NICL Legal Officer Exam 2026 Highlights
National Insurance Company Limited (NICL), a prominent government-owned entity overseen by India's Ministry of Legal, excels in providing an array of general insurance policies across diverse economic sectors. NICL stands out as a leading public sector insurance firm specializing exclusively in non-life insurance.
The services provided encompass protection against natural calamities in agriculture and rural domains, industrial insurance for projects, construction, fire, equipment loss, theft, as well as personal medical, accident, property, auto insurance, and diverse commercial insurance policies. Consequently, this opportunity serves as an exceptional platform for individuals aspiring to pursue careers in the insurance sector, aiming for success as Administrative Officers in India's leading insurance conglomerate.
NICL AO (Administrative officer) Legal Exam 2025 Highlights
| Conducting Body | National Insurance Company Limited |
|---|---|
| Official Website | https://nationalinsurance.nic.co.in/ |
| Name of the Post | NICL Administrative Officers Finance |
| Mode of Exam | Online |
| Stages |
3 Stages
|
| Maximum marks & Time duration |
|
| NICL AO Legal Online registration and payment of application fees 2026 | To be notified later |
| NICL AO Legal Date of Online Examination—Phase I Examination | To be notified later |
| NICL AO Legal Downloading of call letters for examination commences from | To be notified later |
| NICL AO Legal Date of Online Examination—Phase II Examination | To be notified later |
| NICL AO Legal Vacancies 2026 | To be notified later |
| NICL AO Legal Official Notification 2025 [PDF] | |
This page focuses on the NICL AO Legal notification for 2026 . NICL always recruits Scale I Administrative Officers in both Generalist and Specialist streams. The Legal specialist stream has 20 vacancies, and candidates must hold a law degree (LL.B. or LL.M.) with a minimum of 60% marks (55% for SC/ST).
Legal officers will sit the same two-phase online exam—Prelims and Mains—followed by an interview. Eligibility details, exam pattern, syllabus, and application dates are outlined in the official notification. Review these carefully to ensure you meet all requirements before applying.
NICL Legal Officer Notification 2026
The NICL Administrative Officer notification marks the commencement of the recruitment drive by National Insurance Co. Ltd. The NICL AO Legal Recruitment will aim to fill vacancies for the position of Administrative Officer-Scale 1 (AO) in various disciplines, including General, Legal and other specializations.
A total of 20 Legal specialist positions are available, alongside Generalist and other specialist roles in Finance, IT, Automobile Engineering, Medical, and Rajbhasha.
Online registration will begin once the new notification is released. During this period, candidates must complete their application, upload required documents, and pay the fee. The Phase I (Preliminary) exam will be held first and those who clear it will be qualified for Phase II (Mains). Shortlisted candidates from Phase II will be called for interviews, with final selections based on a combined 80:20 weightage of Main exam and interview scores.
To be eligible for the Legal Officer stream, you must hold a Bachelor’s or Master’s degree in Law (LL.B. or LL.M.) with at least 60% marks (55% for SC/ST). Age must be between 21 and 30 years , with relaxations for reserved categories as per government norms. Ensure you have your law degree certificates and category certificates (if applicable) ready for verification.
NICL (AO) Legal Officer Vacancies 2026
In most exam cycles, NICL announces a number of AO posts for both Generalist and Specialist roles. Of the Specialist vacancies, a number of vacancies are expected to be reserved for Legal Officers. Candidates must consult the official notification for the precise vacancy breakdown and apply within the specified window.
| Disciplines | UR | OBC | SC | ST | EWS | Total Vacancies | |
|---|---|---|---|---|---|---|---|
| Generalist | 68 | 47 | 26 | 12 | 17 | 170 | |
| Specialist | Doctors (MBBS) | 4 | 3 | 1 | 1 | 1 | 10 |
| Legal | 8 | 7 | 2 | 1 | 2 | 20 | |
| Finance | 8 | 6 | 3 | 1 | 2 | 20 | |
| Information Technology | 8 | 6 | 2 | 2 | 2 | 20 | |
| Automobile Engineers | 8 | 6 | 3 | 1 | 2 | 20 | |
| Specialist Backlog | Doctors (MBBS) | - | - | 3 | 1 | - | 4 |
| Finance | - | - | 1 | - | - | 1 | |
| Automobile Engineers | - | 1 | - | - | - | 1 | |
NICL AO (Legal) Eligibility criteria
Before applying, Legal Officer candidates must ensure they meet the NICL AO (Legal) eligibility criteria. Applicants must be between 21 and 30 years of age as per the age deadline which will be mentioned in the notification.
Age relaxations apply as follows: SC/ST – 5 years; OBC non-creamy layer – 3 years; Persons with Benchmark Disabilities – 10 years; Ex-servicemen/Commissioned Officers – 5 years; Defence personnel disabled in operations – 3 years; and confirmed employees of public-sector general insurance companies – 8 years .
Educationally, candidates must hold a Graduate or Postgraduate degree in Law (LL.B. or LL.M.) from a UGC-approved university, with a minimum of 60% marks (55% for SC/ST). The final mark sheet and degree certificate must be in hand by 1 May 2025; provisional or awaiting-results certificates are not accepted .
All supporting documents for age, educational qualifications, and category status must be produced in original at the time of interview. Election to any stage of the selection process does not imply final eligibility, which will be verified only upon document scrutiny.
| Disciplines | Academic Qualification |
|---|---|
| Legal | Graduate/Post-graduate in Law with min 60% (55% for SC/ST/PwBD) |
NICL AO Legal Syllabus and Exam Pattern 2026
The selection process comprises three stages: the Preliminary Exam, Mains Exam, and Personal Interview. Only eligible candidates will proceed to these stages based on their qualifications and marks obtained. Upon selection, the candidates will be required to serve a minimum of 4 years, including a 1-year probationary period.
At the time of joining, selected candidates will be expected to sign an undertaking to this effect. All those who wish to apply for the upcoming exam should take note of the NICL AO Legal exam pattern in detail, which is needed if you want to prepare a good preparation plan. The selection process of AO consists of three main phases:
Phase 1: Prelims (objective)
Phase 2: Mains (objective & descriptive)
Phase 3: Interview
Candidates should go through the complete exam pattern to know about other details such as the exam language and marking scheme.
NICL AO Legal Prelims Exam Pattern
The Preliminary Examination is conducted online for 100 marks over 60 minutes and comprises three separately timed sections: English Language (30 questions, 30 marks, 20 minutes), Reasoning Ability (35 questions, 35 marks, 20 minutes), and Quantitative Aptitude (35 questions, 35 marks, 20 minutes). Candidates must qualify in each section to be shortlisted for the Main Examination.
| Name of Test | No. of Questions | Marks | Duration | Medium of Exam |
|---|---|---|---|---|
| English Language | 30 | 30 | 20 minutes | English |
| Reasoning Ability | 35 | 35 | 20 minutes | English / Hindi |
| Quantitative Aptitude | 35 | 35 | 20 minutes | English / Hindi |
| Total | 100 | 100 |
Applicants must achieve passing marks as determined by the Company in each test or section. The Company will shortlist a sufficient number of candidates in each category (approximately 15 times the number of vacancies, subject to availability) for the Main Examination.
NICL AO Legal Mains Exam Pattern
Main Examination will consist of Objective Tests (Multiple Choice type Questions) for 250 marks and Descriptive Test for 30 Marks. Both the Objective and Descriptive Tests will be online.
(i) Objective Test: The Objective Test of 3 Hours duration consists of six sections for Legal officer, for total 250 Marks. The sixth section is an additional test to assess technical & professional knowledge in the Legal discipline :
| Name of Test | No. of Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 40 | 40 | 35 minutes |
| English Language | 40 | 40 | 30 minutes |
| General Awareness | 40 | 40 | 20 minutes |
| Computer Knowledge | 40 | 40 | 25 minutes |
| Quantitative Aptitude | 40 | 40 | 35 minutes |
| In the Special stream, an additional test to assess technical & professional knowledge in relevant discipline | 50 | 50 | 35 minutes |
| Total | 250 | 250 |
(ii) Descriptive Test: The descriptive Test of 30 Minutes duration with 30 marks will be a Test of English Language. The descriptive test will be in English and will be conducted through on-line mode.
(Essay – 10 Marks, Précis – 10 & Comprehension – 10 marks).
Candidates will have to answer the Descriptive Test by typing on the computer. Immediately after completion of the Objective Test, Descriptive Test will be administered.
NICL AO (Legal) Syllabus 2026
Candidates aspiring to become NICL AO Legal Officers should be well-versed with the NICL AO Legal Syllabus and Exam Pattern for the year 2025. The table provided below contains a detailed breakdown of the NICL AO Syllabus section by section, to aid candidates in their preparation. The subjects assessed in the Prelims are Reasoning, English language, Quantitative Aptitude.
| Section | Topics |
|---|---|
| Quantitative Aptitude | Ratio and Proportion, Simplification, Percentage, Average, Time and Work, Speed, Distance and Time, Mixture and Allegations, Percentage, Permutation, and Combination, Data Interpretation, Mensuration, Probability, Set Theory, Number Series, Number Systems, Profit & Loss, Simple Interest & Compound Interest, Surds & Indices, Sequence & Series, Mensuration – Cylinder, Cone, Sphere |
| English Language | Grammar, Vocabulary, Error Spotting, Reading Comprehension, Cloze Test, Para Jumble, Fill in the Blanks, Sentence Correction, Miscellaneous |
| Reasoning Ability | Inequality, Coding-Decoding, Syllogism, Machine Input-Output, Data Sufficiency, Seating Arrangement, Logical Reasoning, Floor Puzzle, Scheduling, Verbal Reasoning, Ordering and Ranking, Blood Relations, Direction and Distance, Coded Inequalities, Puzzle Tabulation, Alphanumeric Series |
While in the Mains objective exam the subjects assessed are English language, Reasoning, Quantitative Aptitude, General Awareness, Computer Knowledge, and Technical and Professional knowledge specifically in Legal stream. By thoroughly understanding the syllabus and exam pattern, candidates can formulate an effective study plan and boost their chances of success in the NIACL AO examination.
NICL AO Legal Interview
Candidates will be shortlisted for Interviews on the basis of overall marks scored in the NICL AO Legal Mains Examination after evaluation as given in the NICL exam notification 2025. The Interview will take place at designated centres. Shortlisted candidates will receive information about the centre's address, venue, date, and time for the Interview through the call letter.
NICL AO Legal Officer Final Selection
Final selection for the NICL AO (Legal) stream is based on the consolidated scores of the Main Examination (Objective Test) and the Personal Interview, with an 80:20 weightage respectively . Candidates must secure the minimum qualifying marks in the Objective Test to have their Descriptive Test evaluated and then meet the cut-off for interview shortlisting.
During the interview, assessors evaluate professional knowledge, communication skills, and suitability for the Legal Officer role. Interview scores are combined with Main Exam marks in an 80:20 ratio to compile the final merit list . In case of a tie in consolidated scores, higher interview marks prevail; if still tied, the older candidate is placed higher.
A waiting list of up to 50% of the total vacancies may be maintained to fill any vacancies arising from non-joining or withdrawals. Appointment is provisional, subject to passing a medical examination and verification of original documents. Selected candidates must also fulfill the four-year service bond requirement, including probation, as per NICL’s service regulations.
NICL AO (Legal) Important Dates 2026
The online application window for NICL AO (Legal) will begin once the notification is out. During this period, candidates must complete their registration, upload all required documents, and pay the application fee to be considered for the exam.
The Preliminary Examination (Phase I), a 60-minute objective test, will be held first. Call letters for this stage are typically available about one week before the exam; candidates should download them from the NICL website and carry a printed copy along with a valid photo ID to the test centre.
Shortlisted candidates from Phase I will receive their Phase II (Main) exam call letters after. The Main Examination, consisting of a three-hour objective test followed immediately by a 30-minute descriptive test, will be held in afew days after the admit card is out.
Finally, interviews for the Legal Officer stream are expected to take place after the Mains. Exact dates and interview centres will be communicated via separate call letters. Aspirants should regularly monitor the Recruitment section of NICL’s official website to download admit cards, track any schedule changes, and obtain detailed venue information.
NICL AO (Administrative officer) Exam Dates
| Events | Dates |
|---|---|
| NICL AO Online registration and payment of application fees 2026 | To be notified later |
| Date of Online Examination—Phase I Examination | To be notified later |
| Downloading of call letters for examination commences from | To be notified later |
| Date of Online Examination—Phase II Examination | To be notified later |
NICL Legal Officer Salary 2026
The starting basic salary for a NICL Legal Officer is ₹50,925 per month. In major cities, once you add dearness allowance, house rent allowance, and other allowances, the total monthly pay comes to around ₹85,000.
On top of this salary, Legal Officers get a pension under the New Pension Scheme, gratuity, leave travel allowance, medical cover, and group personal accident insurance. They may also be given company‐leased housing and any other benefits that NICL provides at the time of joining.
| Parameters | Details |
|---|---|
| Basic Pay | Rs. 50,925/- |
| Pay Scale | Rs.50925-2500(14)-85925-2710(4)-96765 |
| In-hand Salary | Rs. 90,000/- per month |
NICL AO (Legal) Online Course 2026
In this online era, there are endless ways and means to start exam preparation. Therefore you need a reliable source where you do not have to worry much about collecting the right NICL Legal Officer study materials. To direct you towards the right path and make NICL AO (Legal) Scale 1 exam preparation much easier and hassle-free task, ixamBee has come up with NICL AO (Legal) Online Course for Legal stream, that is curated by faculties having wide experience in insurance and banking institutes.
NICL AO (Legal) Mock Tests
The best time to prepare for the NICL AO 2026 exam is to start now. By practicing mock tests for the NICL Legal Officer exam, you can enhance your speed and accuracy. This test series is curated as per the latest exam pattern and syllabus to deliver a high-quality test pack. The NICL Legal AO online mock tests for the Legal stream will help you to make yourself aware of various types of questions that can be asked in the exam.
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Nicl Ao Legal FAQs
Candidates vying for the NICL AO Legal Officer position need to possess one of these qualifications: a Graduate or Post Graduate degree in Law from an accredited University with a minimum of 60% marks in either degree examination.
Unfortunately No. The calculation of percentage marks considers the total marks obtained by the candidate across all subjects in all semester(s)/year(s), divided by the aggregate maximum marks in all subjects, regardless of honours/optional/additional optional subjects. This method applies even to Universities assessing Class/Grade based solely on honours marks. Any fraction in the percentage, like 59.99%, will be considered as less than 60%. And hence, the application will be disregarded.
Yes, an interview is included in the NICL (Legal) AO selection process. Following the NICL Legal AO Mains, an interview session is conducted as a determining segment of the selection procedure, ensuring a comprehensive assessment of candidates' capabilities and suitability for the position.
Yes, In the Objective part of both the Prelims and Mains phases of the NICL Legal AO exam, there will be a negative marking system. For each incorrect response, one-fourth of the marks assigned to that question will be deducted as a penalty. Candidates should be cautious while answering to avoid unnecessary deductions.
As of now, the National Insurance Company Ltd. (NICL) has set the maximum age limit for the post of Administrative Officer (AO) at 30 years. Candidates applying for the AO position must ensure that they do not exceed this age limit. Age relaxation for specified categories are applicable as per the Government norms.
As outlined in the NICL Recruitment official notice, candidates are obligated to pay a designated fee of Rs. 1000/- (inclusive of intimation charges) to finalize their application process. It's crucial to bear in mind that once the payment for the NICL Legal AO application fee is made, it is non-refundable. Your NICL AO online application form will only be considered complete and finally submitted once you have paid your fee. Fee relaxations as per Government directives are applicable to specified categories. Candidates are required to go through the official notification, for complete details.
The NICL AO (Legal) Recruitment presents an attractive salary package for its selected candidates. Successful applicants can anticipate an approximate monthly salary of Rs. 80,000- 85,000/-. This remuneration is based on a basic pay scale ranging from Rs. 50,925 to Rs. 96,765.
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