What questions are asked in an interview after clearing the IBPS PO exam?
Interview questions of IBPS PO can be divided into three parts:
Personal Questions : This is most important part of the interview. In every interview, there will be questions like:
Introduce yourself.
Tell about your educational qualification and work experience.
Why are you interested in banking job?
What makes you most suitable candidate for this job?
How your previous work experience will help you in this job?
Achievements and failure, you have faced, and lessons learned from them.
Questions on hobbies, strengths, weaknesses, books you have read, etc
Your favourite subject, book, author, politician, actor, song, etc.
Many students don’t prepare for this part expecting this to be easy. But this part is where you can prepare definite and convincing replies. There is no right or wrong answer for these questions but what you say and how you say matters a lot. You need to be ready with the counter questions, thus prepare your answers with supporting reasons.
Personal interview has maximum weight in the interview, you need to have clear objective replies and you need to demonstrate conviction and confident articulation.
2. Technical Questions : You are going for a bank job; thus, you need to know about the job and the industry. Please understand that interviewers are seasoned bankers and they appreciate you more if you talk in their language/ terminology. This section can have endless questions, varying in difficulty level. Some examples are:
What is retail banking, MSME, corporate banking?
Why banking is important?
What do you know about XYZ Bank, for which you are being interviewed?
What do you know about functions of a bank?
How banks help in social and economic development?
What is NPA (Non-Performing Asset) in banking? How NPAs are generated and how banks can address with these?
What is the existing problem of increasing NPAs in banks?
What is Financial Inclusion?
What is KYC (Know Your Customer) and why it is important?
What is risk management in banks?
What is SWOT analysis?
Moreover, there can be technical questions related to your education and work experience or on something you have mentioned in your bio-data. Unlike in case of personal questions, here questions have a definite answer. If you do not know the answer, please say “sorry, I don’t know”, if you bluff you will be in trouble.
Not knowing answer of a technical questions is perfectly fine but if your reply something absurd it will put all wrong impression.
3. General Discussion and Current Affairs : These questions will be mostly based on the major events on current political and economic environment.
What are 3 major political events of recent times?
What is G20?
What is India and China standoff at Doklam?
Why Kashmir issue has not been solved after 70 years of independence?
How will policy of Mr Donald Trump affect Indian economy?
Is growth equitably distributed in Indian economy?
This list can be huge. For preparation of these you need to regularly read newspaper and some current affairs magazines. You should not express strong political opinions (even if you have), if someone in the interview panel has strong opposite opinion you are finished. Otherwise also strong political opinions are not recommended in any formal discussion.
