Practice Risk Management in Banks Questions and Answers

• As per the KYC related guidelines given by RBI, which of the following is required for conducting V-CIP (Video-Based Customer Identification Process)?
• Which of the following best describes the primary role of the Central KYC Records Registry (CKYCR)? 
• Which of the following best describes a charge created by a borrower in favor of a secured lender upon any movable property, existing or future, without de...
• When a borrower creates a mortgage in favour of the lender by deposit of title deed of immovable property as security to the lender until the loan is fully...
• Recovery r isk is a part of the overall credit risk . Recovery risk is primarily dependent on __ ______
• L oan granted for long duration crops will be treated as NPA, if the instalment of principal or interest thereon remains overdue for __________ _ .   ...
• Which of the following is a Credit information companies (CIC) that provides credit score on individuals?  
• Which of the following factors impact the adequacy of a bank’s liquidity position ?  
• Which of the following describes a charge which is a contract between the borrower and lender in which the borrower offers security to the lender and the b...
• Which of the following is correct with respect to the conditions to be met for a third party’s customer due diligence to be accepted by an RE?
• What is the l imit on total exposure of an originator /lender to the securitization exposures belonging to a securitisation structure or scheme ?
• CERSAI was formed to discourage and prevent the practice of taking out various loans from several banks using the same asset or property. What does the ‘...
• Under the Basel III norms, what is the minimum Capital to Risk-weighted Assets Ratio (CRAR) that banks in India are required to maintain?
• Under Basel III norms, the minimum Tier 1 capital a bank must maintain is:
• Under the Basel III norms, what is the minimum Capital to Risk-weighted Assets Ratio (CRAR) that banks in India are required to maintain?
• What is the maximum of credit risk borne by CGTMSE for guaranteed coverage under the CGTMSE scheme?