Question
Under the Basel III norms, what is the minimum Capital
to Risk-weighted Assets Ratio (CRAR) that banks in India are required to maintain?Solution
While Basel III requires a minimum CRAR of 8%, RBI mandates a higher threshold of 9% for Indian banks to maintain greater financial stability.
As per the BASEL Regulations, Banks shall maintain a minimum Pillar 1 Capital to Risk-weighted Assets Ratio (CRAR) of ……………………………...
Which of the following risks are associated with Banking Sector?
Recovery r isk is a part of the overall credit risk . Recovery risk is primarily dependent on __ ______
The economic value of a bank can be viewed as the sum of present values of the bank’s expected ________
Which of the following Statements is/are True?
I- AT-1 bonds are a type of unsecured, perpetual bonds.
II- The return on AT-1 bonds is u...
The CIBIL score reflects the creditworthiness of an individual borrower. What does a CIBIL score of -1 tell about the credit history of a prospective bo...
Which of the following best describes the primary role of the Central KYC Records Registry (CKYCR)?Â
The activities of the bank covering issue and underwriting of shares and debentures for its clients are known as:
When a borrower creates a mortgage in favour of the lender by deposit of title deed of immovable property as security to the lender until the loan is fu...
Which of the following factors impact the adequacy of a bank’s liquidity position ? Â