Question
The CIBIL score reflects the creditworthiness of an
individual borrower. What does a CIBIL score of -1 tell about the credit history of a prospective borrower?Solution
CIBIL Score is a 3 digit numeric summary of your credit history and ranges from 300 to 900. The closer your score is to 900, the better the credit score is considered for loan application getting approved.
- CIBIL score 0 means that information about the borrower's credit history is available for only up to a period of less than 6 months in total. Also known as “NA” or “not applicable ”.
- CIBIL score - 1 means that no information about the borrower's credit history whatsoever.
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