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      Question

      Which strategy reduces dependency on interest

      income?
      A Expanding branch network Correct Answer Incorrect Answer
      B Increasing fee-based services Correct Answer Incorrect Answer
      C Reducing CASA ratio Correct Answer Incorrect Answer
      D Lowering loan rates Correct Answer Incorrect Answer
      E Product withdrawal Correct Answer Incorrect Answer

      Solution

      Non-interest income (fees, commissions) diversifies revenue.  Why Other Options Are Incorrect • A: Operational change. • C: Negative impact. • D: Reduces revenue. • E: Exit strategy.  Banking Example: Wealth advisory and insurance commissions.

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