Question
Which of the following is a Credit information companies
(CIC) that provides credit score on individuals?Solution
The RBI has authorized companies which have registered under the ‘ The Credit Information Companies (Regulation) Act, 2005’ to provide a credit score on individuals based on their credit history reported by various member banks and credit institutions. The CICs include:
- Transunion CIBIL
- Equifax Credit Information Services Private Limited.
- Experian Credit Information Company of India Private Limited.
- CRIF High Mark Credit Information Services Private Limited
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