Government Schemes on Women and Child Development in India 2021 [Updated]

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The government has always been supportive of promoting women in India. There are various schemes that have been launched till date by various Ministries in order to promote women and child development. Be it assuring security to women with Women Help Line and One Stop Centre or to promote Girl child survival and education with Beti Bachao Beti Padhao Scheme. These schemes are very important from the exam point of view as these are asked in exams like NABARD very frequently. This particular topic is very important for the upcoming exam NABARD Grade A 2021 for Economic and Social Issues section. Other than that, these schemes come under the General awareness section which is going to be asked in all upcoming competitive exams like RBI Assistant, SBI Clerk etc. The following are some very important schemes that are launched for women and child welfare in India.

PM-CARES for Children Scheme

Launch date: May 29, 2021

Ministry Involved: N/A

Objective: All children who have lost both parents or surviving parents or legal guardian/adoptive parents due to Covid 19 will be supported under PM-CARES for Children scheme. 

Features:

PM CARES will contribute through a specially designed scheme to create a corpus of Rs 10 lakh for each child when he or she reaches 18 years of age. This corpus will be used for:

  1. Fixed Deposit in the name of the child
  • Will be used for giving a monthly financial support/ stipend from 18 years of age, for the next five years to take care of his or her personal requirements during the period of higher education and
  • On reaching the age of 23 years, he or she will get the corpus amount as one lump sum for personal and professional use.

2. School Education: For children under 10 years

  • The child will be given admission to the nearest Kendriya Vidyalaya or in a private school as a day scholar.
  • If the child is admitted to a private school, the fees as per the RTE norms will be given from the PM CARES.
  • PM-CARES will also pay for expenditure on uniforms, textbooks and notebooks.

3. School Education: for children between 11-18 years:

  • The child will be given admission in any Central Government residential school such as Sainik School and Navodaya Vidyalaya.
  • In case the child is to be continued under the care of Guardian/ grandparents/ extended family, then he or she will be given admission in the nearest Kendriya Vidyalaya or in a private school as a day scholar.
  • If the child is admitted in a private school, the fees as per the RTE norms will be given from the PM CARES.
  • PM CARES will also pay for expenditure on uniform, text books and notebooks.

4. Support for Higher Education:

  • The child will be assisted in obtaining an education loan for Professional courses / Higher Education in India as per the existing Education Loan norms. The interest on this loan will be paid by the PM CARES.
  • As an alternative, scholarships equivalent to the tuition fees/course fees for undergraduate/ vocational courses as per Government norms will be provided to such children under Central or State Government Schemes.
  • For children who are not eligible under the existing scholarship schemes, PM CARES will provide an equivalent scholarship.

5. Health Insurance

  • All children will be enrolled as a beneficiary under Ayushman Bharat Scheme (PM-JAY) with a health insurance cover of Rs. 5 lakhs.
  • The premium amount for these children till the age of 18 years will be paid by PM CARES.

Beti Bachao Beti Padhao (BBBP)

Launched date: January 22, 2015 by PM Narendra Singh Modi

Ministry Involved:

  • Ministry of Women and Child Development
  • Ministry of Health and Family Welfare
  • Ministry of Human and Resource Development.

Objective:

This scheme was launched with an aim to prevent gender-based sex selective elimination. It promotes gild child by ensuring survival protection and education of the girl child.

Features:

  • Olympics 2016, Bronze medalist Sakshi Malik was made Brand Ambassador for Beti Bachao Beti Padhao(BBBP) on August 26, 2016.
  • The initial Budget allotted for this scheme was 100 crores.
  • As per 2011 census data, the CSR (Child Sex Ratio) was 918 girls per 1000 boys which was dropped from the 2001 Census data i.e. 927 girls per 1000 boys.

Sukanya Samriddhi Yojana is a small deposit scheme for the girl child, launched as a part of the BBBP campaign, which would fetch an attractive interest rate and provide an income tax rebate.

Pradhan Mantri Surakshit Matritiva Abhiyan

Launched date: June 2016.

Ministry Involved: Ministry of Health and Family Welfare

Objective:

Pradhan Mantri Surakshit Matritiva Abhiyan was launched with an aim to boost health care facilities for Pregnant Women. This scheme will tend to reduce the maternal death rate happening in India. With daily check-ups, chances of severe diseases will be lower. It also makes sure safe delivery and healthy life for the baby.

Features:

  • Women from urban and semi urban areas are not eligible to take advantage of this scheme.
  • The check-up will take place on the 9th of every month.
  • Women who are 3 to 6 months pregnant are eligible to take advantage of this scheme.

Ujjawala Scheme

Launched date: April 01, 2016

Ministry Involved: Ministry of Women and Child Development

Objective:

This scheme was launched to prevent commercial sexual exploitation of women and children by creating awareness through workshops and seminars. It aims to rescue victims from the place of exploitation and rehabilitate both immediate and long-term victims. They also ensure basic needs like food, shelter, clothes and medical treatment including Counselling (legal aid and guidance).

The main components of the scheme are:

  • Prevention
  • Rescue
  • Rehabilitation
  • Re-integration
  • Repatriation

Implementing agencies who all are eligible for this scheme will have to bear 10% of the project cost whereas 90% of it will be borne by the Government of India.

National Nutrition Mission (POSHAN Abhiyan)

Launched date: March 8, 2018

Ministry Involved: Ministry of Women and Child Development

Objective: This scheme aims to improve nutritional status belonging to 0 to 6 years, adolescent girls, pregnant women in a time bound manner of three years.

Three years budget that was launched by the National Nutrition Mission for this scheme was 9046. 17 crores commencing from 2017-18.

It aims to benefit more than 10 crore people from this scheme.

Budget allocation for this scheme is as follows.

  • 50% Budget- Government Support.
  • 50% budget- World Bank

Out of the 50% Government budget support.  The ratio of Central to State government support is 60:40. This ratio in the northeast region and Himalayan region is 90:10 and 100% of Central support in UT with the Legislature.

STEP (Support to Training and Employment Programme for Women) Scheme

Launched date: 1986-87

Ministry Involved: Ministry of Women and Child Development

Objective:

This scheme aims to provide skills that enable women to become self-employed/entrepreneurs. It intended to benefit women who are in the age group of 16 years or above.

Features:

  • Budget allocation for this scheme is 3 crores.
  • Maximum duration of the project is 18 months and the maximum number of beneficiaries shall not exceed 200.
  • 90% of the cost of the project will be borne by the government whereas the rest of the 10% will be from implementing agency.
Item CostCeiling per beneficiary3-month courseCeiling per beneficiary6-month course
Training cost14,00020,000
Food and Travel4,0008,000
Total18,00028,000

Women Helpline Scheme

Launched date: April 01, 2015

Ministry Involved: Ministry of Women and Child Development

Objective:

This scheme aims to provide 24-hour emergency and non-emergency response to women that is affected by any kind of harassment in Public/Private, violence including sexual offences. Along with emergency response to women affected, it also provides counselling through the phone and provides awareness about government schemes.

Features:

  • Budget allotted for this scheme in 2019-20 is 17.78 crores.
  • Women helpline numbers have been set up all across the country with the uniform code 181.

Integrated Child Development Services (ICDS) Scheme

Launch date: October 2, 1975

Ministry Involved: Ministry of Women and Child Development

Objective: ICDS was launched as a response to the challenge of providing pre-school non-formal education on one hand and breaking the vicious cycle of malnutrition, morbidity, reduced learning capacity and mortality on the other. The beneficiaries under the Scheme are children in the age group of 0-6 years, pregnant women and lactating mothers.

Features:

The ICDS Schemes offers the following services:

  • Supplementary nutrition
  • Pre-school non-formal education
  • Nutrition and health education
  • Immunization
  • Health check-ups
  • Referral services

Other schemes

State-based Schemes

  • Chiranjeevi Yojana– An innovative partnership with the private sector obstetricians to provide skilled care at birth to the poor in Gujarat 
  • Bhamashah Yojana– A scheme of Rajasthan government for women empowerment.
  • Majhi Kanya Bhagyashree- Maharashtra Government. shall provide Financial Assistance for one Girl Child: Rs.50,000 for a period of 18 years and two Girl Children Rs. 25,000 each on the name of both the Girls.

Also Read:

ATM Full Form

UPI Full Form

Government schemes of India

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Nithya
4 years ago

Dear Neha Upreti, I should say all your contributed contents that I have read till date. Sharing with us a blog on the different Government Schemes on Women and Child Development in India is extraordinary and will be most useful for those preparing for bank exams coming soon. Highly appreciate you giving us such detailed explanation on each scheme and their benefits in a vast manner.