Question
What are the prudential exposure limits for UCBs for a
group of connected borrowers/parties? Direction (18 to 21)- Read the following information to answer the questions below: The role of primary (urban) co-operative banks (UCBs) in providing housing finance has been reviewed from time to time. These banks, with their vast network, occupy a very strategic position in the financial system and have an important role to play in providing credit to the housing sector. Further, housing finance to specified categories up to prescribed limits is treated as priority sector lending, and the need for UCBs providing credit to priority sector has come to be increasingly recognised consistent with the social objectives placed before the banking system. Therefore, with a view to enabling the UCBs to play a more positive role in providing finance for housing schemes, particularly to the weaker sections of the community, these banks are permitted to grant loans for housing schemes up to certain limits from their own resources subject to the guidelines detailed hereunder.Solution
The prudential exposure limits for UCBs for a single borrower/party and a group of connected borrowers/parties shall be 15% and 25%, respectively, of their tier-I capital.
By selling a bike for Rs. 45000, Abhishek incurs a loss of Rs. 5000. Find the loss %.
A person sold two articles for Rs. 1936 each. On one he gained 28% and on other he lost 12%. What is his overall gain or loss percent, correct to one de...
Charan went to purchase an Apple iPhone, the shopkeeper told him to pay 30% GST, if he asked the bill. Charan manages to get the discount of 10% on the...
After applying a discount of Rs. 120 on an item, it was sold at a loss of 20%. If the ratio of the item's marked price to its selling price is 3:2, by w...
Cost price of an article is 25% less than its marked price of article. The item is then sold for Rs. 5,950, achieving a profit margin of (40/3)%. Calcul...
The cost price of item X is 20% more than that of item Y. If the cost price of item X is increased by 10% and it is sold for Rs. 220, earning a profit o...
If the selling price of 26 items is equal to the cost price of 32 items, determine the percentage of profit or loss. (Answer should be round off up to n...
A and B started a business with investments in the ratio 2:3 respectively. After 4 months, C joined them with an investment 35% more than the investment...
A shopkeeper marked an article Rs. 200 above the cost price and sold it after giving two successive discounts of 12% and 18% respectively, and faces a l...
A shopkeeper marked his goods 32% above the cost price and earned a profit of Rs. 14 after selling it by giving a discount of 20%. Find the cost price o...
Relevant for Exams:
Hey, Don't leave. If you have any queries regarding any exam let us know here.
