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Practice Risk Management in Banks Questions and Answers

As per Schedule III of the Companies Act, 2013, the current maturities of long term debt have to be shown under which of the following heading?
Which of the following Statements is/are True? I- AT-1 bonds are a type of unsecured, perpetual bonds. II- The return on AT-1 bonds is usually higher tha...
Which of the following processes does not belong to Risk Management?
Which of the following risks are associated with Banking Sector?
Which of the following is also known as “systematic risk”?
Which of the following is not true about Duration?
The economic value of a bank can be viewed as the sum of present values of the bank’s expected ________
Which of the following is not considered as a non performing asset?
A Debenture of face value of Rs.500 is currently quoting at Rs.530. The duration of the debenture is 3 years. The market interest rates moved from 4.5% to ...
The price of a forward or futures contract:
The ratio of change in the price of call option to the change in the price of the underlying stock is called:
SBI is a systemically important Bank. As such, SBI has to maintain additional Common Equity Tier 1 of ________ as a percentage of its Risk-Weighted Assets ...
What will be the impact on the portfolio’s systematic risk with the increase in the number of stocks in a portfolio?
The level of risk that arises from exposure to a single counterparty or sector, and it has the potential to produce large amounts of losses is called:
Which of the following statement concerning credit risk is incorrect?
The current expected risk-free rate is 4%, the equity premium is 3.9% and the beta is 0.8. calculate the return on equity.
As per the BASEL Regulations, Banks shall maintain a minimum Pillar 1 Capital to Risk-weighted Assets Ratio (CRAR) of ………………………………�...
Which of the following is identified as “ beneficial owner” for a company , u nder the RBI’s KYC guidelines ?
The CIBIL score reflects the creditworthiness of an individual borrower. What does a CIBIL score of -1 tell about the credit history of a prospective borro...
_______ is the entit y that was formed to identify and check fraudulent activity in lending transactions against equitable mortgages .
As per the KYC related guidelines given by RBI, which of the following is required for conducting V-CIP (Video-Based Customer Identification Process)?
Which of the following best describes the primary role of the Central KYC Records Registry (CKYCR)?
Which of the following best describes a charge created by a borrower in favor of a secured lender upon any movable property, existing or future, without de...
When a borrower creates a mortgage in favour of the lender by deposit of title deed of immovable property as security to the lender until the loan is fully...
Recovery r isk is a part of the overall credit risk . Recovery risk is primarily dependent on __ ______
L oan granted for long duration crops will be treated as NPA, if the instalment of principal or interest thereon remains overdue for __________ _ . ...
Which of the following is a Credit information companies (CIC) that provides credit score on individuals?
Which of the following factors impact the adequacy of a bank’s liquidity position ?
Which of the following describes a charge which is a contract between the borrower and lender in which the borrower offers security to the lender and the b...
Which of the following is correct with respect to the conditions to be met for a third party’s customer due diligence to be accepted by an RE?
What is the l imit on total exposure of an originator /lender to the securitization exposures belonging to a securitisation structure or scheme ?
CERSAI was formed to discourage and prevent the practice of taking out various loans from several banks using the same asset or property. What does the ‘...
Under the Basel III norms, what is the minimum Capital to Risk-weighted Assets Ratio (CRAR) that banks in India are required to maintain?
What is the maximum of credit risk borne by CGTMSE for guaranteed coverage under the CGTMSE scheme?

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