Bank of India (BOI) Credit officer Exam pattern

By Himani Dhauni | Updated on: May 17, 2022

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Exam Pattern 2022

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The examination pattern is one of the most important things to look at while preparing for any exam. The BOI Credit Officer exam pattern 2022 consists of English Language, General Awareness with special reference to Banking Industry and Professional Knowledge.

Detailed information on the BOI Credit Officer exam pattern is mentioned below.

The BOI Credit Officer selection process 2022 is as follows:

  • Online Written examination and /or
  • Personal Interview and/or GD

Online Exam

The BOI Credit Officer exam 2022 consists of three sections as mentioned below. A composite time of 150 minutes i.e. 2 hours 30 minutes will be given. The English Language section will be qualifying in nature. The marks obtained in the English Language section will not be included while preparing the final merit. This time the BOI has changed the weightage of marks for each section as compared to last year's notification. Further details on the pattern of BOI Credit Officer exam is given below.

PaperMaximum MarksDuration
English Language 50 Composite Time of 150 minutes
Professional Knowledge 100
General Awareness with special reference to Banking Industry 25

Interview

BOI Credit Officer selection process 2022 includes an online written examination followed by a Group Discussion and/or personal interview. If you pass the online written exam of a Bank of India Credit Officer, you will be called for an interview in the ratio of 3:1. The total marks allotted for the Interview are 100. The minimum qualifying marks is 40% if you belong to the general/unreserved category and 35% if you belong to SC/ST/OBC/PWD. You need to produce valid prescribed documents that will be mentioned in the call letter while appearing for the Bank of India Credit Officer Interview. If you fail to produce the relevant eligibility documents you will not be allowed to appear for the interview. No documents should be sent directly to the Bank before or after the interview.

The BOI Credit Officer selection procedure can take place in three ways as discussed below-

  • If Online exam + Interview -  The BOI Credit Officer exam and Interview will have a weightage of 80:20. The final merit will be prepared on the basis of online exam score and Interview. The merit list will be in descending order for the respective categories.
  • If GD + Interview - In such case, the GD will be of 30 marks. The minimum marks to be secured by the general category in GD is 40% and 35% for the reserved category. Group Discussion will be of qualifying nature and only those candidates who secured minimum qualifying marks in GD will be called for Interview.

Note: If the marks obtained by two candidates in the online exam are equal or an online examination is not conducted, the merit will be on the basis of Date of Birth i.e. Candidate senior in age will be placed higher in the merit list.  

Marking Scheme

There is a penalty for every wrong answer marked by you in the Bank of India Credit Officer 2022 exam. For each wrong question, one fourth or 0.25 of the marks assigned to that question will be deducted. If the question is left blank, i.e. no answer marked by you, then there will be no penalty for that question. Further details on the BOI Credit Officer marking scheme is mentioned below.

Bank Of India Credit Officer Marking Scheme

Bank Of India Credit Officer Marking SchemeConsidered Marks
For wrong answers -1/4 marks assigned to that question
For not attempted 0 (no marks)

Exam Language 

Except for the test of English Language, other sections in the BOI Credit Officer exam 2022 will be bilingual i.e. English and Hindi.

Note: Qualifying marks pertain to General/EWS candidates. If you belong to the reserved category, you will be entitled to a relaxation of 5% marks in relation to that stipulated for General/EWS candidates.

Free Mock Test 

While you prepare for the BOI Credit Officer exam do not forget to practice BOI Credit Officer 2022 mock tests to ensure that you perform well in the actual exam. Practising these BOI Credit Officer mock tests series will surely give you an edge over your peers. Attempt BOI Credit Officer model question papers to come out with flying colours in the real exam.

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FAQs

Yes, the BOI Credit Officer exam is bilingual (i.e, Hindi & English) except the English Language section.
Yes, you can do that. There is no sectional timing in the BOI Credit Officer written exam.
Yes, reserved category candidates will be given a relaxation of 5% marks wrt that stipulated for General/EWS category candidates.
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