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Practice Banking System in India Questions and Answers

Negative lien means
The bailment of goods as security for payment of debt or performance of a promise is called:
If a person is missing then after how many years is that person considered deceased after the complaint is filed?
Section 45ZA in BANKING REGULATION ACT 1949 deals with?
Rupee revenue stamp is used for which amount in India?
As per RBI decision demand draft above Rs.20,000/- what should be followed?
The risk that the bank will not receive funds from its counter-parties on the due date is called
EEFC account acts like which account?
DSCR indicates the ability of a company to?
The current ratio can be numerically expressed in the form of the following equation
Funds flow statement is prepared to :
What is charge created on gold loan?
Which of the following term is a strategy that tries to limit risks in financial assets?
Which of the following term is the practice where you pledge an asset (in this case, a car) to a bank when applying for a loan?
Which of the following term is correct regarding Basic Savings Bank Deposit Account (BSBDA)?
Which is the mandatory process of identifying and verifying the client's identity when opening an account and periodically over time?
Which of the following is the process of concealing the origin of money, obtained from illicit activities such as drug trafficking, corruption, embezzlemen...
In which state is the Insurance Regulatory and Development Authority of India (IRDAI) headquartered?
In which city is the National Bank for Agriculture and Rural Development (NABARD) headquartered?
In which year was the Small Industries Development Bank of India (SIDBI) established?
Who is the Managing Director (MD) and Chief Executive Officer (CEO) of National Housing Bank (NHB)?
In which city is the Advertising Standards Council of India (ASCI) headquartered?
Non-Banking Financial Companies (NBFCs) are the Financial Intermediaries engaged primarily in the business of i. Accepting Deposits ii. Lending loans and a...
Which of the following is considered as a Non-Banking Financial Company (NBFC)?
Which among the followings are correct statements with regard to NBFC in India? (A) All NBFCs should be registered with RBI. (B) NBFCs cannot accept demand...
Which one of the following is an example for Non-Banking Financial institution?
Which of the following is considered as a Non-Banking Financial Company (NBFC)?
As per the guidelines issued by the Reserve Bank of India in June 2021, each NBFC-MFI is required to maintain not less than ______ of its net assets as 'qu...
NBFCs in India are companies that are registered under which of the following Act?
As per the provisions of the SARFAESI Act, if the borrower fails to comply with the notice, the Bank may:
What is moratorium period for small and startup firms under Insolvency and Bankruptcy Code 2016?
Central Registry of Securitization Asset Reconstruction and Security Interest(CERSAI) is under which provision?
Which Section of the Insolvency and Bankruptcy Code, 2016 repealed the Presidency Towns Insolvency Act, 1909 and Provincial Insolvency Act, 1920?
Under the Pradhan Mantri Suraksha Bima Yojana risk coverage of ________for accidental death and complete disability and _______ for partial disability is g...
Consider the following Statements about Atal Pension Yojana (APY) and choose the option with correct Statements. I- APY is open to all saving bank/post of...
Pradhan Mantri Mudra Yojana is aimed at increasing the confidence of young, educated or skilled workers who would now be able to aspire to become first gen...
The Government Scheme facilitates bank loans between Rs.10 lakh and Rs.1 crore to at least one Scheduled Caste/ Scheduled Tribe borrower and at least one W...
The Pradhan Mantri Vaya Vandana Yojana (PMVVY) has been launched by the Government to protect elderly persons aged 60 years and above against a future fall...
Consider the following Statements and choose the option with correct Statements. I- Pradhan Mantri Awaas Yojana –Gramin (PMAY-G) was launched in 2016. II...
Consider the following Statements and choose the option with correct Statements. I- Jal Jeevan Mission was launched in 2019 as a Central Sector Scheme. I...

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