reference to Banking IndustryFinancial Management
Accounting ConceptsCorporate AccountingBusiness LawManagement AccountingEconomicsBasic Accounting
Articles Banking & Financial Awareness Marginal Costing Insurance of shares Provident Fund Ratio Analysis Micro and Macro Economics concepts Principle and concepts of Accounting
Adverbs Monetary Policies Social Accounting Divisible Profits and Bonus Issues Industrial Dispute Act Cash Flow Statement Updates related to money market and RBI Policies How the RBI, IRDA, and SEBI works – Functioning
Verb Agreement Economic Terms Absolute Costing Dividend Distribution Labor Law Budgeting and Budgetary Control Money Market  
Idioms and Phrases Current Affairs Cost Volume Profit Analysis Final Accounts factories Act Process Costing Capital Market    
Tenses Static GK Activity-based Costing Underwriting Negotiable Instruments Sources of Finance    
Error Corrections Financial & Economics News Inventory valuation Valuation of Goodwill and shares Gratuity Act Capital Structure    
Vocabulary Government Schemes, Agreement & Deals Cost Sheet and work Capital Redemption of preference shares Company Law Analysis    
Comprehensions Banking terms, rates, processes Target Costing Issues, Forfeiture, and Reissues of shares Partnership act Standard Costing and various Analysis    
Grammar   Transfer pricing Accounting for Amalgamation companies Contract act Capital Budgeting    
Sentence Arrangements   Overview of Cost Accounting Guidelines of Sebi   Marginal Cost and Cost Volume Profit      
Fill in the blanks     Issues and Redemption of Debentures   Capital Structure    
Synonyms     Acquisition of Business and profits before Incorporation   Cost of capital    
Unseen Passages         Funds flow statement    
Error Correction         Sources of Finance    
          Job and Batch Costing    
          The material, Labor cost, and Overhead cost    
          Financial Statement Analysis    
          Sources of finance    
          Process Costing    
          Contract Costing    
          Budgeting and Budgetary Control    

Bank Of India Credit Officer Exam Pattern 2021

The Bank of India Credit Officer online exam consists of three sections namely English Language, General Awareness with special reference to Banking Industry and Professional Knowledge.The above tests except the test of English Language will be bilingual i.e. English and Hindi. The English Language section will be qualifying in nature. Each section in the Bank of India Credit Officer online exam has a maximum marks limit as 50 except the Professional Knowledge. Check below for detailed information.

PaperMaximum MarksDuration
English Language 50 Composite Time of 2 hours 30 minutes
Professional Knowledge 75
General Awareness with special reference to Banking Industry 50

Bank Of India Credit Officer Interview 2021

After the successful conduction of Bank of India Credit Officer online exam, interview will be held. If you clear the online exam merit, you will be called for an interview. Final Merit list will be prepared on the basis of marks obtained in online examination and interview in the weightage of 80:20.. However the Bank may conduct the selection process on the basis of Interview only without holding an online test. The total marks for the Interview is 100. The minimum qualifying marks for the general/unreserved category is 40% and for SC/ST/OBC/PWD is 35%. If both Group Discussion and Interview is conducted then maximum marks for Group Discussion will be 30 and minimum qualifying marks for General will be 40% and for SC/ST/OBC will be 35%. Group Discussion will be of qualifying nature only.

Bank Of India Credit Officer Exam Dates 2021

The official notification has all the information related to the Bank of India Credit Officer exam. Exam dates is one of the most important things that need to be looked upon while reading the official notification as it contains important information like opening date of application link, closure date of filling out the application form, the date of the examination etc. The exam calendar for Bank of India Credit Officer is given below.

Bank Of India Credit Officer Exam Dates 2021

ActivityTentative Exam Dates
Online Application window Open for Registration September 16, 2020
Online Application window Closed for Registration September 30, 2020
Availability of Call Letters  November/December 2020
Bank Of India Credit Officer 2021 On-Line Examination December 06, 2020
Bank Of India Credit Officer 2021 Interview To be notified later

Bank Of India Credit Officer Salary 2021

The present pay scale for Bank of India Credit Officer is mentioned in the table below. You can have a look into the table for all the detailed information about Bank of India Credit officer salary. The Bank of India Credit Officer post comes in General Banking Stream under JMGS-1 as BOI notification 2021 is for various specialist posts.

PostSalary/Pay Scale
Junior Management Grade Scale – I (JMGS I) 23700-980/7-30560-1145/2-32850-1310/7-42020
Middle Management Grade Scale –II(MMGS II) 31705-1145/1- 32850-1310/10-45950
Middle Management Grade Scale –III(MMGS III) 42020-1310/5- 48570-1460/2-51490
Senior Management Grade Scale –IV(SMGS IV) 50030-1460/4- 55870-1650/2-59170

Bank Of India Credit Officer Vacancy 2021

In 2020 , the number of vacancies released for BOI Credit officer JMGS-I was 79 (total) whereas the total vacancies including all stream posts is 214. Have a look into the vacancy detail for Bank Of India Credit Officer recruitment 2021. Also category wise vacancies details are provided below.

Name of the PostStreamScaleCategory wise distribution of vacancies to be declaredOut Of whichPosting
SCSTOBCEWSGENTOTALHIVIOCID
Economist SPL SMGS-IV - - - - 2 2 - - - - Based in Mumbai**
Economist SPL MMGS-II 1 - - - 1 2 - - - -
Statistician SPL MMGS-II - - - - 2 2 - - - -
Risk Manager SPL SMGS-IV - - 1 - 2 3 - - - -
Risk Manager SPL MMGS-III 1 - 1 1 3 6 - - - -
Credit Analyst GBO SMGS-IV 9 4 16 6 25 60 1 - 1 - Any where in India
Credit Officers GBO JMGS-I 12 6 21 7 33 79 1 1 - 1
IT (Fintech) SPL SMGS-IV 1 1 2 - 3 7 - 1 - - Based in Mumbai/Navi Mumbai**
IT (Fintech) SPL MMGS-III 2 1 2 - 5 10 - - - -
IT (Fintech) SPL MMGS-II 3 2 3 - 5 13 - - 1 -
IT (Data Scientist) SPL SMGS-IV - - - 1 2 3 - - - -
IT (Data Analyst) SPL MMGS-III - - 1 - 2 3 - - - -
IT (Data Analyst) SPL MMGS-II 1 - 2 - 3 6 - - - -
IT (Info. Security) SPL SMGS-IV 1 - 1 - - 2 - - - -
IT (Info. Security) SPL MMGS-III - - - - 2 2 - - - -
IT (Info.Security) SPL MMGS-II 1 - 1 - 2 4 - - - -
Tech Appraisal SPL MMGS-II 3 1 2 - 4 10 - - - - Any where in India
Total 214          

** However, Bank has right to post/transfer such officers anywhere in India as per its requirements.

Bank Of India Credit Officer Marking Scheme

There is a penalty for every wrong answer marked by you. For each wrong question one fourth or 0.25 of the marks assigned to that question will be deducted. If the question is left blank, i.e. no answer marked by you, then there will be no penalty for that question.

Bank Of India Credit Officer Marking Scheme

Bank Of India Credit Officer Marking SchemeConsidered Marks
For wrong answers -1/4 marks assigned to that question
For not attempted 0 (no marks)

Bank Of India Credit Officer Eligibility Criteria 2021

You must ensure that you are eligible on all fonts before applying for the Bank of India Credit Officer exam. The eligibility criteria consists of educational qualification, age criteria, nationality etc. You need to fulfil all the required criteria in order to apply for the Bank of India Credit Officer online examination.

Bank Of India Credit Officer Educational Criteria

You need to possess a bachelor’s degree (Graduate) with at least 60% marks in any discipline (55% For SC/ST/PWD/OBC) from a recognised University/Institution/Board. It should be noted that 59.99% will not be considered as 60% likewise 54.99% will not be considered as 55%. Further details for Bank of India Credit officer and other streams educational criteria can be get from the table below-

PostScaleEducational CriteriaWork Experience
Economist SMGS-IV
  • Ph.D. degree in Economics / Econometrics (from a University/ Institution/ Board recognized by Govt. of India/ approved by Govt. regulatory Bodies)
  • Candidates with specialisation in Financial Economics / Behavioural Economics will be preferred.
  • Candidates from premier Institutes / Universities such as Delhi School of Economics, Madras School of Economics, JNU, Jamia Millia Islamia University, IGIDR etc., OR from institutes of national importance as published by MHRD, Govt. of India will be preferred.
 5 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 3 years experience in forecasting / analysing business indicators / environmental scanning / building up of data bank / econometric models and industrial profiles.
OR
  • Post Graduation degree in Economics / Econometrics (from a University/ Institution/ Board recognized by Govt. of India/ approved by Govt. regulatory Bodies)
  • Candidates with specialisation in Financial Economics / Behavioural Economics will be preferred.
  • Candidates from premier Institutes / Universities such as Delhi School of Economics, Madras School of Economics, JNU, Jamia Millia Islamia University, IGIDR etc., OR from institutes of national importance as published by MHRD, Govt. of India will be preferred.
 7 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 5 years experience in forecasting / analysing business indicators / environmental scanning / building up of data bank / econometric models and industrial profiles.
Economist MMGS-II
  • Post Graduation degree in Economics / Econometrics (from a University/ Institution/ Board recognized by Govt. of India/ approved by Govt. regulatory Bodies)
  • Candidates with specialisation in Financial Economics / Behavioural Economics will be preferred.
  • Candidates from premier Institutes / Universities such as Delhi School of Economics, Madras School of Economics, JNU, Jamia Millia Islamia University, IGIDR etc., OR from institutes of national importance as published by MHRD, Govt. of India will be preferred.
 4 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 3 years experience in forecasting / analysing business indicators / environmental scanning / building up of data bank / econometric models and industrial profiles.
Statistician MMGS-II
  • Full time Master’s / Post Graduate Degree in Statistics / Applied Statistics (from a University/ Institution/ Board recognized by Govt. of India/ approved by Govt. regulatory Bodies)
  • Candidates from premier statistical Institutes / Universities will be preferred.
  • 4 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 3 years experience in the relevant field
  • Candidates having adequate experience in handling large volume of data, application of statistical techniques and tools, drawing inference from the behaviour of data, forecasting, modelling, calibration, and validation, submission of various reports to Top Management based on the analysis etc., knowledge of various statistical packages such as SAS/ SPSS/ MATLAB, etc. is preferable.
Risk Manager SMGS-IV
  • Certification in Financial Risk Management from Global Association of Risk(GARP) OR
  • Professional Risk Management Certification from PRIMA Institute OR
  • Holder of Chartered Financial Analyst(CFA) from CFA Institute OR
 5 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 3 years experience in risk functions.
OR
  • CA / ICWA OR
  • Masters in Finance with specialisation in Actuarial Science.
 8 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 5 years experience in risk functions
Risk Manager MMGS-III
  • Certification in Financial Risk Management from Global Association of Risk(GARP) OR
  • Professional Risk Management Certification from PRIMA Institute OR
  • Holder of Chartered Financial Analyst(CFA) from CFA Institute OR
  • CA / ICWA
 3 years of experience as an Officer in Financial Institutions / Banks / Rating Agencies / Analytics Firm / Reputed Brokerage Agencies / Corporate Organisations like CRISIL, CIBIL, ICRA etc., out of which 2 years experience in risk functions.
Credit Analyst SMGS-IV
  • Two years Full time MBA in Finance /PGDM in Finance / CA / ICWA
  • Candidates from Institutes of national importance will be preferred.
 10 years of experience as an Officer in NBFC / Financial Institution having business mix of 1000 crores & above as on 31.03.2020 out of which 5 years experience in credit processing/credit appraisal / assessment / credit rating / balance sheet analysis / credit monitoring.
Credit Officers JMGS-I
  • A Degree (Graduation) in any discipline with minimum 60% marks alongwith MBA/PGDBM/PGDM/PGBM/ PGDBA from institute of repute (two/three year programme) / Post-graduation degree in Commerce/ Science /Economics.
  • Candidates appearing in the final year of examination of MBA/PGDBM/PGDM/PGBM/ PGDBA from institute of repute (two/three year programme) / Post-graduation degree in Commerce/ Science / Economics are eligible to apply, However their final result should be declared on or before 30th Sept. 2020.)Candidates from Institutes of national importance will be preferred. OR
  • CA / ICWA / CS
  • A certification in computer course for minimum three months OR Information Technology or related paper as one of the subjects at graduation level or afterwards, is a must.
 Nil
Technical (Appraisal) MMGS-II
  • Bachelor’s Degree in Engineering in one of the streams mentioned below OR
  • Bachelor’s Degree in Engineering with Masters/PG Diploma in one of the streams mentioned below from a premier institute/university recognized by Government of India:
    • Infrastructure Engineering
    • Power Plant Engineering
    • Power Transmission & Distribution Systems
    • Metallurgical /Materials Science Engineering
    • Construction Technology
    • Textile Engineering
    • Pharmacy / Pharmaceutical Engineering
    • Semiconductors Engineering/Technology
    • Oil and Gas Engineering x. Chemical Engineering
    • Plastics/Polymer Engineering/Technology
    • Industrial Engineering
    • Production Engineering
 Post Qualification Experience: minimum 3 years AND Out of above 3 years, minimum 1 year experience should be in core industrial sectors listed in column ‘Educational Qualifications’ (related to educational qualification).

 

DomainScaleEducational QualificationsOther Preferred QualificationsWork ExperiencePreferred Skill
IT (Fintech) SMGS-IV B.E./ B. Tech in Computer Science/ Information Technology/ Electronics/ Electrical & Electronics/ Electronics & Communication from recognised University/ Institute#. OR Any Graduate with 'B' level qualification of DOEACC Society.(# Institute should be recognised/ approved by Government bodies/ AICTE) Full time MBA/ Full time Digital Marketing Certificate from recognised University/ Institute#. The candidate having certifications/ qualification like CCNA / Web Development / Java / HTML/ NET / Unix/ Oracle/ SunSolaris CISA/ CISM / CISSP / R, Python etc. shall be given preference. Minimum 8 years of overall (post basic education qualification) experience of which 4 years in Information Technology and 4 years of working in the field of marketing of Bank / Financial products as Manager/ Executive in Supervisory / Management role with Corporate/ Financial Institution
  • Strong experience in digital (web, mobile, app) platform technologies
  • Experience in emerging FinTech platforms and technologies such as distributed ledger technologies (i.e. blockchain), digital banking, mobile payments, tokenization, artificial intelligence (digital assistants and chatbots), etc.
  • Expert knowledge and experience in designing, integrating and managing complex real-time digital solutions
  • Excellent technical knowledge of relevant open source and public cloud platforms systems and standards
  • Experience leading digital (mobile, web, smart apps, etc.) application development projects
  • Application development and scripting knowledge anadvantage
    • Thorough knowledge of influence marketing, social listening & experimental digital marketing
    • Providing Marketing support by suggesting new creative/ products based on market/ industry requirements
  • Acquisition of customers
  • Increase in income as per the targets relating to digital banking.
  • Proactively arranging meeting with executives of eCommerce players/ Aggregators/ IT vendors. Negotiating/ Interacting with Vendors/ Technology Solution Providers to enable to have win-win situation.
  • Ensuring prompt customer service and complaint management.
  • Formulation and execution of business strategy/ marketing plan in coordination with Business Analyst and Customer Service Analyst.
  • Master/Visa Settlement
  • WCommerce
  • POS / ATM / BC Management
  • ATM/switch Management
  • ISO 8583
  • Technical skills required:
    • Experience with programming languages frequently used in data science(R, Python like Python, Perl, C/C++, SQL, and Java)
    • Knowledge of Sas and Other Analytical Tools
    • Experiance with developing models using semi structure as well as unstructured data.
    • Natural Language Processing, Web Crawling and Neural Networks.
    • Machine learning/ Artificial Intelligence and parsing.
    • Familiarity with cloudbased application/service development.
    • Experience in Relational Databases OR any NoSQL databases including Graph databases.
    • End to end experience from data extraction to modelling and its validation.
    • Experience of working in a project environment as a developer.
  • Non-Technical Skills:
    • knowhow of the elements that make up a successful business model
    • understand data better than anyone else
    • strong communication skills as a data scientist / analyst
    • Excellent communication skills and ability to work as part of a multi-cultural and geographically distributed product development team.
    • Selfmotivated, proactive and demonstrating an exceptional drive towards delivery
IT (Fintech) MMGS-III B.E./ B. Tech in Computer Science/ Information Technology/ Electronics/ Electrical & Electronics/ Electronics & Communication from recognised University/ Institute#. OR Any Graduate with 'B' level qualification of DOEACC Society.(# Institute should be recognised/ approved by Government bodies/ AICTE) Full time MBA/ Full time Digital Marketing Certificate from recognised University/ Institute#. The candidate having certifications/ qualification like CCNA / Web Development / Java / HTML/ NET / Unix/ Oracle/ SunSolaris CISA/ CISM / CISSP / R, Python etc. shall be given preference. Minimum 5 years of overall (post basic education qualification) experience of which 3 years in Information Technology and 2 years of working in the field of marketing of Bank / Financial products as Manager/ Executive in Supervisory / Management role with Corporate/ Financial Institution
IT (Fintech) MMGS-II B.E./ B. Tech in Computer Science/ Information Technology/ Electronics/ Electrical & Electronics/ Electronics & Communication from recognised University/ Institute#. OR Any Graduate with 'B' level qualification of DOEACC Society.(# Institute should be recognised/ approved by Government bodies/ AICTE) Full time MBA/ Full time Digital Marketing Certificate from recognised University/ Institute#. The candidate having certifications/ qualification like CCNA / Web Development / Java / HTML/ NET / Unix/ Oracle/ SunSolaris CISA/ CISM / CISSP / R, Python etc. shall be given preference. Minimum 3 years of overall (post basic education qualification) experience of which 2 years in Information Technology and 1 year of working in the field of marketing of Bank / Financial products as Manager/ Executive in Supervisory / Management role with Corporate/ Financial Institution.
IT (Data Scientis) SMGS-IV Ph.D. or Master’s Degree in statistics, computer science, or engineering. MBA/ PGDM with specialization in Finance and any certification in ML/AI/ Natural Language Processing, Web Crawling AND Neural Networks. Minimum 8 years of overall (post basic education qualification) experience of which 4 years in Information Technology and 4 years in related field. Preference will be given to candidates with experience in Financial sector/ Bank/ NBFC/ Insurance/Investment firms.
IT (Data Analyst) MMGS-III B.E./ B. Tech in Computer Science/ Information Technology/ Electronics/ Electrical & Electronics/ Electronics & Communication from recognised University/ Institute#. OR MCA/ MBA (Business Analytics)/ PG (Statistics) #. (# Institute should be recognised/ approved by Government bodies/ AICTE) Certification in Data Science/ Big data from Jigsaw Academy/ Manipal Prolearn/ XLRI/ Reva University/ NMIMS/ IFMR/ IMT / Atom Institute or from any Govt. approved Universities/ Institutions#. (Institute should be recognised/ approved by Government bodies/AICTE) Minimum 5 years of overall (post basic education qualification) experience of which 3 years in Information Technology and 2 years in the field of strategy/ data analytics/ data science/ analytics translator as Manager/ Executive in Supervisory/ Management role in Corporate/ Financial Institutions.
IT (Data Analyst) MMGS-II B.E./ B. Tech in Computer Science/ Information Technology/ Electronics/ Electrical & Electronics/ Electronics & Communication from recognised University/ Institute#. OR MCA/ MBA (Business Analytics)/ PG (Statistics) #. (# Institute should be recognised/ approved by Government bodies/ AICTE) Certification in Data Science/ Big data from Jigsaw Academy/ Manipal Prolearn/ XLRI/ Reva University/ NMIMS/ IFMR/ IMT / Atom Institute or from any Govt. approved Universities/ Institutions#. (Institute should be recognised/ approved by Government bodies/ AICTE) Minimum 3 years of overall (post basic education qualification) experience of which 2 years in Information Technology and 1 year in the field of strategy/ data analytics/ data science/ analytics translator as Manager/ Executive in Supervisory/Management role in Corporate/ Financial Institutions

 

DomainScaleEducational QualificationsWork ExperienceCertificationResponsibility
IT (Info-Security) SMGS-IV Graduate or Post Graduate in Information Technology /Computer Science/ Computer Application/ Electronics and Communication / Electronics Overall 8 years of experience In Information Technology with at least 4 years of experience in Information Security.
  • Compulsory: CISSP or CISM or CISA Certification
  • Preferred: CEH Certification
  • Assisting CISO with architecture design, product selection decisions and other strategic initiatives. Hands-on deployment of new technologies and security capabilities.
  • Experience in developing, documenting and maintaining Cyber security policy and procedures
IT (Info-Security) MMGS-III Graduate or Post Graduate in Information Technology /Computer Science/ Computer Application/ Electronics and Communication / Electronics Over all 5 years of experience in Information Technology with at least 3 years of experience in information security/threat hunting / forensics. Compulsory: One Certificate out of Certified Threat Intelligence Analyst (CTIA) / SANS GIAC certification on incident response and threat hunting areas / Certified Information Systems Security Professional (CISSP)
  • Having hands-on experience on SIEM and various Security tools like SOAR, EDR, DAM, PIM, WAF, Anti-APT and Anti-DDOS.
  • Identify potential threats, develop recommendations for corrective actions and implement those recommendations.
  • Assist with complex incident investigations and propose future countermeasures to address prior events
IT (Info-Security) MMGS-II Graduate or Post Graduate in Information Technology /Computer Science/ Computer Application/ Electronics and Communication / Electronics 3 years of experience in managing various security solutions
  • Compulsory: One Certificate out of CISSP/CISM/CISA
  • Preferred: CEH Certification
  • Having hands-on experience on SIEM and various Security tools like DAM, PIM, WAF, Anti-APT, and Anti-DDOS.
  • Knowledge of information security principles, including risk assessment and management, threat and vulnerability management, incident response, network infrastructure security, including routers, switches, firewalls, and associated network protocols and concepts.

Bank Of India Credit Officer Age Criteria

One of the most concerning things regarding any exam notification is whether you are eligible for the post or not. To apply for the Bank of India Credit Officer online application form you must be in between a minimum of 20 years and a maximum of 30 years of age as on the date mentioned in the official notification. This age pertains if you belong to the general category. For details of all streams post age criteria, check below:

PostAge Criteria
Bank Of India Credit Officer Economist Minimum. 20 years / Maximum. 38 years
Bank Of India Credit Officer Economist Minimum. 20 years / Maximum. 35 years
Bank Of India Credit Officer Statistician Minimum. 20 years / Maximum. 35 years
Bank Of India Credit Officer Risk Manager Minimum. 20 years / Maximum. 38 years
Bank Of India Credit Officer Risk Manager Minimum. 20 years / Maximum. 35 years
Bank Of India Credit Officer Credit Analyst Minimum. 20 years / Maximum. 38 years
Bank Of India Credit Officer Credit Officers Minimum. 20 years / Maximum. 30 years
Bank Of India Credit Officer IT (Fintech) Minimum. 20 years / Maximum. 38 years
Bank Of India Credit Officer IT (Fintech) Minimum. 20 years / Maximum. 35 years
Bank Of India Credit Officer IT (Fintech) Minimum. 20 years / Maximum. 32 years
Bank Of India Credit Officer IT (Data Scientist) Minimum. 20 years / Maximum. 38 years
Bank Of India Credit Officer IT (Data Analyst) Minimum. 20 years / Maximum. 35 years
Bank Of India Credit Officer IT (Data Analyst) Minimum. 20 years / Maximum. 32 years
Bank Of India Credit Officer IT (Info. Security) Minimum. 20 years / Maximum. 38 years
Bank Of India Credit Officer IT (Info. Security) Minimum. 20 years / Maximum. 35 years
Bank Of India Credit Officer IT (Info. Security) Minimum. 20 years / Maximum. 32 years
Bank Of India Credit Officer Tech Appraisal Minimum. 20 years / Maximum. 35 years

Bank Of India Credit Officer Age Relaxation

If you belong to one of the reserved categories, you are entitled to get some age relaxation. For example: if you belong to SC/ST, you are given an upper age relaxation of 5 years, for Other Backward castes, you are given an upper age relaxation of 3 years. To know about the age relaxation in detail refer to the table below:

CategoryAge relaxation
SC/ST 5 Years
OBC(Non-Creamy Layer) 3 Years
PwBD 10 years
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service CommissionedOfficers (SSCOs) 5 years
Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 1-1-80 to 31-12-89 5 years
Persons affected by 1984 riots 5 years

Bank Of India Credit Officer 2021: How to Apply Online

To apply for the Bank of India Credit Officer online application form it is very important that you fulfill all the necessary criteria. You are advised to keep all the relevant documents ready while filling the online application form for Bank of India Credit Officer.You are also advised to keep scanned photograph and signature that are needed while filling the Bank of India Credit Officer application form. To assist you we are providing step by step process of filling the online application form for Bank of India Credit Officer:

  • Visit the official website and click on the “Apply Online” link.
  • After that you will be redirected to the page where you need to click on the “New Registration” link.
  • Fill all the information asked like Name, Date of birth, mobile number email id etc.
  • A provisional registration id and password will be sent to you in your registered mail.
  • Login again by using the registration number and password that is given to you and fill all the required details and click on “Save and Next” option.
  • Also the uploaded signature and photograph should be within the prescribed size limit as mentioned below-
  • Dimensions of the photograph should be 200 x 230 pixels. Size should be between 20kb-50kb.
  • Signature should be on a white paper with Black Ink pen. The signature must be signed by you and should range between 10kb —20kb. The size of the scanned photograph should not be more than 20KB.
  • After completing the Bank of India Credit Officer application form you are advised to preview the application form because no change will be entertained after the final submission of the form.
  • Pay the application fee online as no other mode is acceptable depending upon the category to which you belong.
  • Take out the print of the application form for future use.

Bank Of India Credit Officer Application Fee

After the final submission of the Bank of India Credit Officer online application form you are required to fill the application fee. Please note that an application form will only be valid if the application fee for the same is paid. Depending upon the category to which you belong, your application fee for the Bank of India Credit Officer exam will vary. Any other bank charges has to be borne by you.To know more about the application fee details for Bank of India Credit Officer refer to the table below:

Category of ApplicantAmount of Fee
SC/ST/PWD Rs. 175/-(Intimation charges only)
General and Others Rs. 850/-(Application fee + Intimation charges)

Bank Of India Credit Officer Exam Centres

Bank of India credit officer exam is an all India examination. While filling the application form for the Bank of India Credit Officer, you will be given an option to choose an examination centre. Since the online exam will be held in selected cities so it is advised to fill the examination centre very carefully. Any change in the Bank of India Credit Officer examination centre will not be entertained after the submission of application. However, the bank reserves the right to allot you a different centre other than the chosen one. The examination centers for Bank of India Credit Officer exam is given in the list below:

S. No.Exam Centres
1. Ahmedabad
2. Bengaluru
3. Bhopal
4. Bhubaneswar
5. Chandigarh
6. Chennai
7. Dehradun
9. Delhi
10. Hyderabad
11. Jaipur
12. Jammu
13. Kolkata
14. Lucknow
15. Mumbai
16. Panaji
17. Patna
18. Raipur
19. Ranchi
20. Shimla
21. Thiruvananthapuram

Bank Of India Credit Officer Admit Card 2021

Some days before the date of exam, Bank of India Credit Officer admit cards will be released. You need to visit the official website of the Bank of India and click on the download admit card link. By entering your registration number and password/ date of birth you will be able to download your admit card for the online exam of Bank of India Credit Officer.The admit card will have all the information related to the exam like exam venue, exam time, exam Centre etc. You need to take out a print of the admit card along with a valid ID card and its photocopy at the time of the exam. If you fail to do so you will not be allowed to sit in the Bank of India Credit Officer online exam.

Bank Of India Credit Officer Previous Year Cut-off

Previous year cut off helps in getting an idea about the difficulty level of the exam. Previous year cut off depends on two things i.e. difficulty level of the exam and the number of aspirants sitting in the exam. To assure a seat in the Bank of India Credit Officer online exam, you need to be aware of everything related to the Bank of India online exam be it syllabus, pattern or previous year cut off. We are providing previous year cut off of Bank of India Credit Officer exam so that you are aware of how to ace the exam.

Bank Of India Credit Officer Qualifying Marks 2018

CategorySubject
ELGAFM
General 15.00 15.00 15.00
Reserved 12.50 12.50 12.50

Bank Of India Credit Officer Free Mock Tests 2021

To have an extra edge in any competitive examination you need to be well updated. After completing the exam syllabus you need to practice a lot in order to increase the speed. Practicing mock tests is one way of becoming a notch higher than others. While practicing mocks, you will be able to increase the speed of solving questions. Online mock tests also shoves out any kind of fear one can have for an online exam. To help you with this ixamBee is providing mock tests that are too free of cost.You just need to login after registering on the ixamBee website and you can attempt an unlimited number of mock tests absolutely free of cost.

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Bank Of India Credit Officer Books 2021

Bank of India Credit Officer exam is an important examination that requires a lot of hard work along with smart work. Any preparation is incomplete without good and trustworthy study material. You should know which books to go for, so that you do not waste your precious time in reading and rejecting certain books. To help you with the preparation we are providing some books which can be useful for the Bank Of India Credit Officer 2021 exam

PaperBooksAuthor/Publisher
General Awareness Banking Awareness Arihant Publication
Static General Knowledge Arihant Publication
General Knowledge Lucent
Banking Awareness Handbook of Banking Information N.S Toor
Finance & Management Financial Management Prasanna Chandra or IM Pandey
Indian Financial System Bharti Pathak
Principles of Management LN Prasad
Organisational Behaviour SP Robins
English Language English Grammar Wren & Martin
Word power made easy Norman Lewis
Descriptive General English SP Bakshi

Bank Of India Credit Officer Online Course 2021

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