Bank of India Credit Officer Syllabus
Before starting the preparation for the exam, it is very important to look at the BOI Credit Officer 2026 syllabus and exam pattern. BOI Credit Officer exam syllabus includes questions from only two sections, basically, English Language and Professional Knowledge.
While English carries 25 marks for 25 questions, the professional knowledge section carries 100 marks for 100 questions. The total composite time is 120 minutes, and the total marks are 125.
The above tests except the Test of English Language will be available bilingually, i.e. English and Hindi. The test of English Language will be of qualifying nature i.e. Marks obtained in English Language will not be added while preparing merit List.
The minimum qualifying marks in English Language Test and Professional Knowledge Test will be 35% for General/ EWS candidates.It is mandatory to secure minimum qualifying marks in each Test. Candidates belonging to the Category SC/ ST/ OBC/ PWD, filling in vacancies reserved for the relevant category, will be entitled to a relaxation of 5% marks in relation to that stipulated for General/ EWS category candidates
The detailed BOI Credit Officer exam pattern and the syllabus details are given in the table below.
Credit Officer in General Banking Stream
| Section | Topics |
|---|---|
| English Language | Reading Comprehension, Cloze Test, Error Detection, Sentence Improvement, Fill in the Blanks, Para Jumbles, Vocabulary, Synonyms & Antonyms, Idioms & Phrases, Grammar, Sentence Completion, Word Usage |
| Professional Knowledge (Relevant to the Post) | Banking Principles, Credit Management, Financial Statement Analysis, Working Capital Assessment, Project Finance, Risk Management, RBI Guidelines, Banking Regulation Act, Negotiable Instruments Act, Basel Norms, KYC & AML, Priority Sector Lending, Retail Banking, Corporate Banking, Treasury, Financial Markets, Credit Appraisal, Loan Documentation, Asset Classification & Provisioning, NPA Management, Banking Products & Services, General Banking Operations |
IT Officer in Specialist Stream
| Subjects | Topics |
|---|---|
| DBMS | DBMS Schemas (Hierarchical, Network, Relational), Relational Model Concepts, DML, DDL, Basic SQL, Oracle concepts, Basics of Indexing, Normalization, Entity Relationship Model |
| Operating Systems | Functions of OS, Basics of Memory Management, DML, DDL, Basic SQL, Oracle, concepts, Process Concept, Threads, Security, Multiprogramming, Synchronization Concepts, Spooling, Page Replacement Policies |
| Data Communication and Networking | OSI Model, TCP/IP Suit, IPv4 Addressing, IP header, Subnet Mask, Mac Address, ARP and RARP and DHCP, Switching and Routing, Common Network Protocols (Telnet, HTTP, FTP, SNMP, PPP,UDP, ARP etc., Network Devices (Switch, Hub, Repeater, Router, Modem etc), LAN, MAN, WAN, Network Security |
| Basics of Programming and Data Structures | C, C++, Java Basics, OOPS Concepts, Array, Strings, Heap & Priority Queue, Queue, Linked List, Stack |
| Software Engineering | Software Development Models(Waterfall, RAD, Prototyping, Spiral), Design and Analysis, Data Flow Diagram, Software Requirement, Software Testing (Black, White, Grey Box), Software Maintenance and CASE tools |
| Computer Organization & Architecture | 8085 and 8086 (Flags and Interrupts), Memory Hierarchy & System Bus |
| MS Office & Windows and Web Technologies | HTML, Javascript Basics, Cookies, Search Engine Basics Client Server Model |
| Miscellaneous | Recurrence Relation, Planar Graphs, Relation, Regular Expression, Data Mining, Sorting, Finite Automata, Data Mining, Sorting, Algorithms to Find Shortest Path |
| Digital Logic | Logic Gates, Combinational Circuits, Number System, Hamming Distance, Basics of Counters |
| Computer Hardware | ROM/RAM, BIOS, Bootstrap Memory, Hard Disks, Peripheral Devices, Compiler, Assembler, Linker, Macro Processor, Loader, translator |
Important Books for BOI Credit Officer
The Bank of India Credit Officer exam is an important examination that requires a lot of hard work along with smart work. Any preparation is incomplete without good and trustworthy study material.
You should know which books to go for so that you do not waste your precious time reading and rejecting certain books. To help you with the preparation, we are providing some books which can be useful for the Bank Of India Credit Officer exam.
Credit Officer in General Banking Stream
| Paper | Books | Author/Publisher |
|---|---|---|
| General Awareness | Banking Awareness | Arihant Publication |
| Static General Knowledge | Arihant Publication | |
| General Knowledge | Lucent | |
| Banking Awareness Handbook of Banking Information | N.S Toor | |
| Finance & Management | Financial Management | Prasanna Chandra or IM Pandey |
| Indian Financial System | Bharti Pathak | |
| Principles of Management | LN Prasad | |
| Organisational Behaviour | SP Robins | |
| English Language | English Grammar | Wren & Martin |
| Word power made easy | Norman Lewis | |
| Descriptive General English | SP Bakshi |
IT Officer in Specialist Stream
Subject Author
Data structure
Aron M Tenenbaum
Dbms
Kurth and Sudarshan
Operating system
Galvins
Networking
Andrew S Tenenbaum
SQL
mysql
Algorithms
Thomas h comments
Oops for c++ and Java
The complete reference
Software engineering
Roger s pressman
Data warehousing
Paulraj ponniah
Bank of India Credit Officer Online Course 2026
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