SBI PO vs SBI Clerk: Which One Is Better?


State Bank of India (SBI) has recently rolled out notifications for  SBI Clerk exam 2020. SBI has announced  a total of 8000 vacancies for SBI Clerk exam. SBI PO and SBI Clerk exams are doorways to enter the prestigious State Bank of India and make a bright career.  Though both the exams are conducted to recruit candidates in SBI, however, there are differences in many aspects.

Candidates are often in catch 22 situation as to which one to choose if they manage to crack both SBI PO and SBI Clerk exams. To help you take a right and smart decision on which one to choose, we have done a detailed analysis of SBI PO vs SBI Clerk.

Read Along!!!

SBI PO Vs SBI Clerk: Job Profile:

SBI PO Job Profile SBI Clerk Job Profile
SBI PO is an Officer Level Post SBI Clerk is a clerical Level Post
SBI PO has to work as Public Relation Officer SBI Clerk has to work as Single Window Operator
SBI PO should manage cash flow, supervise clerical work and be aware of the latest developments SBI Clerks on the other hand need to deal with customer inquiries and deal with cheques, demand drafts etc.,

SBI PO vs SBI Clerk: Selection Procedure

Preliminary Exam Preliminary Exam
Mains Exam Mains Exam
Group Exercises (20 marks) & Interview (30 marks) Test of specified opted local language

SBI PO vs SBI Clerk: Age Relaxation

Category SBI PO Age Relaxation SBI Clerk Relaxation
Scheduled Caste/Scheduled Tribe 5 years 5 years
Other Backward Classes (Non-Creamy Layer) 3 years 3 years
Persons With Disabilities (PWD) (SC/ST) 15 years 15 years
Persons With Disabilities (PWD) (OBC) 13 years 13 years
Persons With Disabilities (PWD) (Gen/EWS) 10 years 10 years
Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/ Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within one year from the last date of receipt of application) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment Actual period of service Disabled Ex-Servicemen” rendered in defence services + 3 years, (8 years for Disabled Ex- Servicemen belonging to SC/ST) subject to max. age of 50 years
Persons ordinarily domiciled in the State of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989 5 years 5 years

SBI PO vs SBI Clerk: IN Hand Salary

SBI PO Salary:

SBI will offer a basic pay of Rs. 27,620/- (with 4 advance increments) in the scale of 23700-980/7-30560-1145/2-32850-1310/7-42020 applicable to Junior Management Grade Scale-I. The official will also be eligible for D.A, H.R.A/ Lease rental, C.C.A, Medical and other allowances & perquisites as per rules in force from time to time. The total compensation per annum on CTC basis will be a minimum of 8.20 lacs and maximum of 13.08 lacs depending on the place of posting and other factors.

SBI Clerk Salary:

11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110- 2120/1- 30230-1310/1-31450. The starting Basic Pay is `13075.00 (`11765.00 plus two advance increments admissible to graduates.

The total starting emoluments of a Clerical Cadre employee payable at Metro like Mumbai will be around `25,000/- per month inclusive of D.A., other allowances at the current rate and two additional increments for newly recruited graduate junior associates. They will be eligible for reimbursement of various perquisites, provident fund, Pension under New Pension scheme (Defined Contribution Benefit), Medical, Leave fare and other facilities, as per instructions of the Bank as may be issued from time to time.

Click here to read about SBI Clerk 2020 exam

Practice free mock test for SBI Clerk Here

SBI PO vs SBI Clerk: Work Timings

SBI PO’s actual office timings are 10-5, however as PO is a very hectic and demanding job, therefore, work timings usually stretch beyond 10-5.

SBI Clerk, on the other hand, has fixed timings from 10-5. Therefore the work-life balance of a clerk is easier than that of a PO.

All said and done about SBI PO and SBI Clerk, the choice between the two exams solely depends on you. You can go for SBI PO if you are ambitious enough to reach the top. If you are looking to lean more towards personal life rather than spending time at the office, then SBI clerk post is the one for you, although you may have to sacrifice the benefits of being a SBI PO. Another benefit of more personal time as an SBI clerk is that you can prepare for other exams like UPSC, RBI, etc. Some candidates also prefer joining as an SBI clerk as it offers one the opportunity to stay closer to one’s hometown. Ultimately the choice is yours, be it SBI PO or SBI Clerk choose wisely.

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