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      Question

      A sudden drop in CASA ratio during festive season likely

      indicates:
      A Growth in term deposits Correct Answer Incorrect Answer
      B Increase in current accounts Correct Answer Incorrect Answer
      C Higher digital adoption Correct Answer Incorrect Answer
      D Improved cross-selling Correct Answer Incorrect Answer
      E Strong retention Correct Answer Incorrect Answer

      Solution

      CASA declines if proportion of fixed deposits rises. Why others are incorrect: Current accounts increase CASA; Digital adoption unrelated; Cross-selling may not affect ratio; Retention does not directly change mix. Banking Example: Customers locking money into FDs.

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