Bank of India (BOI) Credit Officer Salary 2026

Bank of India (BOI) Credit Officer Salary 2026

The Bank of India Credit Officer salary follows a structured pay scale that reflects responsibility and seniority. At the Middle Management level, Grade Scale II offers a starting pay of ₹64,820 with annual increments, reaching up to ₹93,960.

Credit Officers in the GBO stream under Grade Scale III begin at ₹85,920 and can progress to ₹1,05,280 through defined increments. Senior Management officers in Grade Scale IV receive a larger scale, starting at ₹1,02,300 and extending to ₹1,20,940.

Along with basic pay, officers are eligible for allowances, benefits, and performance-linked growth.. Have a detailed insight into Bank of India Credit officer 2026 salary from the table below.

Bank of India (BOI) Credit Officer Bond Period

Candidates selected as Credit Officers in Bank of India are required to submit a security deposit at the time of joining. This deposit serves as a service commitment and is refundable after the completion of three years of satisfactory service.

Officers appointed in Middle Management Grade Scale II must deposit ₹2,00,000, while officers in MMGS III and above are required to deposit ₹3,00,000. If an officer resigns or leaves the bank before completing the mandatory three-year period, the deposited amount will be forfeited. This condition ensures continuity and stability in key operational roles within the bank.

Bank of India (BOI) Credit Officer Job Profile

Selected as a BOI Credit Officer  you will have various roles and responsibilities to perform. Some of the duties that you need to perform are mentioned below.