Practice Banking System in India Questions and Answers

• Bank credit to NBFCs (MFI) and other recognized MFIs by RBI, for on-lending will be allowed up to what limit of an individual bank’s total priority s...
• Scheduled Commercial Banks (other than RRBs, PBs and LABs) with past digital banking experience are permitted to open DBUs (Digital Banking Units) in whic...
• An account that a correspondent bank holds on behalf of another bank is called:
• Which of the following activities, External Commercial Borrowings can not be used?
• Which of the following are parameters for evaluating whether the bank (Scheduled Commercial Bank) is to be brought under the ambit of Prompt corrective act...
• Which of the following is/are considered in the Risk Threshold 3, mandatory actions of the Prompt Corrective Action A.    Restriction on dividend distr...
• Which of the following areas are monitored in a PCA framework for evaluating whether the Non Banking Finance Companies (Deposit-taking and Non-deposit taki...
• Management is considered both as science and art, because?  
• The DMAIC improvement cycle is the core tool used to drive Six Sigma projects. What does the acronym DMAIC mean?
• The essence of effective communication is that? 
• Group of employees trained in problem solving methods that meet regularly to resolve work environment, productivity, and quality control concerns to develo...
• Which of the following statements are true regarding Pre-Packaged Resolution Process? 1.    By way of a further amendment to IBC viz., IBC (...
• Who is the current Chairman of Insolvency and Bankruptcy Board of India?
• What is the time period under which Pre-Packaged Resolution process should be completed from the date of initiation?
• What is the maximum default amount eligible under Pre-Packaged Resolution process?
• Which of the following statement(s) is are correct regarding Payments Infrastructure Development Fund (PIDF) ?    PIDF was operationalised ...
• Beneficiaries of which of the following scheme are covered under the PIDF scheme, irrespective of the region to which they belong?
• Shannon-Weaver’s original model of communication consist of _________ components.
• What is “C” in Berlo’s SMCR Model of communication?
• Linear model of communication involves: -
• Which one of the following is NOT one of the 7C’s of effective communication?
• Which one of the following is not a step introduced by John Kotter under “Kotter’s 8 Step Model of Change”?
• Which one of the following is NOT one among perspectives given by “Anderson and Anderson’s Change Model”?
• What is “D” in “ADKAR Model of Change” developed by Jeff Hiatt?
• A Management Information System (MIS) is an integrated user-machine system for providing information to support decision making functions in an organisatio...
• Prashant is the finance manager in his organisation. He job profile entails various functions, one of them being that of control. Which one of the followin...
•   Authorised capital of a company is Rs.5 lakh and 40% of it is paid up. What would be the tangible net-worth of the company if it reported Loss during th...
• With project cost of Rs.300 lakh and cost of capital at 12%, the estimated profits over its lifetime of 5 years are Rs.10 lakh, Rs.10 lakh, Rs.30 lakh, Rs....
• Which of the following system enabling the citizens of the country to utilize any ATM of a connected bank?
• Which of the following is true regarding Micro, Small and Medium Enterprises? 1. a micro enterprise, where the investment in plant and machinery or equipm...
• When an account will be classified as SMA-1 (Special Mention Account -1) if there is Principal or interest payment or any other amount wholly or partly ove...
• Which of the following are not the components of Tier 1 (Primary Capital) for maintaining the requirements as per BASEL regulations
• How many Post Offices will be on-boarded Core Banking System as per Union Budget 2022-23?
•   Which type of mortgage does not require registration with Registrar of Assurances?
• Small Finance Banks’ (SFB) major goal is to promote and provide banking services to the underbanked and underprivileged segments of society, the property...
• The limit to which a firm or company can withdraw from the sanctioned working capital limit is called:
• Who has the primary responsibility for the Stand Up India Scheme?
• As per Companies Act a company with what minimum networth will have to comply with CSR provisions?
• As per the CSR provisions under Companies Act, a CSR committee is to be constituted by certain companies. This committee should consist of at least _____ d...
• Which of the following financial activity cannot be outsourced by an NBFC?