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Pradhan Mantri Jan Aarogya Yojana (PM-JAY) is the world’s largest health insurance/ assurance scheme fully financed by the government. Under PM-JAY, cashless and paperless access to services are provided to the beneficiaries at the point of service, that is, hospitals. It is an entitlement-based scheme that targets the beneficiaries as identified by latest Socio-Economic Caste Census (SECC) data. The National Health Authority (NHA) has been constituted as an autonomous entity under the Society Registration Act, 1860 for effective implementation of PM-JAY in alliance with state governments.
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