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      Question

      Which of the following financial institutions are

      explicitly EXCLUDED from the scope of the revised PCA framework for commercial banks?
      A Public Sector Banks Correct Answer Incorrect Answer
      B Private Sector Banks Correct Answer Incorrect Answer
      C Foreign Banks operating through branches Correct Answer Incorrect Answer
      D Small Finance Banks and Payments Banks Correct Answer Incorrect Answer
      E Domestic Scheduled Commercial Banks Correct Answer Incorrect Answer

      Solution

      The revised PCA framework applies to all scheduled commercial banks operating in India, including foreign banks. However, regional rural banks (RRBs), small finance banks (SFBs), and payments banks are explicitly excluded from this specific framework.

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