Practice Financial Management Questions and Answers

• Which of the following ratios are basically the measures of yield or return. 
• An analysis in which the firm’s ratio values are compared to those of a key competitor or group of competitors, primarily to identify areas for improveme...
• The _________ of a business firm is measured by its ability to satisfy its short-term obligations as they become due.
• _______ refers to the information collected by an auditor to ascertain the accuracy and compliance of a company's financial statements.
• As per the guidelines of the Basel Committee for Banking Supervision (BCBS), credit losses on stage 1 assets will be categorised as _______ provisions and ...
• Which ratios are a measure of the speed with which various accounts are converted into sales or cash?
• Which of the following ratio is useful in evaluating credit and collection policies?
• Net working capital is defined as?
• The two basic measures of liquidity are?
•  If the inventory turnover is divided by 365, it becomes a measure of
• Which analysis involves the comparison between the current and historical financial performance and the evaluation of developing trends.
• Which of the following Schemes allows the retail investors to Open & maintain retail Gilt account with RBI?
• Assets categorized in stage 3 cannot be directly brought to Stage 1 even after the irregularities are rectified, for how much time bank must keep stage 3 a...
• Under the proposed framework for adoption of an expected loss-based approach for provisioning by banks in India, which of the following is NOT a key requir...
• As far as the features of the Pradhan Mantri Vaya Vandana Yojana (PMVVY) goes, which of the following is true if the pensioner dies during the policy term ...
• What is the major difference between Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) & Pradhan Mantri Suraksha Bima Yojana (PMSBY)?
• Pradhan Mantri Shram Yogi Maan-Dhan Yojana assures a minimum assured pension of ________ upon attaining the age of 60 years.
• To mitigate concerns relating to model risk and significant variability in expected credit loss models, the Discussion Paper proposes the following mitigan...
• Under the proposed framework on ECL model for bank, interest income will be recognised on what basis for stage 3 assets?
• What is the maximum one can deposit in the Sukanya Samriddhi Account?
• Which of the following is one of the objectives of RBI’s Retail Direct Scheme?
• What is the key amendment in the provision regarding business credit cards issued by card-issuers to business entities/individuals for business expenses? �...
• In which of the following cases lifetime credit losses will be the correct choice for computing ECL: I.Financial assets with no significant increase in cre...
• A beneficiary of Stand Up India Scheme will be able to avail the services through which of the following ways? I- Directly at the branch II- Through Stand-...
• A company can improve (lower) its debt-to-total assets ratio by doing which of the following?
• Which of the following would be considered a 'cash-flow item from an "investing" activity'?
• As per the recently published discussion paper on expected credit loss model for banks the model proposes to compute ECL (depending on whether there has be...
• Unpaid matured debentures/deposits?
• When book profits are less than taxable profits:
• Where to show Share application money received in excess of issued share capital?
• Money received against share warrant is shown under which head?
• Rebate on bill discounted is shown in bank’s balance sheet under?
• Bills for collection are shown by the bank under which head?
• To study the trends in a firm’s cost of goods sold (COGS), the analyst should standardize the cost of goods sold numbers to common size basis by dividing...
• Which of the following acts gave birth to the Asset Reconstruction Company?
• As per the recently published discussion paper on Introduction of Expected Credit Loss Framework for Provisioning by Banks which of the following banks are...
• A person or their relative or partner who is indebted to the company for an amount exceeding what threshold is disqualified for the appointment of an audit...
• The term “SICR” discussed in the recently published RBI's released Discussion Paper on Introduction of Expected Credit Loss (ECL) Framework for Provisi...
• Until when does the term of the auditorship of the first auditor extend from the date of appointment?
• Which IFRS/Ind AS is discussed in the RBI's released Discussion Paper on Introduction of Expected Credit Loss (ECL) Framework for Provisioning by Banks?