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    Question

    Which new feature introduced by RBI under UPI allows

    users to block a portion of their credit card limit for repeat purchases? 
    A UPI Flex Credit Correct Answer Incorrect Answer
    B UPI Reserve Pay Correct Answer Incorrect Answer
    C UPI Smart Limit Correct Answer Incorrect Answer
    D UPI AutoPay+ Correct Answer Incorrect Answer
    E UPI Credit Hold Correct Answer Incorrect Answer

    Solution

    RBI introduced UPI Reserve Pay at the Global Fintech Festival 2025. It enables users to block part of their credit card limits or pre-sanctioned credit for seamless recurring purchases—like cab rides or food deliveries—without needing repeated approvals. Alongside it, the RBI unveiled IoT-based UPI, AI-based UPI Help, and Banking Connect, enhancing security, interoperability, and user convenience . 

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