Question
Which type of mortgage does not require registration
with Registrar of Assurances?Solution
Equitable Mortgage: Under this type of mortgage, the borrower willingly transfers his or her property title deed to the lender, resulting in a creation of a charge that is based on mutual agreement rather than registration. If the borrower fails to repay their dues, the lender has the right to auction the mortgaged property and recover its losses.
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