Passage: With the increasing use of Artificial Intelligence (A

• A : AI-based systems can improve the efficiency of banking operations by helping banks identify fraud and analyse customer data faster. Reason (
• I in financial services, many banks have started adopting AI-based systems for fraud detection, customer support, and risk assessment. Experts believe that AI can improve banking efficiency by analysing large amounts of data quickly and identifying suspicious activities more accurately than traditional methods. However, some analysts argue that excessive dependence on AI may create new challenges because automated systems may fail when faced with unusual situations or incorrect data inputs. Assertion (
• R : AI systems can process large amounts of information within a short time and detect patterns that may not be easily identified by humans. Which of the following is correct?