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      Question

      Which category of banks is excluded from the RBI’s

      revised dividend payout framework?
      A Public sector banks Correct Answer Incorrect Answer
      B Private sector banks Correct Answer Incorrect Answer
      C Foreign banks operating in India Correct Answer Incorrect Answer
      D Payments banks Correct Answer Incorrect Answer
      E Scheduled commercial banks Correct Answer Incorrect Answer

      Solution

      The revised dividend payout framework applies to scheduled commercial banks, including public, private, and foreign banks operating in India. Payments banks are excluded from the framework, as they function under a different regulatory and business model with restrictions on lending and capital structure.

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