Question
Which tier of Urban Co-operative Banks (UCBs) is defined
as having deposits exceeding ₹10,000 crore under the ECBA framework?Solution
Under the ECBA (Eligibility Criteria for Business Authorisation) framework introduced by RBI, Tier 4 Urban Co-operative Banks (UCBs) are defined as those having deposits exceeding ₹10,000 crore. This classification influences compliance norms and expansion rights.
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