Question
Which new feature introduced by RBI under UPI allows
users to block a portion of their credit card limit for repeat purchases?ÂSolution
RBI introduced UPI Reserve Pay at the Global Fintech Festival 2025. It enables users to block part of their credit card limits or pre-sanctioned credit for seamless recurring purchases—like cab rides or food deliveries—without needing repeated approvals. Alongside it, the RBI unveiled IoT-based UPI, AI-based UPI Help, and Banking Connect, enhancing security, interoperability, and user convenience .Â
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