Question
Which of the following is a Credit information companies
(CIC) that provides credit score on individuals? ÂSolution
The RBI has authorized companies which have registered under the ‘ The Credit Information Companies (Regulation) Act, 2005’ to provide a credit score on individuals based on their credit history reported by various member banks and credit institutions. The CICs include: Â
- Transunion CIBIL Â
- Equifax Credit Information Services Private Limited. Â
- Experian Credit Information Company of India Private Limited. Â
- CRIF High Mark Credit Information Services Private Limited Â
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