Question

Based on recent policy assessments, which of the following is identified as a persistent supply-side constraint in India's financial inclusion ecosystem?

A An absolute over-saturation of brick-and-mortar bank branches in remote deep-forest areas.
B High consumer reliance on international corporate credit rating agencies.
C Inconsistent last-mile access quality and long branch waiting hours for marginalized segments.
D A complete lack of interest from fintech developers in creating localized mobile applications.
E Stringent global regulatory bans on the use of Aadhaar-based biometric authentication.
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