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      Question

      From the options given below, select the option which

      states the correct combination of correct sentences. I. The rapid expansion of digital infrastructure has significantly enhanced financial inclusion, enabling underserved populations to access formal banking services. II. If the regulatory authorities would have intervened at an earlier stage, the extent of the crisis could have been considerably mitigated. III. The organization’s performance, as well as its long-term sustainability, depends on its ability to adapt to changing market conditions and technological advancements. IV. Many a researcher have attempted to analyze the implications of such economic transformations, but conclusive evidence remains limited.
      A Only I and III are correct Correct Answer Incorrect Answer
      B I, III and IV are correct Correct Answer Incorrect Answer
      C Only II and III are correct Correct Answer Incorrect Answer
      D Only I and II are correct Correct Answer Incorrect Answer
      E All are correct Correct Answer Incorrect Answer

      Solution

      I – Correct  Clear structure + logical coherence II – Incorrect “If
 would have intervened”  Wrong conditional form  Correct: “If
 had intervened
” III – Correct  “performance
 depends” → correct subject-verb agreement  Proper structure IV – Incorrect “Many a researcher have attempted”  “Many a” → singular verb required  Correct: “has attempted”

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