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      Question

      Based on recent policy assessments, which of the

      following is identified as a persistent supply-side constraint in India's financial inclusion ecosystem?
      A An absolute over-saturation of brick-and-mortar bank branches in remote deep-forest areas. Correct Answer Incorrect Answer
      B High consumer reliance on international corporate credit rating agencies. Correct Answer Incorrect Answer
      C Inconsistent last-mile access quality and long branch waiting hours for marginalized segments. Correct Answer Incorrect Answer
      D A complete lack of interest from fintech developers in creating localized mobile applications. Correct Answer Incorrect Answer
      E Stringent global regulatory bans on the use of Aadhaar-based biometric authentication. Correct Answer Incorrect Answer

      Solution

      Despite major progress, evaluations show that access quality at the last mile can still be inconsistent, and rural consumers often face long branch lines or slow grievance redressal, highlighting the need for the targeted goals of NSFI 2025-30.

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