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    Question

    Which strategy reduces dependency on interest

    income?
    A Expanding branch network Correct Answer Incorrect Answer
    B Increasing fee-based services Correct Answer Incorrect Answer
    C Reducing CASA ratio Correct Answer Incorrect Answer
    D Lowering loan rates Correct Answer Incorrect Answer
    E Product withdrawal Correct Answer Incorrect Answer

    Solution

    Non-interest income (fees, commissions) diversifies revenue.  Why Other Options Are Incorrect • A: Operational change. • C: Negative impact. • D: Reduces revenue. • E: Exit strategy.  Banking Example: Wealth advisory and insurance commissions.

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