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    BOI Credit Officer Syllabus 2026

    Bank of India Credit Officer Syllabus 

    BOI Exam Syllabus

    Before starting the preparation for the exam, it is very important to look at the BOI Credit Officer 2026 syllabus and exam pattern. BOI Credit Officer exam syllabus includes questions from four sections, basically, English Language, Reasoning, Quantitative Aptitude and Professional Knowledge. 

    While English, Reasoning, and Quantitative carry 25 marks each for 25 questions, the professional knowledge section carries 75 marks for 75 questions. The total composite time is 120 minutes, and the total marks are 150.

    The above tests, except the Test of English Language, will be available bilingually, i.e., English and Hindi. The test of English Language will be of a qualifying nature, i.e., Marks obtained in English Language will not be added while preparing the merit List. There will also be a penalty for wrong answers.

    The detailed BOI Credit Officer exam pattern and the syllabus details are given in the table below.

    Credit Officer in General Banking Stream

    SectionTopics
    English Language Articles, Adverbs, Verb Agreement, Idioms and Phrases, Tenses, Error Corrections, Vocabulary, Comprehensions, Grammar, Sentence Arrangements, Fill in the blanks, Synonyms, Unseen Passages, Error Correction
    General Awareness with special reference to Banking Industry Banking & Financial Awareness, Monetary Policies, Economic Terms, Current Affairs, Static GK, Financial & Economics News, Government Schemes, Agreement & Deals, Banking terms, rates, processes
    Financial Management Accounting Concepts: Marginal Costing, Social Accounting, Absolute Costing, Cost Volume Profit Analysis, Activity-based Costing, Inventory valuation, Cost Sheet and work, Target Costing, Transfer pricing, Overview of Cost Accounting Guidelines of SEBI
    Corporate Accounting: Insurance of shares, Divisible Profits and Bonus Issues, Dividend Distribution, Final Accounts factories Act, Underwriting, Valuation of Goodwill and shares, Capital, Issues, Forfeiture, and Reissues of shares, Accounting for Amalgamation companies, Issues and Redemption of Debentures, Acquisition of Business and profits before Incorporation
    Business Law: Provident Fund, Industrial Dispute Act, Labor Law, Process Costing, Negotiable Instruments, Gratuity Act, Redemption of preference shares, Partnership act, Contract act, Marginal Cost and Cost Volume Profit
    Management Accounting: Ratio Analysis, Cash Flow Statement, Budgeting and Budgetary Control, Capital Market, Sources of Finance, Capital Structure, Company Law Analysis, Standard Costing and various Analysis, Capital Budgeting
    Capital Structure: Cost of capital, Funds flow statement, Sources of Finance, Job and Batch Costing, The material, Labor cost, and Overhead cost, Financial Statement Analysis, Sources of finance, Process Costing, Contract Costing, Budgeting and Budgetary Control
    Economics: Micro and Macro Economics concepts, Updates related to money market and RBI Policies, Money Market
    Basic Accounting: Principle and concepts of Accounting, How the RBI, IRDA, and SEBI works – Functioning

    IT Officer in Specialist Stream

    SubjectsTopics
    DBMS DBMS Schemas (Hierarchical, Network, Relational), Relational Model Concepts, DML, DDL, Basic SQL, Oracle concepts, Basics of Indexing, Normalization, Entity Relationship Model
    Operating Systems Functions of OS, Basics of Memory Management, DML, DDL, Basic SQL, Oracle, concepts, Process Concept, Threads, Security, Multiprogramming, Synchronization Concepts, Spooling, Page Replacement Policies
    Data Communication and Networking OSI Model, TCP/IP Suit, IPv4 Addressing, IP header, Subnet Mask, Mac Address, ARP and RARP and DHCP, Switching and Routing, Common Network Protocols (Telnet, HTTP, FTP, SNMP, PPP,UDP, ARP etc., Network Devices (Switch, Hub, Repeater, Router, Modem etc), LAN, MAN, WAN, Network Security
    Basics of Programming and Data Structures C, C++, Java Basics, OOPS Concepts, Array, Strings, Heap & Priority Queue, Queue, Linked List, Stack
    Software Engineering Software Development Models(Waterfall, RAD, Prototyping, Spiral), Design and Analysis, Data Flow Diagram, Software Requirement, Software Testing (Black, White, Grey Box), Software Maintenance and CASE tools
    Computer Organization & Architecture 8085 and 8086 (Flags and Interrupts), Memory Hierarchy & System Bus
    MS Office & Windows and Web Technologies HTML, Javascript Basics, Cookies, Search Engine Basics Client Server Model
    Miscellaneous Recurrence Relation, Planar Graphs, Relation, Regular Expression, Data Mining, Sorting, Finite Automata, Data Mining, Sorting, Algorithms to Find Shortest Path
    Digital Logic Logic Gates, Combinational Circuits, Number System, Hamming Distance, Basics of Counters
    Computer Hardware ROM/RAM, BIOS, Bootstrap Memory, Hard Disks, Peripheral Devices, Compiler, Assembler, Linker, Macro Processor, Loader, translator

    Important Books for BOI Credit Officer

    The Bank of India Credit Officer exam is an important examination that requires a lot of hard work along with smart work. Any preparation is incomplete without good and trustworthy study material.

    You should know which books to go for so that you do not waste your precious time reading and rejecting certain books. To help you with the preparation, we are providing some books which can be useful for the Bank Of India Credit Officer exam.

    Credit Officer in General Banking Stream

    PaperBooksAuthor/Publisher
    General Awareness Banking Awareness Arihant Publication
    Static General Knowledge Arihant Publication
    General Knowledge Lucent
    Banking Awareness Handbook of Banking Information N.S Toor
    Finance & Management Financial Management Prasanna Chandra or IM Pandey
    Indian Financial System Bharti Pathak
    Principles of Management LN Prasad
    Organisational Behaviour SP Robins
    English Language English Grammar Wren & Martin
    Word power made easy Norman Lewis
    Descriptive General English SP Bakshi

    IT Officer in Specialist Stream

    SubjectAuthor
    Data structure Aron M Tenenbaum
    Dbms Kurth and Sudarshan
    Operating system Galvins
    Networking Andrew S Tenenbaum
    SQL mysql
    Algorithms Thomas h comments
    Oops for c++ and Java The complete reference
    Software engineering Roger s pressman
    Data warehousing Paulraj ponniah

    Bank of India Credit Officer Online Course 2026

    Many aspirants work hard to crack the exam, but a lack of correct guidance shatters their dreams. ixamBee Bank Of India Credit Officer exam course will help you in fulfilling your dreams.

    The Bank Of India Credit Officer course has been curated under the guidance of the faculties that have rich and diverse experience in the banking and financial sectors. The BOI Credit Officer study material has been designed keeping the latest exam pattern and question level in mind.

    BOI Credit Officer Online course

    Bank Of India Credit Officer Syllabus FAQs

    You can check the list of books mentioned in the books section above. Besides that, you can refer ixamBee BeePedia for updates on current issues.

    The completion of the BOI Credit Officer exam syllabus will depend on how much time you are devoting to each subject.

    The sections included in the BOI Credit Officer written exam are Professional Knowledge, English Language and General Awareness.

    You can take the BOI Credit Officer free mock tests at ixamBee. We offer the best quality mock tests available today.

    We are pleased to tell you that ixamBee offers the best BOI Credit Officer online course that you can find today. Our course is curated and thought by experts from the field who have years of experience helping students ace competitive exams.

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