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The government has raised interest rates on 10 small savings schemes for April 1 to June 30, 2023 period. The government also notified increasing the deposit limits to Rs 30 lakh from Rs 15 lakh under the senior citizens’ savings scheme and to Rs 9 lakh from 4.5 lakh under the national savings (Monthly Income Account) scheme. For joint accounts, the limit under the NSS will be Rs 15 lakh instead of Rs 9 lakh at present. The finance ministry also notified the Mahila Samman Savings Certificate announced in the FY24 budget, with a deposit limit of Rs 2 lakh. The scheme will offer a fixed interest of 7.5 percent for two years with a partial withdrawal option. The government also reduced the maturity period on Kisan Vikas Patra to 115 months from the earlier 120 months.
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