OICL AO Exam 2025, Notification, Vacancies, Exam Date & Apply Online

OICL AO (Administrative Officer) Scale 1 Recruitment 2025

The Oriental Insurance Company Limited is one of the oldest general insurance organizations in India. Established in 1947, the company operates under the Ministry of Finance and has built a strong presence across the country. Its network of regional and divisional offices covers most major cities, enabling it to serve a large customer base that includes individuals, businesses, and institutions.

As a public-sector insurer, OICL focuses on motor, health, property, marine, and liability insurance, along with a variety of specialized commercial products. The organization places emphasis on efficient claim settlement, responsible underwriting, and transparent service delivery.

This combination of operational scale and public-interest mandate gives employees a unique work environment where they can develop technical, managerial, and service-oriented skills over time. The AO position plays an essential role in these functions and is considered a gateway to a long-term career within the industry.

The Oriental Insurance Company Limited has announced its Administrative Officer recruitment for 2025, opening a significant opportunity for graduates seeking a stable and progressive career in the public-sector insurance industry.

The short notification has confirmed that there are 300 OICL AO vacancies, with 285 spots for the Generalist stream and 15 for the Hindi Officer category. Applications will be accepted online between December 01 2025 and December 15, 2025.

The short notification for OICL AO has stated that the Phase I of the exam is tentatively scheduled for January 10, 2026. Those who clear Phase I will go into Phase II which is expected to take place on February 28, 2026. The final interview date will be announced later.

You can check the table below for further details on OICL AO recruitment 2025

OICL AO (Administrative officer) Exam Highlights

OICL AO Notification 2025

The OICL AO notification for 2025 provides a clear outline of the recruitment process, schedule, and eligibility requirements. According to the short notice, applications for the 300 AO posts will open on December 01 2025 at 6:30 p.m. and remain active until December 15, 2025.

The organization will release its detailed notification shortly before the application window opens on December 01, 2025. The selection process will include an online preliminary examination, a main examination with objective and descriptive elements, and an interview.

The short notification says that Phase I is expected to begin on January 10, 2026 and Phase II on February 28, 2026. Applicants should check the website regularly to track updates, especially regarding exam schedules, admit cards, and any changes in the recruitment calendar.

OICL AO Vacancies 2025

The short notification for OICL AO confirms 300 vacancies for the 2025 cycle. Though the full distribution will be provided in the detailed notification, current information indicates that the 285 vacancies fall under the Generalist category, with Hindi Officers 15 vacancies. OICL may also include a limited number of backlog vacancies within these totals.

The actual number of positions may be revised when the complete notice is published, depending on organizational requirements and reservation provisions. Aspirants should note that competition for AO positions is usually high due to the nature of the job, the standing of the organization, and the structured promotional pathway it offers.

An accurate reading of the vacancy table and reservation criteria given below will help candidates understand their prospects more clearly when planning their preparation.

How to Apply Online for the OICL AO Exam?

To apply for the OICL AO exam in 2025, follow these steps:

• Before proceeding with the application, carefully review the eligibility criteria mentioned in the OICL AO exam Notification.

• Ensure that you meet all the requirements, such as educational qualifications, age limit, and any other specified criteria.

• Visit the official website of OICL, orientalinsurance.org.in or click on the provided Apply Online Link. This will redirect you to the application portal.

• On the application portal, fill out the application form with accurate and relevant information.

• Provide details such as personal information, educational qualifications, contact information, and any other required fields. Double-check the information before submitting the form.

After the registration for the OICL AO exam , you will be directed to the next page, where you will have to upload your scanned photograph, signature, and left thumb impression, and handwritten declaration according to the specifications mentioned below.

Guidelines to Upload Photograph

• The photograph must be of a passport size in colour format

• Dimensions should be: 200*230 pixels (preferred)

• Size should be between 20 KB - 50 KB

Guidelines to Upload Signature

• The signature should be between 10 KB - 20 KB, and the dimensions should be 140*60 pixels (preferred)

• The signature should be on white paper with a black ink pen

After uploading the documents, you will have to fill in your other details in the next step, like educational qualifications, work experience, and other details.

Click on "Save and Next", verify your details, and then finally submit.

You can 'Preview' your application form before you click on 'Final Submit'. Please note that you will not be able to make any changes once you click on 'Final Submit. Ensure that you have scanned copies of these documents ready for uploading. Candidates are advised to read the instructions specified in the official notification thoroughly for filling out the application form completely.

Proceed to make the payment of the application fees as specified in the notification. The payment can usually be made online through various modes such as credit card, debit card, net banking, or any other accepted payment methods. Follow the instructions provided to complete the payment process successfully.

Once you have filled in all the required details, uploaded the necessary documents, and made the payment, carefully review the entire application form to ensure its accuracy. Make any necessary corrections or modifications if required. After verifying the information, submit the application form.

If the candidate is unable to fill in the application in one-go, they can save the data/information already entered, verify the details and modify if required, before submission.

No change will be possible or entertained after the final submission.

After successfully submitting the application, take a printout of the completed application form for your reference. This will serve as proof of your application and contain important details such as application number, registration details, and other relevant information.

It is recommended to follow the instructions provided in the official notification and application portal for precise details and any updates regarding the OICL AO exam application process.

OICL AO Application Fee

Please take a look at the table below to check the OICL AO exam fee to apply for the OICL AO recruitment exam. The application fee is payable as per the deadline which will be mentioned on the document.

OICL AO Eligibility Criteria

OICL AO 2025 exam is one of the best opportunities of government/ public sector employment for numerous job aspirants. When the detailed notification is out, you will get all the important details about eligibility.

Those candidates who are willing to apply for the same should first ensure that they are eligible for the post. To be eligible for the OICL AO exam , one needs to go through the complete OICL AO exam eligibility criteria.

OICL AO Educational Qualifications

To apply for the post of OICL AO Officer under the Generalist and Hindi Officer streams, aspirants should possess certain educational qualifications to be eligible. Further details on the OICL AO Officer qualifications are given below.

OICL AO Age Criteria

All candidates interested in applying for the post of OICL AO exam should be within the prescribed OICL AO age limit. For the OICL Administrative Officer Recruitment, the maximum age limit is 30 years and minimum age is 21 years. As per the Government rules, there will be age relaxation provided for eligible candidates. The details of the OICL AO exam age eligibility criteria are given below.

OICL AO Exam Calendar 2025

The OICL AO Exam Calendar 2025 outlines all key dates related to the recruitment process and helps candidates plan their preparation in an organized manner. The online application window will remain open from December 01, 2025 to 15 December 2025, during which applicants must complete registration and fee payment.

The Preliminary Examination is tentatively scheduled for January 10, 2026, followed by the Main Examination on February 28 2026. Admit cards for both stages will be released a few days before the respective exams on the official OICL website.

Candidates are advised to review the calendar carefully, track updates regularly, and maintain readiness for each stage of the selection process.

OICL AO Selection Process

Phase 1- Online Examination

Phase 2- Online Examination

Phase 3- Interview

OICL Phase 1 Exam Pattern

OICL AO for exam Phase 1 consists of an online examination that will be objective in nature. The online exam will consist of 3 subjects Quantitative Aptitude, English Language and Test of Reasoning for total 100 marks. The OICL AO exam Phase 1 paper will be available in both English and Hindi, except for the test of English Language. You can check the exam pattern in the table given below:

OICL AO Phase 2 Exam Pattern

OICL AO exam pattern for Phase 2 consists of two papers. Paper 1 will consist of 5 subjects of 40 marks each- Reasoning, Quantitative Aptitude, English Language, General Awareness and stream-specific knowledge of 2.5 hours total duration.

Paper 2 will be Descriptive English of 30 minutes duration, for 30 marks. There will be separate timing and sectional cut-off for each section in the Objective test, as decided by the Company, to progress to the Descriptive test/ Interview.

The paper will be available in English as well as Hindi, except for the test of Descriptive English. Please refer to the table below for more details.

OICL AO Syllabus

The OICL AO exam will have two phases of online exam. Phase 1 with 3 subjects and Phase with 2 parts – Objective test with 5 subjects, English Language, Reasoning, Quants, General Awareness & questions based on professional knowledge subjects and the Descriptive English paper. Before you start your preparation for the exam, it is extremely important to take note of the OICL AO syllabus.

OICL AO Marking Scheme 2025

Phase I and II of the OICL AO Exam will carry a negative marking of 1/4th of the mark allotted, for every wrong answer. A minimum total score will be required for each section of the objective test of the Mains phase to move on to the Interview stage. Marks of the descriptive English test will be qualifying in nature but will not be counted towards shortlisting for Interview or Final selection.

OICL AO Interview

After qualifying for the OICL AO Phase II exam, candidates will be called for the next and final stage, i.e., Interview. You will have the option to choose either Hindi or English as the medium of language for the Interview.

The number of candidates shortlisted for Interview will be in the ratio of 3 times the number of vacancies notified. The weightage of online exam to Interview is in the ratio of 80:20, for final selection.

OICL AO Final Selection

A final merit list will be prepared based on the consolidated marks of the Mains phase and Interview for the OICL AO exam and candidates who fall within the number of vacancies from the merit list will be considered for appointment. A separate waiting list of candidates may be prepared with no less than 50% of the number of vacancies reported, as a back-up for appointment.

OICL AO Salary

An Administrative Officer in OICL receives a salary structure that is attractive. The initial basic pay is ₹50,925, and when allowances such as house rent, transport, medical benefits, and other admissible components are added, the total monthly salary in metropolitan centres reaches approximately ₹85,000 to ₹90,000.

Apart from an attractive salary, OICL AO Officer facilities also include several other benefits such as Pension under NPS, Leave Fare Concession, Medical Reimbursement, Group Personal Accident Insurance etc. Check out the complete OICL AO salary from table below.

OICL AO Probation, Guarantee Bond and Service Conditions

Selected candidates on appointment may be posted/ transferred anywhere in India, as decided by the Company. A candidate appointed as Scale 1 AO will have to undergo a probationary period of one year, which may be extended further for one more year. During probation, Officers would be required to pass the non-life “Licentiate Examination” conducted by Insurance Institute of India.

Before starting the probationary period, new joiners will be required to give an undertaking to serve the Company for a minimum period of 4 years including the probation period. Failing to serve the guarantee bond will entail the liability to pay the liquidated damages equivalent to one year’s gross salary paid to them.

Pre-Examination Training

The pre-exam training for OICL AO exam will be provided online. Interested SC/ST/OBC (Non-creamy layer)/ PwBD candidates should mention their interest in the application form itself. Candidates who have opted for the training will be informed via registered e-mail/mobile.