Exams

BOI Credit Officer Recruitment 2025: Eligibility, Exam Pattern and Syllabus

December 19, 2025

9501

The Bank of India Credit Officer recruitment for 2025 is underway. The notification has been released for filling up 514 vacancies for the post of Credit Officer. We hope that you have already applied for the BOI Credit Officer exam as the application window will remain open only tillJanuary 05, 2026.

In this article, we will discuss the BOI Credit Officer eligibility criteria, exam pattern, syllabus and preparation strategy. Therefore, if you’re appearing for the BOI Credit Officer 2025 exam, please stay till the end to make sure that you don’t miss out any important information.

BOI Credit Officer 2025 : Eligibility Criteria

Before applying for any exam, it is essential to go through the eligibility criteria for the post you are applying for. If you qualify for the exam, then there’s no reason for you to not send in your applications. The BOI Credit officer eligibility criteria as outlined in the Bank of India notification is as follows-

Eligibility Criteria (as on November 01, 2025)	Details
Educational Qualifications	A Degree (Graduation) in any discipline with minimum 60% marks along with “MBA/PGDBM/PGDM/PGBM/ PGDBA with specialization in Finance / Banking and Finance from institute of repute (two/three year programme)” / Post-graduation degree in Commerce/ Science /Economics. (candidates appearing in the final year of examination of “MBA/PGDBM/PGDM/ PGBM / PGDBA with specialization in Finance / Banking and Finance from institute of repute (two/three year programme)” / Post-graduation degree in Commerce/ Science / Economics are eligible to apply,.) OR CA / ICWA / CS A certification in computer course for minimum three months OR Information Technology or related paper as one of the subjects at graduation level or afterwards, is a must. Note- No work experience is required for this post.
Age	The age of the candidates must be between 20 to 30 years.
Age Relaxation	SC/ST- 5 years OBC NCL- 3 years PwBD- 10 years Ex-Servicemen- 5 years Persons affected by 1984 riots- 5 years

BOI Credit Officer 2025: Exam Pattern

Understanding the BOI Credit Officer exam pattern thoroughly will surely work in your favour. This is because you will be able to identify your strong and weak subjects. Moreover, you will get an overview of the weightage and distribution of marks for each subject. This will help you in devising a preparation strategy as per your strengths and weaknesses. Furthermore you will be able to understand-

Bearing this in mind, let’s understand the BOI Credit Officer exam pattern in detail. The Bank of India selection procedure comprises of two phases-

Online Bank of India Credit Officer Exam Pattern

The BOI Credit Officer exam pattern is fairly simple to understand. Aspirants will be tested on four topics, namelu English, Quantitative Aptitute, Reasoning and Professional Knowledge. While English, Quantitatuve Aptitude and Reasoning will have 25 questions for 25 marks each, Professional Knowledge is 75 questions for 75 marks. The actual exam pattern is provided as follows–

Name of Test	Maximum Marks	Duration
English Language	25
Quantitative Aptitude	25	Composite Time of 150 minutes
Reasoning	25
Professional Knowledge	75

Note- there will be a negative marking of 1/4th marks for every wrong answer.

Interview

The Interview will carry a total of 100 marks.
Candidates who secure the minimum qualifying marks and rank sufficiently high in the merit list in the Online Test will be called for the Interview and/or GD.
Minimum qualifying marks for UR/EWS category will be 40% and for SC/ST/OBC/PwBD will be 35%.
Thecandidates called for the interview will be at the ratio of 1:3 to the number of vacancies..

BOI Credit Officer 2025: Syllabus

Another crucial step in your BOI Credit Officer exam preparation is to have a proper knowledge of the BOI Credit Officer syllabus. This will help you kick-start your exam preparation as it acts like a rough blueprint of what’s important. While going through the syllabus, you will also realise which topics you need to devote more time to as per the weightage mentioned in the BOI Credit Officer exam pattern.

Let’s look at the BOI Credit Officer syllabus in detail-

Subject	Topics
English Language	Articles, Adverbs, Verb Agreement, Idioms and Phrases, Tenses, Error Corrections, Vocabulary, Comprehensions, Grammar, Sentence Arrangements, Fill in the blanks, Synonyms, Unseen Passages, Error Correction
General Awareness with special reference to Banking Industry	Banking & Financial Awareness, Monetary Policies, Economic Terms, Current Affairs, Static GK, Financial & Economics News, Government Schemes, Agreement & Deals, Banking terms, rates, processes
Professional Knowledge (Financial Management)	Accounting Concepts: Marginal Costing, Social Accounting, Absolute Costing, Cost Volume Profit Analysis, Activity-based Costing, Inventory valuation, Cost Sheet and work, Target Costing, Transfer pricing, Overview of Cost Accounting Guidelines of SEBI Corporate Accounting: Insurance of shares, Divisible Profits and Bonus Issues, Dividend Distribution, Final Accounts Factories Act, Underwriting, Valuation of Goodwill and shares, Capital, Issues, Forfeiture, and Reissues of shares, Accounting for Amalgamation companies, Issues and Redemption of Debentures, Acquisition of Business and profits before Incorporation Business Law: Provident Fund, Industrial Dispute Act, Labor Law, Process Costing, Negotiable Instruments, Gratuity Act, Redemption of preference shares, Partnership act, Contract act, Marginal Cost and Cost Volume Profit Management Accounting: Ratio Analysis, Cash Flow Statement, Budgeting and Budgetary Control, Capital Market, Sources of Finance, Capital Structure, Company Law Analysis, Standard Costing and various Analysis, Capital Budgeting Capital Structure: Cost of capital, Funds flow statement, Sources of Finance, Job and Batch Costing, The material, Labor cost, and Overhead cost, Financial Statement Analysis, Sources of finance, Process Costing, Contract Costing, Budgeting and Budgetary Control Economics: Micro and Macro Economics concepts, Updates related to money market and RBI Policies, Money Market Basic Accounting: Principle and concepts of Accounting, How the RBI, IRDA, and SEBI works – Functioning

Also See: BOI Credit Officer Books

BOI Credit Officer 2025: Preparation Strategy

Several questions come to a candidate’s mind when they start their preparation for any competitive/government exam like-

How to start the exam preparation?
What sources to follow for exam preparation?
Can competitive/government exams be cracked in the first attempt?
What approach to follow for exam preparation?

These are some of the questions from an endless list that every candidate faces while preparing for any competitive exam. However, there is no need to get overwhelmed, we have got your back.

Given below are some pointers that will help you in your BOI Credit Officer exam preparation-

Make a Timetable

The first step is to make a reasonable and achievable timetable that you can follow without stressing and overburdening yourself. Keep modifying it as per your needs and requirements. It should be made after a thorough analysis of the exam pattern and syllabus. Furthermore, the timetable should be designed in such a manner that enables you to devote equal time to all subjects/topics. This will also improve your time management.

Clear Your Concepts

Always try to understand the basic concepts first as most of the questions will test your basics. This will help you in answering questions accurately on the day of the exam.

Revise Revise Revise

Revision is the key to acing any competitive exam. Often, candidates focus on understanding the topics while studying, however, due to a lack of revision, they end up forgetting the concepts. Therefore, revising everyday is essential.

Mock Tests

Any exam preparation is incomplete without sufficient practice and therefore, mock tests play a crucial part in your exam preparation. You can take ixamBee’s Bank of India Credit Officer mock tests on a regular basis to understand the types of questions asked. Moreover, the mock tests will assist you in identifying your weak areas and judge your preparation before the exam.

Previous Year Question Papers

A quick glance of the BOI Credit Officer previous year question papers will help you identify the core topics and peripheral topics. Moreover, it will enable you to narrow down the most important questions that you must practice and revise just before the exam.

Study with ixamBee

Online Course

Now that the Bank of India notification is out, there is no time to lose. Therefore, to help you prepare for the Bank of India Credit Officer exam, ixamBee is providing the Bank of India Credit Officer Online Course. Given below are some of the features of this course-

We wish you all the best!

ixamBee specializes in providing expert guidance and resources for banking exams 2024, ensuring that you are well-prepared for the Upcoming Bank Exams like RBI Grade B, IBPS SO, and more. Our courses align with the bank exam calendar 2024, covering all the essential topics. With a focus on the upcoming bank jobs, our Previous Year Papers, BeePedia, SSC CGL, SSC CHSL, SSC MTS and other Mock Tests are designed to help you excel in upcoming banking exams.