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      Question

      Which action most directly increases average balance in

      savings accounts?
      A Higher credit card limits Correct Answer Incorrect Answer
      B Improving digital engagement Correct Answer Incorrect Answer
      C Launching corporate bonds Correct Answer Incorrect Answer
      D Increasing ATM count Correct Answer Incorrect Answer
      E Lowering EMI rates Correct Answer Incorrect Answer

      Solution

      Engaged customers transact more and maintain higher balances.  Why Other Options Are Incorrect • A: Credit facility unrelated. • C: Investment product. • D: Convenience factor only. • E: Loan-related.  Banking Example: Salary auto-credit with digital budgeting tools.

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