Consider the following statements with respect to the changed D-SIB designation methodology by the Reserve Bank of India-  I.The Reserve Bank of India has revised the methodology for designating a bank as a Domestic Systemically Important Bank (D-SI

• B by incorporating digital payments, value as well as volumes, under the substitutability indicator in the assessment. II.The data requirement under this sub-indicator stands revised from 'Payments made in INR using RTGS and NEFT systems' to the total value of Digital Payments made in Rupees (85 percent weightage) and total volume of Digital Payments made in Rupees (15 per cent weightage). III.The digital payments include all payments including paper-based instruments. Which of the following statements is/are true ?