Practice Financial Inclusion Questions and Answers

• Total risk of a portfolio include:
• Recently in November 2021 RBI came out with the Integrated Ombudsman Scheme 2021. This scheme is not applicable to which of the following? 
• Which of the following entity gives guarantee to MSMEs for loan under the emergency credit line guarantee scheme (ECLGS)?
• Tobin Tax is applicable on which of the following?
• The price of the Sovereign Gold Bond is fixed in Indian rupees is based on simple average of closing price of 999 purity gold of how many days?
• Which of the following is not a derivative?
• Which of the following measures the time decay on option premium?
• How much Viability Gap Funding can the Central Government provide for infrastructure projects under PPP?
• Section 194 IA provides for deduction of TDS on which of the following?
• A firm raises 1000000 by issuing common equity, which of the following financial statements will reflect the transactions?
• A company’s 1000 par preferred stock pays a Rs 50 annual dividend and has a required rate of return is 8%. Calculate the value of the preferred stock....
• The stage of venture capital investing that involves product development and market research is referred to as:
• A company fails to accrue wages for march that will be paid in April. The company’s year-end balance sheet liabilities:
• Depreciation would be classified as:
• The process in which certain types of assets are pooled so that they can be repackaged into interest-bearing securities is called:
• The approximate percentage change in a bond’s price for a 1% change in yield to maturity is given by:
•   A microfinance loan borrower is identified as a household having annual household income not exceeding …………………….. Household shall mean a...
•   What is the Additional Common Equity Tier 1 requirement as a percentage of Risk-Weighted Assets (RWAs) for SBI (as it’s a systemically important Bank)...
• In case the borrower fails to discharge his liability in full within the period specified in section 13(2) of SARFAESI ACT 2002, the secured creditor may t...
• Which type of mortgage does not require registration with Registrar of Assurances?
• A contract between the borrower and lender in which the borrower offers security to the lender and the borrower will have to deliver the assets to the lend...
• Observing changes in financial variables across the years is :
• As the number of stocks in a portfolio increases, the portfolio’s systematic risk:
• A measure of how the returns of two risky assets move in relation to each other is the:
• The RBI uses the PCA framework to keep track of banks with poor financial performance, this framework was introduced in:
• The goal of the Insolvency and Bankruptcy code is to address insolvencies in a timely way; the evaluation and viability determination must be done within h...
• If the cost of machinery is Rs.5 lakh, the life of the machinery is expected to be 5 years, and rate of depreciation is 10%, what will be the difference be...
• Who was appointed as a first Chairman of Insolvency and Bankruptcy Board of India?
• Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to ……………………...
• ABC Inc’s Income statement shows a sale of Rs 2000, COGS of Rs 800, Pre-Interest Operating Expenses of Rs 600 and Interest expenses of Rs 200. Interest C...
• What is the Complaint redressal system of SEBI called
• Small Finance Banks’ (SFB) major goal is to promote and provide banking services to the underbanked and underprivileged segments of society, the property...
• Assuming no change in other variables, which of the following would decrease Return on Assets?
• The provisions related to CSR are given under which section of the Companies Act 2013?
• What is the maximum amount of deposits that can be accepted by Payment Banks?
• Which of the following best describes the ‘Open interest’ in stock market?
• Which of the following is not an objective of a forward contract?
• When the coupon of a bond is less than the market risk free interest rate, it will trade at
• Which of the following agencies recently has been taken under the ambit of Integrated Ombudsman Scheme 
• Which of the following is an advantage of a matrix organization?