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LTV Ratio (%) Risk Weight (%) ≤ 80 35 > 80 and ≤ 90 50 As a countercyclical measure, it has been decided to rationalize the risk weights, irrespective of the amount. The risk weights for all new housing loans to be sanctioned on or after the date of this circular and up to March 31, 2023 Loan to Value Ratio is the amount of loan that can be given as a percentage of the market value of a property, which is valued by an empaneled independent valuer identified by the Bank. For eg: if the market value of the property is 80 lakhs, then the maximum loan that can be given is (if LTV Ratio of the bank is 80%) 64 lakhs (80% of 80 lakhs). Other things like income of the applicant will also be considered to decide the final loan eligibility
Which of the following is not a fully owned subsidiary of Reserve Bank of India (RBI)?
With the information given below, what is the Equity Multiplier of a firm?
Total Assets of the firm = 200,000
Total Debt =50,0...
Which of the following is true about the Debit Card of the Banks?
I. By Automated Teller Machine customers can deposit or withdraw money fro...
Which ratio provides critical information related to long term operation of a firm?
RBI has been using CAMELS based supervision for banks. Which of the following is not included in CAMELS?
GAAP stands for?
Working Capital is calculated by?
The credit information companies (CICs), or credit bureaus are regulated by _____________
Which of the following is not an advantage of Futures?
Who regulates Indian Corporate Debt Market?