Question
Which of the following areas are monitored in a PCA
framework for evaluating whether the Non Banking Finance Companies (Deposit-taking and Non-deposit taking) is to be brought under the ambit of Prompt corrective action or not? Read the following passage and answer the next 5 question Central Bank along with a clutch of other lenders was placed under RBI's prompt corrective action (PCA) in 2017 after the regulator found some state-run lenders were in breach of its rules on regulatory capital, bad loans and leverage ratios. Since then all the lenders except Central Bank have improved their financial health and come off RBI's PCA list. A bank under PCA faces greater scrutiny by the regulator and may face lending and deposit restrictions, branch expansion and hiring freezes and other limitations on borrowings. The RBI introduced these norms at a time when Indian lenders were battling record levels of soured assets, prompting the RBI to tighten thresholds. Source: economictimesSolution
PCA Framework monitors the NBFCs in the following areas 1.   NBFCs-D and NBFCs-ND are monitored in the areas of Asset Quality and Capital 2.   CICs are monitored in the areas of Asset Quality, Capital and Leverage.  PCA Framework tracks the following indicators of NBFCs 1.   For NBFCs-D and NBFCs-ND the framework will track indicators like Capital to Risk (Weighted) Assets Ratio (CRAR), Net NPA Ration (NNPA), Tier-1 Capital Ratio. 2.   For CICs, the indicators are NNPA, Adjusted Net Worth/Aggregate Risk Weighted Assets and Leverage Ratio.  The NBFCs will be put under the PCA Framework on the basis of the audited Annual Financial Results along with the Supervisory Assessment done by the RBI. However, RBI can impose this framework during the course of the accounting year itself if the existing circumstances so demand. Â
Select the option that is related to the third word in the same way as the second word is related to the first word.
(The words must be considere...
Select the correct mirror image of the given figure when the mirror is placed at MN as shown below.
Shilps and Radhika started walking from two different points, 'A' and 'B', respectively. Shilpa walks 4 km North, turns to the East and walks 6 km, agai...
Statements:
All cars are vehicles.
All vehicles are trucks.
Conclusions:
I) All cars are trucks.
II) All trucks a...
Which of the following letter-clusters will replace the question mark (?) in the given series?
ZG, BD, CX, EO, FC, ?
Which letter-cluster will replace the question mark (?) to complete the given series?
VQSN, ?, ROOL, PNMK, NMKJ
What decision should be taken about this candidate?
Five friends Alex, Ben, Chris, David, and Emma are sitting around a circular table facing the center. Alex sits to the immediate right of Ben. Alex is n...
Rearrange the jumbled-up letters in their natural sequence and find the odd one out.
A paper is folded and cut as shown below. How will it appear when unfolded?