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    Question

    The most important factor influencing loan default risk

    is:
    A Brand logo Correct Answer Incorrect Answer
    B Credit history Correct Answer Incorrect Answer
    C Branch ambience Correct Answer Incorrect Answer
    D Advertisement frequency Correct Answer Incorrect Answer
    E Product colour Correct Answer Incorrect Answer

    Solution

    Credit history reflects a borrowerтАЩs past repayment behaviour, which is the best predictor of default risk.

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