Which of the following are the components that are required to be estimated for credit risk quantification?
1. Probability of default
2. Expected Loss
3. Exposure at default
4. Loss Given default
The expected loss is the amount a lender might lose by lending to a borrower. The components of expected loss are: Probability of default (or PD) is the likelihood that a borrower would not be able (or would not be willing) to repay their debt in full or on time. In other words, it is an estimate of the likelihood that the borrower would default. Usually, PD refers to a particular time horizon. Loss given default (or LGD) is the share of an asset that is lost if a borrower defaults. It is the proportion of the total exposure that cannot be recovered by the lender once a default has occurred. Exposure at default (or EAD) is the total value that a lender is exposed to when a borrower defaults. Therefore, it is the maximum that a bank may lose when a borrower defaults on a loan.
A Public Company is a company which has a minimum paid-up share capital ____________
Which of the following amendment is known as the Mini-Constitution?
When did the Government of India decide to formulate Citizen’s Charters at Centre and State level?
Special leave to appeal can be granted by the Supreme Court-
As per section 8(2) of the Central Vigilance Commission Act official belonging to such category of officials are the _______________________ persons und...
As per Section 24A of SEBI Act, compounding of offence by Securities Appellate Tribunal can be done
Mortgagor shall__________ to accessions to mortgaged property
Which of the following is not an advisory function of Central Advisory Committee?
Which section of the Information Technology Act, 2000 dals with penalty for breach of confidentiality and privacy?
The good faith of a sale by a client to an attorney is in question in a suit brought by the client. The burden of proving the good faith of the transact...