Question
With reference to State Bank of India’s (SBI)
financial performance in FY 2024–25, consider the following statements: 1. SBI paid a dividend of over ₹8,000 crore to the Government of India for FY 2024–25, despite reporting a decline in standalone net profit in Q4. 2. The bank’s gross NPA and net NPA ratios improved in Q4 FY25 to 1.82% and 0.47%, respectively. 3. SBI approved raising up to ₹25,000 crore in equity capital in FY26 through Qualified Institutional Placement (QIP), Follow-on Public Offer (FPO), or other modes. Which of the statements given above is/are correct?Solution
• Statement 1 – Correct:  SBI paid a dividend of ₹8,076.84 crore to the Government of India for FY 2024–25. This came despite a 10% decline in standalone net profit, which stood at ₹18,643 crore in Q4 FY25. • Statement 2 – Correct:  SBI’s asset quality improved: o Gross NPA fell to 1.82% o Net NPA fell to 0.47%  Both numbers reflect stronger balance sheet health compared to earlier periods. • Statement 3 – Correct:  The board approved raising up to ₹25,000 crore in equity capital in FY26 through QIP, FPO, or other mechanisms to strengthen capital adequacy and support growth.  Since all three statements are correct:
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