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      Question

      How does the NSFI 2025-30 framework propose to shield

      retail consumers from impersonation cyber-frauds and phishing tactics under Jyoti V?
      A By blocking all digital transactions originating outside a consumer’s home state. Correct Answer Incorrect Answer
      B Through the implementation of official, pre-notified/pre-intimated communication registries. Correct Answer Incorrect Answer
      C By mandating bi-weekly password changes for all active digital wallets. Correct Answer Incorrect Answer
      D Eliminating telephonic customer service channels across all commercial banks. Correct Answer Incorrect Answer
      E Requiring physical biometric verification for every digital payment transaction over ₹500. Correct Answer Incorrect Answer

      Solution

      To combat predatory phishing and impersonation frauds, Jyoti V mandates structural consumer protection guardrails, including setting up pre-notified communication registries so users can easily distinguish verified bank calls from fraudulent actors.

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