LIC AAO 2021

Life Insurance Corporation of India (LIC) is an Indian state-owned insurance group and investment company headquartered in Mumbai.  LIC releases vacancies for the post of AAO almost every year to recruit eligible candidates.  LIC AAO Official notification was also out in 2020 but due to pandemic COVID 19, LIC has postponed LIC AAO/AE exams till further notice. LIC AAO/AE exams which were scheduled for April 4, 2020, have been postponed till further notice by LIC amid the ongoing COVID-19 outbreak.  Before starting the application process, you should know some important highlights of the LIC AAO examination.

LIC is the largest insurance company in India and thus its recruitment notification is awaited by most of the aspirants. Being an insurance sector job, most of the aspirants are attracted to this job owing to the facilities, perks, and comforts. LIC has released the notification for the post of Assistant Administrative Officer (AAO) (Legal/IT/Chartered Accountant/Actuarial/Rajbhasha) and Assistant Engineers (AE) (Civil/Electrical/Structural/ Assitant Architect and MEP. Please note that you will be allowed to apply for just ‘one’ post among ‘Legal/IT/Chartered Accountant/Actuarial/Rajbhasha’. Being one of the most awaited exams, the level of the examination can be expected to be tough. You should go through the LIC AAO/AE official notification to know all the details of the examination.

 To know about details for LIC AAO Exam Notification 2021

The LIC AAO/AE 2021 Exam has maintained itself on the list of most important examinations in India. Thus, it is the most sought-after job in the insurance sector. The insurance sector has equally rewarding jobs as in the banking sector. Thus, it gives tough competition for all those who aspire to grab a job here. Before you start gearing up for the LIC AAO 2021 Examination, it is extremely necessary to take a look at the LIC AAO syllabus, which will give you a clear idea of the examination and its level.

LIC AAO/AE Prelims Exam Syllabus 2021

Given below is the list of topics covered in the LIC AAO Prelims Syllabus, the syllabus is the same for all the AE posts.

LIC AAO/AE Mains Exam Syllabus 2021

The syllabus for the LIC AAO Mains exam is given below. 

LIC AAO (Assistant Administrative Officer) notification 2021 for various posts has been released. LIC provides great opportunities for career growth and thus the examination for LIC AAO cannot be taken lightly. Therefore, it is advisable to be aware of the LIC AAO exam and pattern to avoid any errors later. The pattern of LIC AAO 2021 is as follows -

• Phase 1- Preliminary Exam
• Phase 2- Mains Exam
• Phase 3 - Interview

After all the phases of the LIC AAO/AE exam are completed, the final list of the selected candidates will be released.

LIC AAO/AE Prelims Exam Pattern 2021

The LIC AAO  Prelims exam 2021 will be an online test consisting of three sections - English Language, Reasoning Ability and Quantitative Aptitude respectively, not in any fixed order. All three sections in the LIC AAO Prelims exam are allotted separate sectional timings. The LIC AAO Prelims exam is common for all the posts (Legal/IT/Chartered Accountant/Actuarial/Rajbhasha)

• There is a negative marking of 0.25 marks for every incorrect answer. It means that for one incorrect answer, one-fourth of the marks allotted to that question will be deducted.
• *English Language Test will be qualifying in nature and therefore marks will not be counted for ranking.

LIC AAO/AE Mains Exam Pattern 2021

Once the  LIC AAO Prelims examination is over, the candidates who are able to qualify it will have to appear in the LIC AAO Mains examination. The LIC AAO Mains Exam will be held once the result of Phase 1 is out. The LIC AAO Mains exam pattern for all types of posts is mostly similar except for a few changes in the number of subjects. Apart from this objective test, the LIC AAO Mains Exam pattern will also consist of a ‘Descriptive Test’ of 30 minutes duration which tests the English writing skills of the candidate. The details of the LIC AAO exam pattern are as follows

* English Language Test in all the LIC AAO Mains exam for all posts will be qualifying in nature and therefore marks obtained in this section will not be counted for ranking.

LIC AAO/AE Personal Interview 2021

The candidates who are able to qualify for the LIC AAO 2021 Mains Examination will be called for the LIC AAO Phase 3, i.e. Personal Interview (PI), where they will have to face an interview board where they can be asked questions from any subject/area. A candidate should be ready to face any type of question in the LIC AAO Interview.

To know more details for LIC AAO Exam pattern 2021

LIC tentative exam dates for LIC AAO 2021 Examination is mentioned in the LIC AAO/AE notification. Although the dates are fixed but LIC reserves the right to shift the exam dates if the administrative need arises. LIC AAO/AE revised exam dates are not out yet. Ay information related to exam dates will be updated here once the information regarding the same releases by LIC. The complete schedule of the LIC AAO examination is given below. A candidate can have a look at the table below for LIC AAO important dates.

To know more details for LIC AAO Exam Dates

A LIC Assistant Administrative Officer (AAO) is entitled to receive a basic pay of Rs. 32795/- per month on the scale of Rs. 32795- 1610(14) –55335– 1745(4) –62315 and other admissible allowances as per rules. An AAO is eligible for certain emoluments also, inclusive of House Rent Allowance (HRA) & City Compensatory Allowance (CCA) wherever admissible depending upon the classification of the city, which will amount to approximately Rs 57,000/- per month in ‘A’ Class city. Other benefits are Defined Contributory Pension, Special Allowance for passing Actuarial Examination, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance, Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement towards the cost of Briefcase leather bags, mobile handset, the supply of dailies and magazines and tea/coffee, mobile expenses, etc. as per rules.

To know about more details for LIC AAO Salary

Once you qualify all the stages of the LIC AAO/AE Exams and get selected as an Assistant Administrative Officer (AAO), Assistant Engineers (AE), you would be given a department/branch according to your category of post. You will be heading/managing that particular department. LIC AAO is mainly an administrative job, as the title of the post suggests. We can put the job responsibilities of an AAO in few steps as follows:

• Negotiations will have to be done with the Agents/ Development Officers.
• Client interaction and inspection of the claims made by them.
• Processing of the policy applications.
• Coordination with other departments.
• Maintaining the databases.
• Inspecting the policies that already exist.

Once you gain experience of 3-5 years, you will be eligible to get promoted to the post of ‘Administrative Officer’ (AO), which will be an enhanced version of the Assistant Administrative Officer job. Both being administrative jobs, a LIC AO will be an advanced form of the LIC AAO.

LIC AAO vacancies with different categories break up is mentioned in the LIC AAO notification. Candidates can apply for any one of the categories among Legal/IT/Chartered Accountant/Actuarial/Rajbhasha and Assistant Engineers (AE) (Civil/Electrical/Structural/ Assitant Architect and MEP. The LIC AAO exam is among the most important ones, especially in the Insurance sector, thus, the competition can be expected to be high, keeping in mind that the vacancies are distributed among the various categories. The breakup of LIC AAO/AE 2021 vacancies are given below.

Total Number of Vacancies for (Assistant Engineers (AE) (Civil/Electrical/Structural/ Assitant Architect and MEP.

Total Number of Vacancies for Assistant Administrative Officers (Specialist)

There is a system of negative marking of 0.25 marks for every incorrect answer in the LIC AAO exam. It means that for one incorrect answer, one-fourth of the marks allotted to that question will be deducted. LIC AAO descriptive English Language Test will be qualifying in nature and therefore marks will not be counted for ranking. Further details for LIC AAO marking scheme is given below

The LIC Assistant exam will be bilingual in nature i.e. in each section questions will be asked in English and Hindi both. You can attempt the whole paper in whichever language you want to attempt or can switch to any language in between for that particular section. The English Language section will be in English only.

LIC AAO notification has complete eligibility criteria with respect to age, nationality, education etc. All the candidates who are willing to apply for LIC AAO need to conform to the eligibility criteria mentioned in the LIC AAO notification, to avoid any unwanted consequences later.

LIC AAO/AE Educational Criteria

All the candidates need to follow the specified LIC AAO eligibility criteria with respect to educational qualification to ensure their candidature for the LIC AAO 2021 Exam. A candidate needs to have the following educational qualification/s in order to be eligible to fill the application form for LIC AAO. A candidate must hold a Bachelor’s/Master’s degree from a recognized university or institute. Further details for LIC AAO  is given below

LIC AAO/AE Age Criteria

In order to be able to apply for LIC AAO 2021, a candidate needs to follow certain criteria with respect to age. The age of a candidate should not be below 21 years and not above 30 years as of 01.02.2020, mentioned in the LIC AAO notification 2021.

LIC AAO/AE Age Relaxation

LIC has a provision of  relaxation with respect to age for Backward Community(OBC)/ Emergency Commissioned Officers (ECO) /Short Service Commissioned Officers (SSCO) /Persons with Benchmark Disabilities (PwBD) /Confirmed LIC employees as given below :

Nationality: A candidate must be a citizen of India.

All the eligible candidates are expected to apply for their respective categories of posts according to eligibility. The candidates are expected to fill in the complete details in the LIC AAO online application form and without completing the application procedure, the candidates will not be permitted to appear in the LIC AAO examination. The step-by-step procedure is as follows:

Candidates should keep the following documents ready before applying online for LIC AAO:

• Scanned photograph (4.5cm × 3.5cm)
• Signature (with black ink)
• left thumb impression (on white paper with black or blue ink)
• a hand-written declaration (on white paper with black ink) with the text mentioned in the official notification.

Once you have all the required documents, start the LIC AAO application process:

• Go to the official website of LIC: www.licindia.in and click on click on the ‘Careers’ to open the link “ Recruitment of Assistant Administrative Officer 2021”. It redirects the candidates to the online registration page. To register the application, choose the tab "Click here for New Registration" and enter Name, Contact details and Email-id.
• A Provisional Registration Number and Password will be generated by the system and displayed on the screen. Candidate should note down the Provisional Registration Number and Password. An Email & SMS indicating the Provisional Registration number and Password will also be sent. Click on Save & Next button to move forward.
• You will now be redirected to the next page of the form where you will be asked to upload your scanned passport size photograph and signature based on the specification mentioned therein and click on the next button.
• After you move on to the next page, you will have to fill in your personal details including your educational qualifications.
• After you are finished with entering the details, the preview of your form will be shown, so that if you find any error, you may edit and correct it. Once the application is submitted, you will not be able to edit it.
• At the end, you will have to choose a preferable online payment method to submit the LIC AAO application fee. You can pay the LIC AAO fees through credit card / debit card / net banking etc.
• Click on the 'Submit' button to complete the application.

While applying online, candidates should keep in mind a few important points:

• Signature in CAPITAL LETTERS will NOT be accepted.
• The left thumb impression should be properly scanned and not smudged. (If a candidate is not having left thumb, he/she may use his/ her right thumb for applying.)
• The hand-written declaration has to be in the candidate’s handwriting and in English only. If it is written and uploaded by anybody else or in any other language, the LIC AAO application will be considered as invalid.
• Have a valid personal email ID and mobile no., which should be kept active till the completion of the LIC AAO  Recruitment Process. LIC may send intimation to download call letters for the  LIC AAO Examination etc. through the registered email ID.

Once a candidate is done with filling all the required details for LIC AAO 2021 and uploaded all documents required, the last stage is to submit the online LIC AAO application fee. As the LIC AAO examination and application both are in online mode, therefore the payment mode will also be online and you will have to choose from the given online payment options. The LIC AAO application fee is as given below:

 Every year LIC allots various exam centres in different cities for the candidates where the  LIC AAO online examination will be conducted. The proposed list of various exam centres is mentioned in the LIC AAO notification where the LIC AAO 2021 Examination will be held. The candidate is allowed a centre depending on his choice of state and city. LIC reserves the right to allot any centre in that state/city and also change the centre for any reason whatsoever. A candidate is not permitted to request any change in his/her LIC AAO exam centre.

LIC AAO/AE Prelims Exam Centre

The exam centres for LIC AAO Prelims are listed below:

LIC AAO/AE Main Examination Centre

The centres for LIC AAO Mains are different from Prelims so a candidate should choose the centre wisely. Given below are the list of centres for the LIC AAO/AE Mains exam.

LIC will release the admit cards for the LIC AAO 2021 Prelims Examination some days prior to the LIC AAO Prelims exam. Candidates will be able to download their admit cards for theLIC AAO Preliminary examination from the official website. The admit cards for the LIC AAO 2021 Mains Examination will also be released few days after the LIC AAO Prelims exam.

As LIC AAO is one of the toughest competitions, candidates who are willing to apply for it should be willing to work as hard as they can for the LIC AAO 2021 Examination. Preparing well involves knowing about each and every minute detail pertaining to the LIC AAO examination. Knowing the previous year’s cut-off also plays an important role in the preparation process as it gives a clear idea about the level and LIC AAO exam pattern. Given below is the cut-off for 2019.

LIC AAO/AE Prelims Cut Off 2019

LIC AAO/AE Mains Cut Off 2019

LIC AAO/AE Interview Cut Off 2019

To know more details for LIC AAO Previous year cut off

 Joining as a LIC AAO opens ways to a golden career for all the candidates who manage to cross the hurdle of the LIC AAO Examination.  All the candidates may find themselves clueless and therefore to direct the students well in their preparation process, ixamBee has come up with a comprehensive LIC AAO Online Crash Course 2021. The candidates may join the course to get complete guidance related to the LIC AAO Exam 2021 and direct themselves through the correct way. The LIC AAO Online Course designed by ixamBee experts- Ms. Arunima Sinha (Coach for Banking exams for 6 years, Ex-Manager SIDBI, Ex-Bank PO), Mr. Chandraprakash Joshi (ex-RBI GR B, MBA-Finance, Ph.D.), Mr. Karan Sardana (Coach for Bank, SSC, Insurance, Police MAT, CLAT Exams for 10 years), Ms. Prachi Agarwal (MBA Finance with over a decade of experience), and Ms.Veena.M (B.Sc. Agri, MBA, expert for General Awareness) consists of all important information that is required to ensure your full-proof success.

To give you a slight peak into what the online course has in store for you, the course consists of :

• Video Lessons
• Concept Check Questions
• Chapters Tests
• Section Tests
• Full-Length Mock Tests
• Live Online Classes for Doubt Clarification
• Guidance for Prelims and Mains exam
• Guidance for Interview Round
• The validity of the Crash Course: till Interview Round

ixamBee has tried its level best to incorporate all required and necessary content that will provide just the right amount of knowledge and help you in gaining precision through which you may achieve your desired goal. For further details, the link is given below-

To know more about LIC AAO 2021 Online Course Please Click here

Apart from collecting good study material for your upcoming LIC AAO 2021 Examination, it is equally important to realize that just collecting and mugging up information in your head will not be enough. You also need to keep out some time to test what you learn and thus ixamBee brings you test series for LIC AAO 2021 Examination which is absolutely free. Practice LIC AAO free mock tests at ixamBee and thank us later!

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Once you have decided to apply for LIC AAO 2021 Examination, you need to chalk out a full-proof plan for your preparation which will ensure your success in the future and you can achieve your desired goal. The preparation strategy can not be fixed for every candidate. It depends on the individual abilities and the level of determination and ambition of each individual. But, there are a few basic points that can help every aspirant in achieving his/her goal.

• Set a practical goal for yourself.
• Realize your strengths & weaknesses.
• Set short-term goals in the preparation process.
• Make a plan that can be sustainable and achievable in long run.
• Avoid collecting too much information.
• Avoid comparison with others. All have different capabilities and weaknesses too,
• Segregate the topics that are tough and easy for you.
• Stay determined until you reach your goal.

LIC AAO is a popular examination among government job aspirants. That makes it tougher and harder to compete for. If you are well prepared and well-read, nothing can beat you in the process. To be well-read it is extremely important to first collect good study material which will be an important aid in your preparation. Here is a list of some good books, that may help you in kick-starting your LIC AAO preparation in a better way:

It is good to be completely aware of the examination you are applying for. All the candidates applying for LIC AAO 2021 can read the blog provided below and acquaint themselves with all necessary details and patterns of the LIC AAO 2021 Exam. These blogs will be of immense help in your preparation for LIC AAO 2021.

Important Insurance Schemes announced by Government of India 

List of Important Insurance Abbreviations- LIC AAO

LIC 2020: LIC AE, LIC AAO Exam Notification With All Details

UNION BUDGET 2021-2022 Highlights

Economic Survey 2020-21 Highlights 

Once the LIC AAO online Prelims exam is over, the LIC AAO result will be declared on the official website. After the LIC AAO Prelims stage, a candidate will go through LIC AAO Mains Exam and Interview. The final merit will be prepared by combining the marks obtained by the candidate in the LIC AAO Mains and Interview stage. Marks obtained in the LIC AAO Prelims exam will not be counted for making final merit. The LIC AAO result 2021 will be uploaded to the official website of LIC.

Before starting off your preparation for the LIC AAO exam, it is advisable to study the exam analysis for the previous year which will give better clarity in setting your goals, depending on the LIC AAO exam level and the type of questions that you can expect and you need to prepare for.

Videos that will be useful in your LIC AAO exam preparation are listed below. You can click on the link and listen to them. In case you have any doubt you can comment and if you feel that you need a video on a particular topic that too you can share.

LIC AAO (Specialist) and AE Recruitment 2020 - Notification Details

Salary, job profile, promotions and career of LIC AAO - in English

Salary, job profile, promotions and career of LIC AAO - in Hindi

Important terms related to insurance for LIC AAO Exam - Hindi

Important Terms related to Insurance for LIC AAO exam - English