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In today’s fast-paced digital age, where technology is seamlessly woven into our daily lives, cybersecurity has become more than just a buzzword. From online transactions and social media interactions to educational resources and competitive exam preparations, our dependence on digital platforms is undeniable. However, with this digital convenience comes a looming threat—cybersecurity threats that can compromise personal...
Geopolitical Conflicts and Their Effect on Global Stability
In today’s interconnected world, geopolitical conflicts are not just news headlines; they are ripples that affect economies, societies, and individual lives across the globe. As a student preparing for competitive exams, understanding these conflicts is crucial—not only because questions about international affairs might appear in your exam but also because this knowledge shapes your worldview and analytical...
Climate Change
Amid exam preparations, and the mayhem of textbooks, mock tests, and current affairs, you could lose yourself there. But within all the formulae, historic dates, and grammar rules, there is one topic that not only needs scholarly attention but introspection as a person—climate change.    As a student who is striving to crack competitive...
India's banking industry has seen some dramatic changes in the last two years. From digital payment modes to new RBI policies and government schemes, everything has changed. While banks experienced a good run in 2024, 2025 appears to have its share of problems—tightened liquidity, asset quality issues, and regulatory reforms. Let's go deeper. 
So, you wish to crack a bank exam but don't wish to shell out a small fortune on coaching classes? Perhaps you don't have the time for extended hours of offline coaching, or perhaps you simply have faith in self-study. Whatever your reason, let me tell you something—you absolutely CAN crack bank exams without coaching. 
The Role of PFRDA in Regulating the Pension Sector in India
India's pension sector has a massive responsibility of providing financial security to millions after retirement. The Pension Fund Regulatory and Development Authority (PFRDA) is the pillar of this system, holding everything together. From framing rules to safeguarding investors, PFRDA ensures pension funds are safe, efficient, and accessible.  How PFRDA...
memory model
Clearing competitive exams is not merely about hard work—it's about smart work. And when it comes to smart study methods, knowing how the memory works can be a game-changer. Atkinson and Shiffrin's Multi-Store Model of Memory (MSM) details the way information is stored, processed, and retrieved. If utilized appropriately, this model can enable you to keep information...
RBI’s Digital Lending Guidelines: What You Need to Know
The Reserve Bank of India (RBI) has guidelines for digital lending, aiming to make the process safer and more transparent for borrowers. If you're someone who uses apps to take loans or is preparing for government banking exams, understanding these guidelines is crucial. Let’s break it down in simple terms so you can grasp what these changes...
Global Organizations and Their Functions: UN, IMF, WTO, and WHO 
International organizations play a rather important role in maintaining peace and economic stability, facilitating trade, and safeguarding the public health of its people. The idea of global cooperation has made the world closer than ever before, and hence international cooperation is the need of the hour. This global collaboration is needed if citizens plan on tackling the...
Major International Treaties
International treaties are formal, legally binding pacts between nations that have a significant role in determining global politics, policy on the economy, and ensuring peace and security. International treaties form the legal and diplomatic basis of international relations, setting out how states interact, settle disputes, and cooperate on pressing global problems. Over history, a number of seminal...

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