Start learning 50% faster. Sign in now
LTV Ratio (%) Risk Weight (%) ≤ 80 35 > 80 and ≤ 90 50 As a countercyclical measure, it has been decided to rationalize the risk weights, irrespective of the amount. The risk weights for all new housing loans to be sanctioned on or after the date of this circular and up to March 31, 2023 Loan to Value Ratio is the amount of loan that can be given as a percentage of the market value of a property, which is valued by an empaneled independent valuer identified by the Bank. For eg: if the market value of the property is 80 lakhs, then the maximum loan that can be given is (if LTV Ratio of the bank is 80%) 64 lakhs (80% of 80 lakhs). Other things like income of the applicant will also be considered to decide the final loan eligibility
The Human Development Index (HDI) is published by:
BSE Indonext consolidates the order-book (in electronic form) of all regional exchanges
Rampura, which became the first village to establish its own solar plant in India, is located in which state?
Which of the following books is written by V.S. Naipaul?
Hanoi serves as the capital city of which Southeast Asian country?
What is the currency of South Africa?
Who had won the Best Actor Award at the 68th NAtional film Awards, 2022 held in New Delhi?
On the banks of which river is the Chennakeshava Temple, commissioned by King Vishnuvardhana, located?
Which personality was not included in the list of Uttarakhand Gaurav Samman 2022?
IRDAI was established on -