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      Question

      Passage: In recent years, India has witnessed

      rapid growth in digital payments, with more people using online platforms for daily transactions. Government initiatives promoting digital infrastructure and increasing smartphone penetration have accelerated this shift. However, experts believe that despite the growth of digital transactions, challenges such as cyber fraud, lack of awareness among some sections of society, and the need for stronger digital security systems remain important concerns. Financial institutions are therefore focusing on improving security measures while making digital services more accessible. Which of the following can be best inferred from the above passage?
      A Digital payments have completely replaced traditional banking methods in India. Correct Answer Incorrect Answer
      B Increasing digital adoption needs to be supported by stronger security measures and user awareness. Correct Answer Incorrect Answer
      C Cyber fraud is the only reason people hesitate to use digital payment platforms. Correct Answer Incorrect Answer
      D Government initiatives have failed to increase the use of digital payments. Correct Answer Incorrect Answer
      E Digital transactions are beneficial only for urban populations. Correct Answer Incorrect Answer

      Solution

      The passage highlights two aspects: First, Digital payments are growing due to technological and government support; Second, Security issues and awareness gaps still need attention. Therefore, the best inference is that digital growth must be accompanied by improved security and awareness.

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