List of Regional Rural Banks: Important Topic for Bank Exams

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In India, Regional Rural Banks are commercial banks that operate in rural areas across the country. IBPS is in charge of administering the exam for Officers and Office Assistants in different RRBs. The Institute of Banking Personnel Selection is one of the largest banking sector organizations in the world, and it is the body that administers the IBPS RRB exam throughout the country. 

Regional Rural Banks

The Regional Rural Banks (RRBs) were established in 1975 under the provisions of the Ordinance promulgated on September 26, 1975, and the Regional Rural Banks Act, 1976, with the purpose of improving the rural economy by providing credit and other facilities, especially to small businesses, for the development of agriculture, trade, commerce, industry, and other productive activities in rural areas.

RRB History

At least 25 RRBs in various parts of India were created within a year of the Act’s implementation. First RRB,the Prathama Bank,Head Office at Moradabad (U.P.), sponsored by Syndicate Bank. One was Set up at Malda in West Bengal under the name of Gaur Gramin Bank,(Sponsored Bank:UCO Bank) which was the first RRB in the Eastern Region of India. Other three RRBs are Gorakhpur Kshetriya Gramin Bank, Gorakhpur, U.P. (Sponsored Bank:SBI), Haryana Kshetriya Gramin Bank Bhiwani, Haryana (Sponsored Bank:PNB), Jaipur-Nagpur Anchalik Gramin Bank Jaipur, Rajasthan (Sponsored Bank:UCO Bank).

The Regional Rural Banks were founded with the aim of developing banking institutions that could also serve as commercial enterprises in rural areas.

The Objectives of Regional Rural Banks

In light of the Act’s preamble, RRBs’ objectives and activities can be summarised as follows: 

  • Bridging credit gaps in rural regions
  • To devise steps that would prevent rural deposits from flowing into urban areas
  • Reduce regional imbalances and increase rural job creation

RRBs offer financial assistance to various segments of the rural population engaged in rural activities in order to achieve these goals.

Area of Functioning of Regional Rural Banks

Regional Rural Banks are expected to operate within a specific geographic area for which they have been founded. Typically, each RRB’s functional area is limited to a few districts within the state in which it is established. The central government, in consultation with NABARD and the Sponsor Banks, determines the region in which RRBs will operate through a notification. Since RRBs are also allowed to open branches or appoint agencies within their designated areas, it is appropriate for them to locate their Head Office in the central location of their notified area of operation.

Sponsorship of Regional Rural Banks

A Public Sector Bank sponsors each Regional Rural Bank. In the case of a Regional Rural Bank, a sponsor bank is a financial institution that supports the RRB. It is the responsibility of a sponsor bank to aid and support the RRB that it sponsors.

List of Regional Rural Banks in India

The primary goal of establishing RRBs in India was to provide relief to people living in rural areas by providing the required banking information and services.

We bring to you a list of Regional Rural Banks in India and Public sector banks sponsoring them with a total of 56 RRBs in India. Following is the list of Regional Rural Banks in India, organized by state, along with their sponsor banks and head offices:

List of Regional Rural Banks in India
StateName of RRBSponsor BankHead Office
Andhra PradeshAndhra Pragathi Grameena BankSyndicate BankKadapa
Chaitanya Godavari Grameena BankAndhra BankGuntur
Andhra Pradesh Grameena Vikas BankState Bank of IndiaKadapa
Saptagiri Grameena BankIndian BankChittor
Arunachal PradeshArunachal Pradesh Rural BankState Bank of IndiaNaharlagun
AssamAssam Gramin Vikash BankUnited Bank of IndiaGuwahati
Langpi Dehangi Rural BankState Bank of IndiaDiphu
BiharUttar Bihar Gramin BankCentral Bank of IndiaMuzaffarpur
Bihar Gramin BankUCO BankPatna
Madhya Bihar Gramin BankPunjab National BankPatna
ChhattisgarhChhattisgarh Rajya Gramin BankState Bank of IndiaRaipur
GujaratBaroda Gujarat Gramin BankBank of BarodaBharuch
Dena Gujarat Gramin BankDena BankGandhinagar
Saurashtra Gramin BankState Bank of IndiaRajkot
HaryanaSarva Haryana Gramin BankPunjab National BankRohtak
Himachal PradeshHimachal Pradesh Gramin BankPunjab National BankMandi
Jammu and KashmirEllaquai Dehati BankState Bank of IndiaSrinagar
J&K Grameen BankJ&K Bank Ltd.Jammu
JharkhandVananchal Gramin BankState Bank of IndiaRanchi
Jharkhand Gramin BankBank of IndiaRanchi
KarnatakaPragathi Krishna Gramin BankCanara BankBallari
Kaveri Gramin BankState Bank of IndiaMysuru
Karnataka Vikas Grameena BankSyndicate BankDharwad
KeralaKerala Gramin BankCanara BankMallapuram
Madhya PradeshNarmada Jhabua Gramin Bank Bank of IndiaIndore
Central Madhya Pradesh Gramin BankCentral Bank of IndiaIndore
Madhyanchal Gramin BankState Bank of IndiaSagar
MaharashtraVidarbha Konkan Gramin BankBank of IndiaNagpur
Maharashtra Gramin BankBank of MaharashtraAurangabad
ManipurManipur Rural BankUnited Bank of IndiaImphal
MeghalayaMeghalaya Rural BankState Bank of IndiaShillong
MizoramMizoram Rural BankState Bank of IndiaAizawl
NagalandNagaland Rural BankState Bank of IndiaKohima
OdishaOdisha Gramya BankIndian Overseas BankBhubaneshwar
Utkal Grameen BankState Bank of IndiaBolangir
PuducherryPuduvai Bharathiar Grama BankIndian BankPuducherry
PunjabPunjab Gramin BankPunjab National BankKapurthala
Malwa Gramin BankState Bank of IndiaSangrur
Sutlej Gramin BankBhatinda
RajasthanBaroda Rajasthan Kshetriya Gramin BankBank of BarodaAjmer
Rajasthan Marudhara Gramin BankState Bank of IndiaJodhpur
Tamil NaduPallavan Grama BankIndian BankSalem
Pandyan Grama BankIndian Overseas BankVirudhunagar
TelanganaTelangana Grameena BankState Bank of IndiaHyderabad
TripuraTripura Gramin BankUnited Bank of IndiaAgartala
Uttar PradeshGramin Bank of AryavartBank of IndiaLucknow
Allahabad UP Gramin BankAllahabad BankBanda
Baroda Uttar Pradesh Gramin BankBank of BarodaRaebareli
Kashi Gomti Samyut Gramin BankUnion Bank of IndiaVaranasi
Sarva UP Gramin BankPunjab National BankMeerut
Prathama UP Gramin BankSyndicate BankMoradabad
Purvanchal BankState Bank of IndiaGorakhpur
UttarakhandUttarakhand Gramin BankState Bank of IndiaDehradun
West BengalBangiya Gramin Vikash BankUnited Bank of IndiaMurshidabad
Paschim Banga Gramin BankUCO BankHowrah
Uttarbanga Kshetriya Gramin BankCentral Bank of IndiaCoochbehar

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