Practice Current Financial Awareness Questions and Answers

• The interest rate under external benchmark shall be reset at least once in how many months.
• Which of the following statements are not true regarding External Benchmark Rates I. All new floating rate personal or retail loans (housing, auto, etc.)...
• In cases of NPAs with balance of ₹5 crore and above stock audit at what intervals by external agencies appointed as per the guidelines approved by the Bo...
• The provisioning norms for Standard assets which are Farm Credit to agricultural activities, individual housing loans and Small and Micro Enterprises (SMEs...
• Banks shall make provisions, with effect from the year ending March 31, 2003, on the net funded country exposures on a graded scale ranging from 0.25 to he...
• once a borrower is reported to be in default by any of the lenders, lenders shall undertake a prima facie review of the borrower account within how many da...
• Resolution Plans involving restructuring / change in ownership in respect of accounts where the aggregate exposure of lenders is ……………………�...
• How much interest subvention is provided under PM SVaNIDHI Scheme to the borrowers
•   Full form of CERSAI is:
• A type of prospectus issued by companies making multiple issues of securities for raising funds is called:
•   What is the enhanced limit for housing loans (for repairs and renovations) in the metropolitan cities in case of Primary (Urban Cooperative Banks)
• Reverse repos with banks and other institutions having original tenors up to and inclusive of 14 days shall be classified under which item on the commercia...
• The minimum net worth requirement for Non-Bank Bharat Bill Payment Operating Unit has been reduced to:
• RBI has recently extended the guidelines related to Legal Entity Identifier (LEI) to…
• Calculate Current Ratio Particulars (Rs.) Inventories 50,000 Trade receivables 50,000 Advance tax 4,000 Cash and cash equivalents 30,000 Trade payables 1,0...
• Calculate Debt Equity Ratio I. Equity and Liabilities: 1. Shareholders’ funds a) Share capital 4,00,000 b) Reserves and surplus 1,00,000 2. Non-current L...
• Banks shall not publish the internal benchmark for which one of the following maturities:
• How much collateral free loan can be provided under PM SavNidhi Scheme?
• Lenders shall report credit information, including classification of an account as SMA to Central Repository of Information on Large Credits (CRILC), on al...
• What is the maximum limit of subscription for individuals in Sovereign Gold Bond per fiscal year?
• What is the contributing of MSME sector in the country’s Gross Domestic Product (GDP)?
• An Indian entity is allowed to invest up to _____ of its net worth in overseas portfolio investment.
• Consider the following statements with reference to Central Bank Digital Currency (CBDC): I. The digital fiat currency or CBDC can be transacted using wal...
• Grameen Udyami Project to augment skill training in tribal communities for their inclusive and sustainable growth is funded by _______?
• Under which Scheme of PFRDA, the scheme is no longer accepting enrolments from income tax payers from October 1, 2022? 
• India International Bullion Exchange (IIBX) will sell physical gold and silver. The exchange will open for all jewellers with a minimum net worth of what a...
• Observing changes in the financial variables across the years is ________ 
• The unsecured, perpetual and non-convertible bonds issued by banks in order to secure an external capital base to be used in times of a financial emergency...
• Which is the main indicator, the breach of which, would activate the Counter-Cyclical Capital Buffer? 
• How many layers of NBFcs have been specified as per recent regulations by RBI in 2021? 
• Which kind of following financial instruments can be issued by Non-Profit Organizations as per the framework provided by SEBI for Social Stock exchanges? ...
• The National Monetisation Pipeline (NMP) estimates an aggregate monetization potential of how much amount through core assets of the Central Government, ov...
• The Overnight Alternative Reference Rate for the respective currency / Swap rates quoted / displayed by whom shall be used as the reference for arriving at...
• Small Finance banks need to maintain what percentage of Capital adequacy ratio in order to meet one of the conditions to be eligible to get into Authorized...
• Capital Gearing is a fraction of 
• Which of the following is an unsecured, perpetual and non-convertible bond issued by banks in order to secure an external capital base to be used in times ...
• Recently, the Reserve Bank of India (RBI) lifted its three-year ban on opening new branches of the following bank?
• NaBFID will be set up as a corporate body with authorised share capital of?
• A notable feature of India’s pandemic response was the ______ provided by the Reserve Bank to All India Financial Institutions (AIFIs) in the face of acu...
•  RBI will launch the Pilot Project of Digital Rupee in the wholesale segment on 1 November 2022.  How many banks have been identified for participation i...