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    Bank of India (BOI) Credit Officer Eligibility Criteria

    Bank of India Credit Officer Eligibility Criteria 

    To be eligible for the Bank of India Credit Officer recruitment, you need to fulfil certain BOI Credit Officer eligibility criteria. The Bank Of India Credit Officer eligibility includes Nationality, Educational Criteria, and Age limit criteria. The eligibility criteria will be taken into account from November 01, 2025. Let's check in detail the Bank of India Credit Officer qualifications as mentioned below.

    Educational Criteria

    To be eligible for the Bank of India Credit Officer recruitment, you need to have a bachelor’s degree (Graduate) in any discipline. Further details on BOI Credit Officer eligibility criteria --cy-- is given below. 

    PostEducational Criteria
    Credit Officer - GBO Stream (MMGS-II)
    A Degree (Graduation) in any discipline from recognized a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government.
    Credit Officer - GBO Stream (MMGS-III )
    A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. of India or any equivalent qualification recognized as such by the Central Government. 
    Credit Officer - GBO Stream (SMG-IV )
    A Degree (Graduation) in any discipline from a University/ Institute with 60% marks or equivalent grade (55% for SC/ ST/ OBC/ PWBD) recognized by the Govt. Of India or any equivalent qualification recognized as such by the Central Government
    AND
    MBA/ PGDBM from recognized University / Institution / Board
    OR
    Two Years full time Master’s degree in any field from recognized University / Institution / Board
    OR
    Chartered Accountant/ Chartered Financial Analyst /CMA - ICWA from recognized institute.

    Note: You must note that 59.99% will not be considered as 60%, and 54.99% will not be considered as 55%. 

    Age Criteria

    There are certain BOI Credit Officer 2026 eligibility criteria that need to be fulfilled by you. If you fail to fulfil these criteria, your candidature will be cancelled.

    Bank Of India Credit Officer age limit is one such criterion where you need to make sure that you come under the prescribed age criteria. Details for the BOI Credit Officer age limit are given in the table below.

    ScaleMinimum AgeMaximum Age
    MMGS-II 25 Years 35 Years
    MMGS-III 28 Years 38 Years
    SMGS-IV 30 Years 40 Years

    Age Relaxation

    Upper age relaxation is given to you if you belong to the reserved category. This age relaxation further varies within the reserved category. If you are claiming age relaxation, you need to produce the valid documents as and when asked by the bank.

    There is no reservation for ex-servicemen in the Officers Cadre. Also, candidates coming under the creamy layer are not entitled to any such concession in the BOI Credit Officer exam. To know about the Bank of India Credit Officer age relaxation in detail, refer to the table below.

    CategoryAge relaxation
    SC/ ST 5 Years
    OBC (Non-Creamy Layer) 3 Years
    Persons With Benchmark Disabilities as defined under “The Rights of Persons with Disabilities Act, 2016” 10 years
    Ex-Servicemen, Commissioned Officers including EmergencyCommissioned Officers (ECOs)/ Short Service CommissionedOfficers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment 5 years
    Persons affected by 1984 riots 5 years

    Bank Of India Credit Officer Eligibility Criteria FAQs

    In such case, your candidature will be cancelled and you will not be eligible for the BOI Credit Officer exam.

    Yes, such candidates are covered under the PwBD category and can avail relaxation as per government norms.

    No, 59.99% will not be treated as 60% and you are ineligible to apply.

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