BOI Credit Officer Syllabus 2026

December 17, 2025 by Naquiya Nadeem

Bank of India Credit Officer Syllabus

Before starting the preparation for the exam, it is very important to look at the BOI Credit Officer 2026 syllabus and exam pattern. BOI Credit Officer exam syllabus includes questions from four sections, basically, English Language, Reasoning, Quantitative Aptitude and Professional Knowledge.

While English, Reasoning, and Quantitative carry 25 marks each for 25 questions, the professional knowledge section carries 75 marks for 75 questions. The total composite time is 120 minutes, and the total marks are 150.

The above tests, except the Test of English Language, will be available bilingually, i.e., English and Hindi. The test of English Language will be of a qualifying nature, i.e., Marks obtained in English Language will not be added while preparing the merit List. There will also be a penalty for wrong answers.

The detailed BOI Credit Officer exam pattern and the syllabus details are given in the table below.

Credit Officer in General Banking Stream

Section	Topics
English Language	Articles, Adverbs, Verb Agreement, Idioms and Phrases, Tenses, Error Corrections, Vocabulary, Comprehensions, Grammar, Sentence Arrangements, Fill in the blanks, Synonyms, Unseen Passages, Error Correction
General Awareness with special reference to Banking Industry	Banking & Financial Awareness, Monetary Policies, Economic Terms, Current Affairs, Static GK, Financial & Economics News, Government Schemes, Agreement & Deals, Banking terms, rates, processes
Financial Management	Accounting Concepts: Marginal Costing, Social Accounting, Absolute Costing, Cost Volume Profit Analysis, Activity-based Costing, Inventory valuation, Cost Sheet and work, Target Costing, Transfer pricing, Overview of Cost Accounting Guidelines of SEBI
	Corporate Accounting: Insurance of shares, Divisible Profits and Bonus Issues, Dividend Distribution, Final Accounts factories Act, Underwriting, Valuation of Goodwill and shares, Capital, Issues, Forfeiture, and Reissues of shares, Accounting for Amalgamation companies, Issues and Redemption of Debentures, Acquisition of Business and profits before Incorporation
	Business Law: Provident Fund, Industrial Dispute Act, Labor Law, Process Costing, Negotiable Instruments, Gratuity Act, Redemption of preference shares, Partnership act, Contract act, Marginal Cost and Cost Volume Profit
	Management Accounting: Ratio Analysis, Cash Flow Statement, Budgeting and Budgetary Control, Capital Market, Sources of Finance, Capital Structure, Company Law Analysis, Standard Costing and various Analysis, Capital Budgeting
	Capital Structure: Cost of capital, Funds flow statement, Sources of Finance, Job and Batch Costing, The material, Labor cost, and Overhead cost, Financial Statement Analysis, Sources of finance, Process Costing, Contract Costing, Budgeting and Budgetary Control
	Economics: Micro and Macro Economics concepts, Updates related to money market and RBI Policies, Money Market
	Basic Accounting: Principle and concepts of Accounting, How the RBI, IRDA, and SEBI works – Functioning

📖 Table of Contents

Bank of India Credit Officer Syllabus

IT Officer in Specialist Stream

Subjects	Topics
DBMS	DBMS Schemas (Hierarchical, Network, Relational), Relational Model Concepts, DML, DDL, Basic SQL, Oracle concepts, Basics of Indexing, Normalization, Entity Relationship Model
Operating Systems	Functions of OS, Basics of Memory Management, DML, DDL, Basic SQL, Oracle, concepts, Process Concept, Threads, Security, Multiprogramming, Synchronization Concepts, Spooling, Page Replacement Policies
Data Communication and Networking	OSI Model, TCP/IP Suit, IPv4 Addressing, IP header, Subnet Mask, Mac Address, ARP and RARP and DHCP, Switching and Routing, Common Network Protocols (Telnet, HTTP, FTP, SNMP, PPP,UDP, ARP etc., Network Devices (Switch, Hub, Repeater, Router, Modem etc), LAN, MAN, WAN, Network Security
Basics of Programming and Data Structures	C, C++, Java Basics, OOPS Concepts, Array, Strings, Heap & Priority Queue, Queue, Linked List, Stack
Software Engineering	Software Development Models(Waterfall, RAD, Prototyping, Spiral), Design and Analysis, Data Flow Diagram, Software Requirement, Software Testing (Black, White, Grey Box), Software Maintenance and CASE tools
Computer Organization & Architecture	8085 and 8086 (Flags and Interrupts), Memory Hierarchy & System Bus
MS Office & Windows and Web Technologies	HTML, Javascript Basics, Cookies, Search Engine Basics Client Server Model
Miscellaneous	Recurrence Relation, Planar Graphs, Relation, Regular Expression, Data Mining, Sorting, Finite Automata, Data Mining, Sorting, Algorithms to Find Shortest Path
Digital Logic	Logic Gates, Combinational Circuits, Number System, Hamming Distance, Basics of Counters
Computer Hardware	ROM/RAM, BIOS, Bootstrap Memory, Hard Disks, Peripheral Devices, Compiler, Assembler, Linker, Macro Processor, Loader, translator

Important Books for BOI Credit Officer

The Bank of India Credit Officer exam is an important examination that requires a lot of hard work along with smart work. Any preparation is incomplete without good and trustworthy study material.

You should know which books to go for so that you do not waste your precious time reading and rejecting certain books. To help you with the preparation, we are providing some books which can be useful for the Bank Of India Credit Officer exam.

Credit Officer in General Banking Stream

Paper	Books	Author/Publisher
General Awareness	Banking Awareness	Arihant Publication
	Static General Knowledge	Arihant Publication
	General Knowledge	Lucent
	Banking Awareness Handbook of Banking Information	N.S Toor
Finance & Management	Financial Management	Prasanna Chandra or IM Pandey
	Indian Financial System	Bharti Pathak
	Principles of Management	LN Prasad
	Organisational Behaviour	SP Robins
English Language	English Grammar	Wren & Martin
	Word power made easy	Norman Lewis
	Descriptive General English	SP Bakshi

IT Officer in Specialist Stream

Subject	Author
Data structure	Aron M Tenenbaum
Dbms	Kurth and Sudarshan
Operating system	Galvins
Networking	Andrew S Tenenbaum
SQL	mysql
Algorithms	Thomas h comments
Oops for c++ and Java	The complete reference
Software engineering	Roger s pressman
Data warehousing	Paulraj ponniah

Bank of India Credit Officer Online Course 2026

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The Bank Of India Credit Officer course has been curated under the guidance of the faculties that have rich and diverse experience in the banking and financial sectors. The BOI Credit Officer study material has been designed keeping the latest exam pattern and question level in mind.

BOI Credit Officer Online course

Bank Of India Credit Officer Syllabus FAQs

You can check the list of books mentioned in the books section above. Besides that, you can refer ixamBee BeePedia for updates on current issues.

The completion of the BOI Credit Officer exam syllabus will depend on how much time you are devoting to each subject.

The sections included in the BOI Credit Officer written exam are Professional Knowledge, English Language and General Awareness.

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