Picture yourself retiring in a state of absolute peace of mind, happy that your future after retirement is financially secure. That is what the Unified Pension Scheme (UPS) Regulations, 2025 is trying to do for you. The Indian Government has brought this scheme for consolidating and simplifying pension schemes for crores of workers. But what does it...
Preparing for exams can be a rather difficult task. Sometimes, the syllabus for competitive exams can be rather huge and time may be limited. During all this, distractions can also be rather high. But what if we shared a simple secret with you? The solution to success does not lie in studying harder, but studying smarter. The...
Investing is not merely shelling out cash for stocks or mutual funds—it's a means of insuring your financial future. But there's a catch: make the wrong move, and you could lose a lot of your savings. Make the right move, and you might be financially free sooner than you ever thought possible.
Consider a farmer in a far-off village who has a great plan to grow his farm but is unable to obtain reasonably priced financing. Or a woman in the country who wants to safely save money but doesn't have access to a bank nearby. For millions of people, these are realities rather than occasional incidents. The good...
Financial literacy is the bedrock of economic empowerment, particularly in rural India, where there has been limited access to formal financial services. Through the years, several efforts have been initiated to close this knowledge gap so that rural citizens can make educated financial choices.
Key Initiatives
The policy environment of India has seen much change in recent years, with the aim of strengthening economic growth, social welfare, and sustainable development. The Union Budget 2025-26, tabled by Finance Minister Nirmala Sitharaman, reflects these initiatives, with the theme of holistic growth as "Sabka Vikas" (Collective Prosperity).
The insurance industry in India has witnessed a major policy change with the government allowing 100% Foreign Direct Investment (FDI). The step is intended to bring in foreign insurers, increase competition, and grow the insurance market. But, as with any large-scale reform, it also has opportunities and challenges.
The National Investment and Infrastructure Fund (NIIF) continues to play a significant role in shaping India's infrastructure investment landscape. With its Private Markets Fund II (PMF II) 2025 Impact Report, NIIF has once again demonstrated its commitment to mobilizing capital for sustainable development.
PMF II builds upon the success of PMF I, reinforcing NIIF’s...
Student loans. Two simple words, but they weigh heavily on your shoulders for years—sometimes decades. If you're reading this, you're probably either preparing for higher studies, already saddled with student debt, or simply wondering how the entire system works. Either way, let's get into it.
What Are Student Loans,...
SSC CHSL exam- an overview
SSC jobs are considered one of the best jobs in the government sector and therefore chased by a lot of job aspirants. SSC gives you one of the best opportunities to make a stable and rewarding career in the government sector. Be it SSC CHSL, CGL exam, or any...
