Practice Financial Management Questions and Answers

• Which of the following category of assets would be a NPA account?
• Which of the following is not a part of the Tier 1 Capital of a bank?
• How much provision is required for an asset which is there in a doubtful category 1-3 years?
• For which of the following has the Risk-Based Internal Audit (RBIA) system been mandated by RBI?
• FCCB is a type of Bond. What does second ‘C’ in FCCB denote?
• Which of the following statements about Mortgage are not true? 1. Under a mortgage, the legal ownership of the asset can be transferred to the lender if th...
• The introduction of the Standing Deposit Facility was recommended by ____ committee.
• The balances with bank will be categorized in which time bucket in the ALM statement?
•  Foreign Exchange transactions which may expose bank to transaction exposure are A.    Purchase or Sale of goods in foreign currency B.    Loan repa...
• The right but not the obligation to sell the underlying asset is called ________
• Revaluation reserve are included as Tier II capital at a _______ discount for the purpose of capital adequacy ratio.
• Risk associated with a portfolio is always less than the weighted average of risks of individual items in the portfolio due to _______           ...
• An effective system of internal control for interest rate risk includes: A.    strong control environment B.    An adequate process for identifying a...
• The Net Interest Income (NII) can be insulated from the volatility of interest rate by ______ of assets and liabilities closely.
• The Risk of prepayments of loans and bonds and or premature withdrawal of deposits is called ________
• Which amongst the following is not true about GANTT project management?
• A trader carries an average inventory of Rs. 40,000. His inventory turnover ratio is 8 times. If he sells goods at a profit of 20% on Revenue from operatio...
• How much interest subvention is provided under PM SVaNIDHI Scheme to the borrowers
• Which type of loan is not required to be paid back during the life time of a borrower?
• To enhance the customer experience through integrated services on its digital platform the public sector bank Indian bank has launched a bouquet of digital...
•   In case of upgradation of pension contribution under Atal Pension Yojana, the subscribers have to pay the differential amount of contribution at the rat...
• Which of the following bonds are financial instruments that generate proceeds for investment in environmentally sustainable and climate-suitable projects?
• Which component of the NAMASTE Scheme provides health insurance to sanitation workers under PM-JAY? 
• Which portal did the Prime Minister unveil under the Ministry of Social Justice & Empowerment? 
• Which of the following is one of the objectives of RBI’s Retail Direct Scheme?
• Integrated Ombudsman Scheme amalgamates three ombudsman schemes of RBI - banking ombudsman scheme of 2006, ombudsman scheme for NBFCs of 2018 and ombudsman...
• Pradhan Mantri Vaya Vandana Yojana (PMVVY) was launched in ________ with an aim to protect elderly persons aged 60 years and above against a future fall in...
• Offices of __________ are designated as Stand-Up Connect Centres to arrange the support that is needed under the Stand Up India Scheme.
• As far as the Government Contribution of Atal Pension Yojana is concerned, GoI will co-contribute ______ of the subscriber’s contribution or ________ per...
• Consider the following Statements about the Sukanya Samriddhi Account and choose the option with correct Statements. I- It was launched in 2015 as a small...
• Bharatmala is one of the major initiatives of the Government to take the nation towards sustainable and high economic growth. Which of the following correc...
• JAM Trinity has played a significant role in the process of inclusive development in our country. Which of the following correctly describes JAM Trinity?
• Which of the following Statements regarding the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PM-JAY) is not True?
• The population covered with bank accounts increased from 53 per cent in 2015-16 to ________ in 2019-21 (as per NFHS).
• Which of the following Schemes/initiatives have played major role in the inclusion of the disadvantaged groups under the formal economic net. I- Aadhar I...
• Significant initiatives have been introduced under Aatmanirbhar Bharat and Make in India programmes to enhance India’s manufacturing capabilities and exp...
• Which of the following is/are the eligibilities to participate in the Pradhan Mantri Shram Yogi Maan-Dhan Yojana? I- The workers in the age group of 18 to...
• Deendayal Antyodaya Yojana-National Rural Livelihood Mission is administered by which of the following Ministries?
• Mission Amrit Sarovar is aimed at developing and rejuvenating _______ water bodies in each district of the country during this Amrit Varsh, 75th Years of I...
• RBI Retail Direct Scheme provides Retail investors the facility to open and maintain the ‘Retail Direct Gilt Account’ (RDG Account) with RBI. It was la...